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Best Life Insurance Companies in Rochester

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Albion Agencies Insurance logo

Albion Agencies Insurance

30 North Main Street, Albion, NY 14411
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  • Life Insurance

Albion Agencies Insurance is a full-service insurance agency that has provided comprehensive insurance options in the Rochester area since 1844. It offers life insurance with the necessary coverage and clients can choose between whole life insurance or term life insurance. It also offers homeowners, auto, renters, and mobile home coverage for personal clients. Business coverages include auto, property, liability, workers compensation, bonds, and more. Albion Agencies Insurance is one of the oldest and largest insurance agencies in the Orleans County.

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Canandaigua Insurance Agency logo

Canandaigua Insurance Agency

470 S Pearl St, Canandaigua, NY 14424
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Canandaigua Insurance Agency is a local company serving the Finger Lakes region since 1863. It's an independent agency, which allows its agents to provide unbiased advice and source life insurance policies from multiple carriers. They can also help clients switch between companies, assist with claims, and advocate in disputes with their insurance provider. The agents specialize in all forms of life insurance, including term life, whole life, and universal life.

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Century Benefits Group, Inc. logo

Century Benefits Group, Inc.

400 White Spruce Blvd Ste C, Rochester, NY 14623
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Founded more than 25 years ago, Century Benefits Group Inc. is a health insurance company in Rochester that specializes in group and individual health insurance, including employee benefits programs that incorporate dental, vision, and 401(k) retirement plans. Its agents can design employer-paid and supplemental programs for businesses of all sizes, municipalities, and nonprofits. Century Benefits Group Inc. is a Registered Employee Benefits Consultancy and certified by the New York State Health Insurance Marketplace.

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Cheektowaga Agency, Inc. logo

Cheektowaga Agency, Inc.

3 Kelly Drive, Rochester, NY 14227
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  • Individual Plans
  • Life Insurance

Cheektowaga Agency, Inc., is an insurance service center in Rochester serving clients in Western New York for over 64 years. Its team of agents offers life insurance products from various providers with comprehensive coverage. They also carry auto insurance, home insurance, renters insurance, and business insurance. Additionally, they have plans covering condo units, umbrella liability, and rental properties. Each agent at Cheektowaga Agency has 26 years of experience in the industry, providing personalized insurance premiums to individuals and families.

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Clauss & Company Insurance Agency logo

Clauss & Company Insurance Agency

735 Delaware Avenue, Rochester, NY 14209
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  • Life Insurance

Since 1919, Clauss & Company Insurance Agency has been providing insurance products to the people of Rochester. One of its offerings includes life insurance policies, such as term, endowment, whole, and universal life. In addition, its insurance agents can provide quotes and outline options for auto, homeowners, business, and recreational insurance. A third-generation and family-owned firm, Clauss & Company Insurance Agency consists of 11 insurance professionals who all have over 20 years of industry experience.

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DGM Insurance Agency logo

DGM Insurance Agency

2480 Browncroft Blvd Ste 2A, Rochester, NY 14625
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Founded in 1996, DGM Insurance Agency is a health insurance company in Rochester, with an additional office in Charlotte, North Carolina. Its personal and business services include arranging individual life insurance and tailoring employee benefits programs for small and large companies. As an independent agency, it can offer unbiased advice and a wide range of policies provided by some of the country's most stable insurance carriers. It also arranges insurance for drivers and homeowners.

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Dolan Nabozny Insurance Agency logo

Dolan Nabozny Insurance Agency

919 Winton Rd S Ste 210, Rochester, NY 14618
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Dolan Nabozny Insurance Agency is a boutique life insurance company in Rochester. Dolan and Nabozny are its two agents, founding the company in 2015. They have many years of experience in life insurance, partnering with several trusted insurance carriers to ensure they can offer clients a choice of policies with varying degrees of coverage at competitive rates. They also provide impartial advice and can assist clients in filing claims.

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empireOne Insurance Consultants logo

empireOne Insurance Consultants

6605 Pittsford Palmyra Rd Ste E8, Fairport, NY 14450
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empireOne Insurance Consultants is primarily active in the Rochester metro area and provides life insurance policies for individuals. It's experienced with term life policies as well as whole and universal policies, and it assists clients seeking any type of coverage while also helping them to customize policies to their own unique needs. In addition to life insurance policies, empireOne Insurance Consultants also sells health insurance, but only for travel circumstances specifically. Other types of personal insurance, as well as business insurance, are available too.

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Ferris Agency logo

Ferris Agency

2314 Lyell Avenue, Rochester, NY 14606
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  • Life Insurance

Ferris Agency has over three decades of experience in addressing the life insurance needs in Rochester. This independent agency also offers other personal insurance products, such as homeowners, flood, auto, pet, and umbrella insurance policies. Its business insurance protection services, on the other hand, cover employment practices and cyber liability, key person, general liability, and technology insurance options. In addition, the family-owned business represents insurance companies, including Erie Insurance, Foremost Insurance Group, Liberty Mutual, Mercury Insurance, and Progressive.

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Flour City Insurance Agency logo

Flour City Insurance Agency

1260 Scottsville Road, Rochester, NY 14624
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  • Life Insurance

Flour City Insurance Agency is an independent insurance company based in Rochester owned by Angel Bunce, an insurance agent. She offers life term, whole life, and universal insurance for customers keen on planning their future. She also handles car and business insurance plans. Moreover, clients interested in acquiring homeowners' insurance can add valuable articles, flood policies, and umbrella policies to their coverage through Flour City. Previous clients have mentioned that Bunce is able to deal with various coverage options and provides excellent customer service.

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Flour City Insurance Agency logo

Flour City Insurance Agency

1260 Scottsville Rd Ste 202A, Rochester, NY 14624
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Flour City Insurance Agency is a life insurance agency in Rochester. This independent agency specializes in three types of life insurance products for its customers, including term life, whole life or permanent life, and universal life. Its trained agents are well adept at helping clients choose which type of insurance meets their short- and long-term financial goals. In addition to life insurance, Flour City Insurance Agency offers car insurance, home insurance, and business insurance.

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Francisco Insurance Agency logo

Francisco Insurance Agency

2858 Dewey Ave, Rochester, NY 14616
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Francisco Insurance Agency is a life insurance company in Rochester, serving individuals and businesses across the neighboring areas. Its founder and lead agent is Rachel E. Francisco, an experienced insurance adviser who has developed strong links with many carriers to ensure her clients have a choice of products with various levels of coverage. The agency's products include term life and universal life insurance. Ms. Francisco can arrange policies for every client, even if they've been rejected by other agencies.

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Genesee Valley Agency logo

Genesee Valley Agency

258 North St, Caledonia, NY 14423
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Genesee Valley Agency is an insurance agency serving the Rochester metro area. Offering both life and health insurance products, this agency assists clients with inquiring into rates and providers as well as the agreement and claims processes. Its health insurance services concentrate on Medicare programs for parts A through D. Genesee Valley Agency's life insurance policies are flexible and offer a variety of rates to clients with different needs who want different levels of coverage.

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InsuranceTrak Services logo

InsuranceTrak Services

4515 Culver Rd Ste 206, Rochester, NY 14622
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InsuranceTrak Services is an independent agency based in Rochester, serving Upstate New York from its offices and the rest of the U.S. from its website. Founded in 2011, it's built a network of more than 20 major insurance carriers, enabling its licensed agents to provide clients with a wide choice of term life, whole life, and universal life policies. The agency's website allows clients to apply for multiple quotes, with responses on weekdays within 24 hours.

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Leighton Insurance Agency logo

Leighton Insurance Agency

1 Grove St Ste 122B, Pittsford, NY 14534
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Leighton Insurance Agency has been active since 1995 and acts as an independent agency providing multiple types of life insurance coverage. It sells individual life insurance policies to clients provisioning for their surviving loved ones, and these policies typically cover final expenses, debts, and future expenses incurred by dependents, such as with education costs. Child insurance policies are also available to protect parents or guardians from significant financial losses in the unfortunate event of a child's death. Key person insurance is available to businesses with particularly valuable members.

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Michelle Lebel Agency logo

Michelle Lebel Agency

4495 W Henrietta Rd, Henrietta, NY 14467
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The Michelle Lebel Agency represents Erie Insurance. The agency was founded by Michelle Lebel in 2007, specializing in individual life and health insurance and Medicare plans for the people of Rochester and Upstate New York. Ms. Lebel is an independent agent who has built a network of trusted carriers, enabling her to compare many variations of similar policies. She also provides her clients with impartial advice and assists them in making claims.

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Optima Benefits & Payroll logo

Optima Benefits & Payroll

1465 Monroe Ave, Rochester, NY 14618
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Optima Benefits & Payroll is a business services and life insurance company in Rochester, serving big and small companies in Upstate New York. The company tailors employee benefit programs for its clients and negotiates with specialist insurance carriers to get full coverage and the best rates. The programs typically protect employees from the costs of vision and dental care, short-term and long-term medical treatments, and disability. The programs also offer various life insurance solutions.

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Quinton Insurance logo

Quinton Insurance

2700 Elmwood Ave, Rochester, NY 14618
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Quinton Insurance is an independent life insurance agency in Rochester, with additional offices in Harrison, serving clients across New York. The agency specializes in individual life insurance and employee benefits programs for companies of all sizes. Its services range from tailoring individual policies chosen from the many offered by its partner carriers to designing employer-paid and supplemental benefits programs. The agents also help clients file claims and review their insurance policies annually.

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SimcoHR logo

SimcoHR

2531 Rochester Road (Rt. 332), Canandaigua, NY 14424
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SimcoHR provides businesses a single point of contact who integrates technology and service on a day to day basis in HR, risk management, payroll, and benefits. Your personal SimcoHR contact is backed by a team of specialists ready to help in compliance, open enrollment, payroll processing, time and attendance systems, onboarding and offboarding, employee handbooks, risk assessments and more. It's not about product, it's about process. The Simco Process provides solutions that creates efficiencies to serve your business needs. We also have the Simco Insurance Center that offers individuals a wide variety of personal insurances including Medicare, medical, auto, home, and life insurance products. Visit SimcoHR.com for more info.

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The Feltner Group logo

The Feltner Group

191 S Union St, Spencerport, NY 14559
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The Feltner Group is an independent broker serving the Rochester metro area that offers personal life insurance policies. It sells term, whole, and universal life insurance policies and assists clients with the entire process of shopping for quotes within their budgets that fulfil their most important coverage needs. The Feltner Group also offers many other types of personal and commercial insurance policies, and it's particularly experienced with umbrella policies for both categories of insurance.

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The Schultz Group of NY logo

The Schultz Group of NY

3445 Winton Pl Ste 109, Rochester, NY 14623
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The Schultz Group of NY started in 1979. The agency specializes in individual life insurance and Medicare plans. It's an independent agency that gets quotes from multiple insurance carriers, compares them, and provides clients with impartial advice so they can make effective decisions determined by choice, expert advice, and price. The agency can offer every form of term life and whole life insurance, and provide additional Medicare support through Medigap and Medicare advantage plans.

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Tompkins Insurance Agencies logo

Tompkins Insurance Agencies

3252 Chili Avenue, Rochester, NY 14624
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  • Life Insurance

Tompkins Insurance Agencies offers life insurance solutions to clients in Rochester. The professionals in the company assist clients in purchasing life and disability insurance and long-term care. Its insurance coverage includes auto, homeowners, and umbrella insurance, in addition to valuable items and recreational vehicles. The company also offers financial services, such as business and personal banking. Tompkins Insurance Agencies also ranked among the Top 50 Personal Insurance Agencies in the country. Furthermore, it works with various carriers, including Cigna, Chubb, and Encompass.

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Trovato Associates logo

Trovato Associates

1880 East Ridge Road, Rochester, NY 14622
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  • Individual Plans
  • Life Insurance

Trovato Associates has been assisting locals of Rochester and its neighboring areas with their insurance needs since 2011. As a full-service and independent insurance agency, it partners with a variety of insurance carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. The agency mainly assists with term life and permanent life insurance plans, and it also provides assistance with other personal insurance plans including auto, home, and umbrella insurance.

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Vanscoter Insurance Agency logo

Vanscoter Insurance Agency

1577 W Ridge Rd Ste 216, Rochester, NY 14615
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Serving Rochester and all of New York, the Vanscoter Insurance Agency is an independent company representing multiple carriers and specializing in the products of Erie Insurance. The company's agents compare and sell individual life insurance policies and advise clients on the best policies for their needs. This could be mortgage protection for someone worried about losing their job and funeral expenses for a client who doesn't want their loved ones to pay.

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Vanscoter Insurance Agency logo

Vanscoter Insurance Agency

1577 West Ridge Road, Rochester, NY 14615
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  • Individual Plans
  • Life Insurance

VanScoter Insurance Agency is a local and independently owned company that serves clients in Rochester. It specializes in offering various types of life and health insurance policies from several insurance carriers that include Hagerty, Travelers, and MetLife. It also covers other types of insurance products for cars, homes, and businesses. As a way to give back to the community, VanScoter Insurance supports the Breast Cancer Coalition of Rochester and the Patriot Guard Riders of NY. Owner Rhett VanScoter established the agency in 2005.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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