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Best Mortgage Refinance Companies in Bethlehem

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2023
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Abacus Regional Mortgage logo
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License Verified:

License: 113984

Nationwide Multistate Licensing System and Registry

Abacus Regional Mortgage

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100 W Main St 1st Floor, Bath, PA 18014
  • New Construction

Business Description

Abacus Regional Mortgage assists families and individuals in Bethlehem in achieving their ideal homeownership while meeting their financial goals. The company offers loan products and mortgage plans that suit everyone’s unique situation, needs, and lifestyle. It also provides multiple lending programs such as conventional, FHA, VA, USDA, adjustable rate, and refinancing options to homebuyers who require lower rates and interests with their current loan. Abacus Regional Mortgage has been in the financing industry since 1993.

License Verified:

License: 113984

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (163)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Assured Financial Services logo
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License Verified:

License: 184633

Nationwide Multistate Licensing System and Registry

Assured Financial Services

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134 2nd Avenue, Collegeville, PA 19426
  • New Construction

Business Description

Assured Financial Services has been providing real estate solutions in the Bethlehem metro since 2009. It caters to individuals and families who want to purchase residential properties. The company helps investors and buyers file pre-approval letter requests. Its team processes various types of mortgage products, including USDA, FHA, VA, super jumbo, conforming, and fixed- and adjustable-rate loans. It also offers refinancing assistance. Founder Michael Boscaino has been in the industry for more than two decades.

License Verified:

License: 184633

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Benchmark Mortgage Lehigh Valley logo

License Verified:

License: 681517

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage Lehigh Valley

447 Chestnut St, Emmaus, PA 18049
  • Reverse Mortgages

Business Description

Benchmark Mortgage Lehigh Valley serves the locals in and around the Bethlehem metro. It offers mortgage refinancing to clients, helping them find the right loan that can aid them in reaching their financial goals. It is operated by expert mortgage consultants and in-house processors who are focused on creating long-term relationships with their clients and their families. Benchmark Mortgage is a full-service banker established in 1999 and is based in Plano. The company provides special support to veterans.

License Verified:

License: 681517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Drexel Hill Mortgage, Inc. logo
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License Verified:

License: 103898

Nationwide Multistate Licensing System and Registry

Drexel Hill Mortgage, Inc.

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230 Sugartown Road, #20, Wayne, PA 19087
  • Reverse Mortgages

Business Description

Drexel Hill Mortgage, Inc., works for the residents of the Bethlehem community. It helps individuals looking for refinancing options for homes and other types of real estate. It uses a refinance analysis tool to enable clients to choose the right loans based on their financial capacity. The company also offers fixed- or adjustable-rate mortgages, as well as VA, FHA, and jumbo loans. Its owner, Tim McNerney, has been in the industry for over 10 years.

License Verified:

License: 103898

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Mortgage Network Incorporated logo
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License Verified:

License: 113490

Nationwide Multistate Licensing System and Registry

Global Mortgage Network Incorporated

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626 Jacksonville Road, Suite #230, Warminster, PA 18974
  • New Construction

Business Description

Global Mortgage is a brokerage business offering residential lending in Bethlehem. Its team of refinancing officers provides an evaluation of clients' mortgage needs according to a variety of factors, such as financial opportunities, updated rates, possibility of monthly savings, adjustable rate situation, and private mortgage insurance status. The company also offers different loan solutions, including those for damaged credit, home affordable refinance program phase II, and reversed mortgages. Global Mortgage is a member of PAMB. It is also certified by the Pennsylvania Housing Finance Agency.

License Verified:

License: 113490

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (52)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leo Mortgage logo
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License Verified:

License: 127874

Nationwide Multistate Licensing System and Registry

Leo Mortgage

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921-A Bethlehem Pike Suite 208, Ambler, PA 19002
  • Reverse Mortgages

Business Description

Leo Mortgage is a family-owned and family-operated business that caters to the financing needs of borrowers in Bethlehem. It is a full-service mortgage brokerage that offers various loan programs that meet the individual home requirements of its clients. Its loan officers help customers identify the right option that meets their financial situation and home goals. Leo Mortgage strives to make a straightforward and easy loan process by providing online financial tools that help clients in making the right decision.

License Verified:

License: 127874

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Bower logo
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License Verified:

License: 128567

Nationwide Multistate Licensing System and Registry

Michael Bower

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612 Hamilton Street Suite 501, Allentown, PA 18101
  • Reverse Mortgages

Business Description

Michael Bower is a mortgage banker who assists Bethlehem residents in making big financial decisions with refinancing. He and his team at AnnieMac Home Mortgage find refinancing programs that fit the needs of homeowners. They provide consultations throughout the loan process so that mortgage borrowers can make educated decisions. In addition, Bower and his team extend financial and industry knowledge to support each client's homeownership goals. Bower has been in the loan industry since 1993 and additionally serves New Jersey and Florida.

License Verified:

License: 128567

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage America logo

License Verified:

License: 128501

Nationwide Multistate Licensing System and Registry

Mortgage America

1425 Grape Street, Whitehall, PA 18052
  • Reverse Mortgages

Business Description

For over 38 years, Mortgage America has been working with clients throughout the Bethlehem metro. It educates homeowners through the process of mortgage refinancing. The company explains the importance of a home appraisal as part of its efforts to obtain lower monthly payments for its clients. It also helps first-time homebuyers qualify for a PA Bond, a program from the Pennsylvania Housing Finance Agency. The company is owned and operated by brothers Bob and Dan Barrett.

License Verified:

License: 128501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (41)
Facebook
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
NewRez logo

License Verified:

License: 3013

Nationwide Multistate Licensing System and Registry

NewRez

1100 Virginia Drive, Suite 125, Fort Washington, PA 19034
  • Reverse Mortgages

Business Description

NewRez assists homeowners in the Bethlehem community improve their cash flow with a range of refinancing solutions. It helps homeowners who want to reduce their monthly payments, interest rates, and loan terms through refinancing. The team also offers cash-out options for homeowners seeking relief from debts. The business also has VA, FHA, niche and specialty, and fixed and adjustable-rate loans. Newrez makes its application process easier by combining technology with human interaction.

License Verified:

License: 3013

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (3811)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Orchard Hill Mortgage Company logo
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License Verified:

License: 1269739

Nationwide Multistate Licensing System and Registry

Orchard Hill Mortgage Company

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261 Old York Road, Suite 719, Jenkintown, PA 18966
  • Reverse Mortgages

Business Description

Orchard Hill Mortgage Company serves the locals of the Bethlehem neighborhood. It provides mortgage refinancing solutions to a variety of clients, including first-time home buyers, moving-up or second-home buyers, refinancing homeowners, and investment buyers. Clients are given assistance in finding the right program and securing low market rates when buying a home, refinancing for a better rate, or acquiring cash out of their property. Scot Mentzer is the owner and operator of the Jenkintown-based company.

License Verified:

License: 1269739

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
UMortgage logo
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License Verified:

License: 1457759

Nationwide Multistate Licensing System and Registry

UMortgage

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100 N 18th Street Ste 1400, Philadelphia, PA 19103
  • New Construction
  • Reverse Mortgages

Business Description

UMortgage is a locally owned and operated brokerage serving individuals and families throughout Bethlehem. Through its network of lenders, its team of loan originators helps clients choose from a variety of loan programs. It offers 30-year and 15-year fixed mortgages, as well as 3/1 and 5/1 adjustable-rate mortgages. It assists with every step of the loan process, from initial disclosures and underwriting to closing. In addition, the company provides a wide range of refinancing options. UMortgage has been in business for more than two years.

License Verified:

License: 1457759

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vantage Point Mortgage logo
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License Verified:

License: 141899

Nationwide Multistate Licensing System and Registry

Vantage Point Mortgage

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401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA 19422
  • Reverse Mortgages

Business Description

Vantage Point Mortgage is a brokerage serving homeowners in Bethlehem and across Pennsylvania. It works with industry lenders to offer options for refinancing or purchase purposes. It provides renovation mortgages, including 203k and bridge loans, as well as USDA, jumbo, adjustable-rate, and conventional fixed-rate programs. Vantage Point Mortgage, formed in 2009, is a boutique firm that comprises loan officers and processors who guide clients throughout the mortgage process, from pre-approval to closing. It has closed over $1 billion in loans for its customers.

License Verified:

License: 141899

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (82)
Facebook
5.0 / 5 (56)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.