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Best Homeowners Insurance Agencies in Salem

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GTW Insurance logo

GTW Insurance

Salem, OR 97404
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  • Multiple Policy Types

GTW Insurance is a homeowners insurance agency in Salem that guides clients as they shop for policies and advises them on coverage options that serve their interests. Its agents help clients to assess the risks involved with their properties and provide rates offered by various carriers based on these risks. GTW Insurance gets clients coverage for property structures, personal items, floods, and medical expenses. This agency also offers personal liability coverage in case homeowners are sued by guests injured at their homes.

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House of Insurance logo

House of Insurance

Salem, OR
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  • Condos
  • Flood

House of Insurance operates within the Salem metro area and sells homeowners insurance policies. It provides homeowners insurance policies and advises clients on their requirements and stipulations. Its agents also provide clients with rates so they can compare prices offered by multiple insurance carriers. Available policies cover structural replacement costs, replacement costs for personal belongings, and personal liabilities. House of Insurance also creates custom policies for clients with particular coverage needs.

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Johnson & Johnson Insurance Services logo

Johnson & Johnson Insurance Services

3700 River Road North, Keizer, OR 97303
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  • Personal Property Insurance
  • Flood
  • Earthquake
  • Renter's Insurance

Johnson & Johnson Insurance Services helps clients from Salem find the best insurance policies that will cover their needs. The independent insurance agency offers home insurance that can help protect clients' properties from disasters like fire or incidents like theft. It can also cover injuries sustained by other people in the policy owner's house. The firm's home insurance specialists can customize insurance packages that will cater to clients' different risks and needs. Johnson & Johnson provides other personal and commercial insurance services. It also serves Wilsonville, Silverton, Woodburn, and Portland.

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Raven Schreiner - State Farm Insurance Agent logo

Raven Schreiner - State Farm Insurance Agent

4352 Commercial St SE, Salem, OR 97302-3914
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  • Multiple Policy Types

Salem-based Raven Schreiner, a State Farm insurance agent, provides insurance services to small businesses, families, and individuals. One of the insurance services he offers is homeowners' insurance. He has broad knowledge regarding insurance and financial risk, and he uses it to guide his clients in making their decisions when it comes to choosing their insurance policies. Schreiner also provides auto insurance, individual life insurance, and personal and general liability policies.

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Valley Insurance Professionals logo

Valley Insurance Professionals

1295 Baxter Rd SE, Salem, OR 97306
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake

Valley Insurance Professionals is an independent insurance company serving Salem and nearby metros. Homeowners' insurance protection adds value to a property and maximizes potential savings when trained agents help determine the appropriate insurance coverage for given lifestyles. Renters' insurance aids in protecting personal items not covered by the landlord, such as personal valuables, furniture, and clothing in the event of fire and acts of nature like earthquakes. Valley Insurance Professionals give quotes on their website to help give an idea of its insurance costs and options.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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