Best Car Accident Lawyers in Middletown

FAQs

• What is the non-emergency contact number for the local police station in Middletown, New York?

  The non-emergency contact number for the Middletown Police Department is 845-343-3151.

• Where can I get a copy of police reports for incidents related to my case in Middletown, New York?

  You can obtain or purchase a copy of your Middletown police report online at https://buycrash.lexisnexisrisk.com/ui/home.

• How does the no-fault insurance system apply if you have been injured in a car accident in Middletown?

  Because the state of New York has a no-fault car insurance system, your car insurance will cover up to $50,000 of your qualified economic losses—such as medical bills and lost wages—if you are injured in a car accident in Middletown, regardless of fault. This policy, however, only applies to injured drivers, pedestrians, passengers, and cyclists. In addition, no-fault insurance does not cover emotional pain and suffering or property damage.

• Can you file a lawsuit against the driver who caused a car accident in Middletown?

  You can sue the driver who caused your car accident and your injuries in Middletown. However, you must demonstrate that your injuries fall under the serious injury threshold, which covers dismemberment, significant disfigurement, fractured bone, miscarriage, or permanent limitation of use of a body organ. Wrongful death also falls under this threshold, as well as restricted bodily functions and non-permanent medical impairments.

• How long do you have to file a personal injury claim after a car accident in Middletown?

  If you have been seriously injured or harmed in a car accident in Middletown, you have three years from the date of the accident to file a personal injury claim against the at-fault driver. Failure to meet this deadline could result in losing your legal right to seek favorable compensation for your injuries and losses.

• What types of damages can you recover after a car accident in Middletown?

  If you were hurt in a car accident in Middletown, you may be able to recover economic, non-economic, and punitive damages. Economic damages include financial losses such as medical bills, vehicle repairs, lost wages, and loss of earning capacity. Non-economic damages cover physical and mental harm, such as emotional pain and suffering, post-traumatic stress disorder, and loss of enjoyment of life. Meanwhile, punitive damages are not directly awarded to plaintiffs but are intended to punish the heinous and negligent behavior of the driver who caused the accident.

• Do car accident cases in Middletown have to go to trial?

  Most car accident cases in Middletown do not have to go to trial. They may be settled or resolved through other means of dispute resolution, such as mediation or arbitration. However, a car accident claim may have to go through civil litigation if the plaintiff:

  • wishes to go out of the no-fault insurance system and sue the negligent driver; or
  • fails to recover favorable compensation from the insurance provider.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.