Best Car Accident Lawyers in Kingston

FAQs

• What is the non-emergency contact number for the local police station in Kingston, New York?

  The non-emergency phone number for the Kingston Police Department is (845) 331-1671.

• Where can I get a copy of police reports for incidents related to my case in Kingston, New York?

  You can get a copy of an accident report online at https://www.crashdocs.org/#/. You need to provide details such as the date of the accident, the report number, and the last name of the involved party.

• Is it necessary to consult a lawyer after being involved in a car accident in Kingston?

  No, you are not required to consult with a Kingston attorney. Minor collisions resulting in minor vehicle damage may not necessitate the services of an attorney. However, the majority of car accidents are more complicated, with some resulting in injuries that are not felt at the time of impact. Accident victims are advised to seek medical attention as soon as possible and to consult with an attorney about their legal rights.

• Can victims of car accidents in Kingston sue the at-fault driver?

  Yes. Victims of car accidents in Kingston can file a direct claim against the negligent driver if their injuries are severe enough. Kingston follows New York's no-fault car insurance system, which means that if involved in an accident, drivers usually file a claim under their own personal injury protection coverage.

• How long does an insurance adjuster have to respond to a car accident claim in Kingston?

  According to New York law, insurance adjusters in Kingston have 15 business days to acknowledge the receipt of a claim. Insurance companies must also conduct an investigation to determine liability for the accident within 15 business days. There is no time limit for the duration of the investigation, and it is instead subject to the general obligation of insurance companies to process claims in good faith.

• What are the most common causes of car accidents in Kingston?

  According to a report from the NYS Department of Health's Bureau of Occupational Health and Injury Prevention, the most common factor involved in car accidents in Kingston and its surrounding areas is a distracted driver. According to the report, distracted driving accounts for 33% of car accidents. Other common causes include failure to yield, following too closely, lane violations, and ignoring traffic control.

• What qualifies as a serious car accident injury in Kingston?

  Kingston adheres to New York Insurance Law, which states that "serious injuries" include death, dismemberment, a fracture, significant disfigurement, and the loss of a fetus. Injuries that result in a significant limitation of the use of a body function or system, as well as a permanent consequential limitation of a body organ, are also qualifying conditions.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.