Best Pet Insurance Companies in Rochester

FAQs

• What dog breeds are most expensive to insure in Rochester?

  The top three breeds of dog that are most expensive to insure in Rochester are the Jack Russell terrier, Dogue De Bordeaux, and Newfoundland, in ascending order. Generally, the bigger the dog breed and size, the more its insurance premiums increase. Insurance policies for most dogs are usually nearly half the amount compared to these breeds.

• How can Rochester owners cut their monthly pet insurance premiums?

  Rochester owners can cut pet insurance premiums if a plan is too expensive by paying for the yearly policy in full because most pet insurers give discounts to customers for paying annually instead of monthly. Owners can also choose a plan with a lower price by reducing coverage for accidents and illnesses. They can shop and compare different pet insurance policies and companies and their premiums, and discounts can also be obtained by bundling insurance for multiple pets.

• How do Rochester pet insurance plans and pet wellness policies differ?

  While generally similar, traditional pet insurance plans and pet wellness policies differ only in what they cover. The former reimburses owners for costs from the veterinary treatment of unexpected expenses due to diagnosed illnesses and injuries. For example, the costs of treating a lethargic pet will be reimbursed by a standard pet insurance policy in Rochester. A pet wellness policy, on the other hand, provides coverage of costs due to routine care procedures.

• What routine care procedures are usually included in Rochester wellness pet insurance plans?

  Routine care procedures usually included in Rochester wellness pet insurance plans include routine diagnostic tests and treatments such as blood counts that show underlying problems based on blood cell numbers. Routine dental cleanings include an exam and tartar and plaque removal. Also, deworming and fecal tests take care of gastrointestinal parasites. Tick, flea, and heartworm detection and preventive treatments are covered, as well as spaying and neutering, urinalyses, and vaccinations.

• Is microchipping included in Rochester wellness pet insurance policies?

  Microchipping may be included in Rochester wellness pet insurance policies, depending on the plan. The plan covers the procedure of the vet implanting a small microchip under the skin of the pet. This device is usually as small as a rice grain. Microchips act as the pet’s identification, and in the event that they get lost, rescuers may scan their microchips to glean information on where they live and who their owners are.