Best Mortgage Refinance Companies in Rochester

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Rochester Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 116 73 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Canandaigua National Bank & Trust

The Canandaigua National Bank & Trust is a local, community-owned group of mortgage refinance lenders in Rochester, serving homeowners throughout the metro area. It can offer conventional and specialty-backed loans to homeowners looking to take advantage of lower interest rates. There are FHA loans with low down payments and VA loans with special rates and terms for veterans, as well as standard fixed-rate and ARM loans. Canandaigua National Bank & Trust also serves businesses, corporations, and municipalities.

45 E Main St
Rochester, NY 14614


Genesee Regional Bank

Genesee Regional Bank provides mortgage refinance services to clients in the Rochester metro area. This company aims to serve a wide variety of clients by providing a range of programs for refinance and initial purchase. It helps clients to retrieve benefits from the refinance process, such as cash from equity, lower monthly payments, and lower payments on principal interest. Some of its programs are grant-funded or directed to first-time home buyers, such as its Homebuyer Dream Program.

1850 Winton Rd S
Rochester, NY 14618


Moneyline New York, LLC

Moneyline New York LLC offers mortgage refinance services to residential clients seeking lower interest rates, cash from equity, a change of rate structure, or a variety of other benefits. This company refinances virtually all types of residential properties. Guidance is available to clients inquiring into the process, and they receive support from loan officers who help them to explore potential options and make well-informed decisions. Moneyline New York LLC also offers several kinds of mortgages for initial purchases.

502 Audubon Trl
Rochester, NY 14622


Normandy Corporation

The Normandy Corporation, a mortgage refinance company in Rochester, has been funding and arranging multiple types of residential mortgages throughout the area since 1985. Homeowners looking to refinance the existing loan on their primary residence work directly with the loan officer, who serves customers with varying levels of credit. The maximum loan amount is 75% of the value of the property, with terms of 15 to 30 years available. The Normandy Corporation also specializes in Construction and Bridge loans.

46 Prince St Ste 2001A
Rochester, NY 14607


Pittsford Federal Credit Union

Pittsford Federal Credit Union provides mortgage refinance services to clients in and around the Rochester metro area. It offers refinancing for several types of mortgages and provides financial projections that detail the potential costs and benefits of refinancing. First mortgages are available in both fixed-rate and adjustable-rate formats. Related products include home improvement loans, fixed rate home equity loans, and home equity lines of credit. Pittsford Federal Credit Union also offers a variety of consumer loans.

1321 Pittsford Mendon Rd
Mendon, NY 14506


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