Laurels

Best Mortgage Refinance Companies in Rochester
2022

Canandaigua National Bank & Trust

Canandaigua National Bank & Trust

The Canandaigua National Bank & Trust is a local, community-owned group of mortgage refinance lenders in Rochester, serving homeowners throughout the metro area. It can offer conventional and specialty-backed loans to homeowners looking to take advantage of lower interest rates. There are FHA loans with low down payments and VA loans with special rates and terms for veterans, as well as standard fixed-rate and ARM loans. Canandaigua National Bank & Trust also serves businesses, corporations, and municipalities.

45 E Main St
Rochester, NY 14614

Website

Website
Genesee Regional Bank

Genesee Regional Bank

Genesee Regional Bank provides mortgage refinance services to clients in the Rochester metro area. This company aims to serve a wide variety of clients by providing a range of programs for refinance and initial purchase. It helps clients to retrieve benefits from the refinance process, such as cash from equity, lower monthly payments, and lower payments on principal interest. Some of its programs are grant-funded or directed to first-time home buyers, such as its Homebuyer Dream Program.

1850 Winton Rd S
Rochester, NY 14618

Website

Website
Moneyline New York, LLC

Moneyline New York, LLC

  • Reverse Mortgages

Moneyline New York, LLC, is a mortgage refinance company that has been serving the financing needs of Rochester residents since 2002. The firm offers conventional, FHA/VA, Jumbo, USDA rural home loans, and HARP loans through a network of over 20 lenders. It also has several kinds of mortgages, such as reverse, balloon, graduated-payment, and ARM. The experienced mortgage loan officers at this company help their clients explore potential loan options and process applications.

502 Audubon Trail
Rochester, NY 14622

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Normandy Corporation

Normandy Corporation

  • New Construction

Normandy Corporation is a mortgage refinance company offering full-range mortgage loan products focused on residential and commercial loans. Since 1985, it has been providing direct lending services to individual individuals and businesses in Rochester. One of its loan programs allows borrowers to refinance a loan from an existing residential or commercial mortgage. This program features varying loan amounts, terms, interest rates, and property styles. Normandy Corporation is a member of the Mortgage Bankers Association.

46 Prince Street
Rochester, NY 14607

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Oxford Capital

Oxford Capital

  • Commercial Loans

Oxford Capital is a mortgage brokerage that provides clients with access to real estate and financial services. The company's team of loan officers and loan originators gives advice to clients and offers suitable refinancing options for adjustable-rate and fixed-rate mortgages of any term. This way, they will be able to save money thru refinancing and by lowering monthly mortgage payments, reducing mortgage terms, eliminating insurance, and utilizing home equity. Catering to the Rochester metro, Oxford Capital started as a one-person office on Oxford Street in 2004.

16 West Main Street
Rochester, NY 14614

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

51 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pittsford Federal Credit Union

Pittsford Federal Credit Union

Pittsford Federal Credit Union provides mortgage refinance services to clients in and around the Rochester metro area. It offers refinancing for several types of mortgages and provides financial projections that detail the potential costs and benefits of refinancing. First mortgages are available in both fixed-rate and adjustable-rate formats. Related products include home improvement loans, fixed rate home equity loans, and home equity lines of credit. Pittsford Federal Credit Union also offers a variety of consumer loans.

1321 Pittsford Mendon Rd
Mendon, NY 14506

Website

Website
Rochester Home Equity, Inc.

Rochester Home Equity, Inc.

  • New Construction
  • Alternative Income Documentation Loans

Rochester Home Equity Inc. is a mortgage banker that serves the residents of Rochester. It advises homeowners on refinancing outstanding mortgages and if it is a viable option for them. Benefits that clients may obtain from refinancing mortgages include lowered interest rates and monthly payments, cash-outs on home equity, and shorter term loans. Rochester Home Equity also assists clients in switching from an adjustable-rate mortgage to a fixed-rate mortgage. Additionally, it provides home purchase loan programs.

180 Office Park Way
Pittsford, NY 14534

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

The Summit Federal Credit Union

The Summit Federal Credit Union

Home mortgage refinance in Rochester and Upstate New York is offered by The Summit Federal Credit Union to its 80,000+ members, served by its 15 branches located in cities around the area. Applications for refinancing can take as little as 20 minutes online. The fixed-rate mortgage can be taken over 10 to 30 years, with a no-closing-costs option as well as a low down payment option to reduce monthly payments.

100 Marina Dr
Rochester, NY 14626

Website

Website

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