Best Car Accident Lawyers in Paterson

FAQs

• What is the non-emergency contact number for the local police station in Paterson, New Jersey?

  The non-emergency phone number of the Paterson Police Department is (973) 321-1111.

• Where can I get a copy of police reports for incidents related to my case in Paterson, New Jersey?

  You may retrieve your accident report online through the Paterson Police Department’s official vendor. Visit http://www.patersonpd.com/services.html and check the Records Division to begin processing your request.

• Are you required to insure your car in Paterson?

  All vehicles registered in Paterson and the rest of New Jersey must carry three types of mandatory insurance—liability insurance, personal injury protection (PIP) or “no-fault” coverage, and uninsured motorist coverage. If you fail to provide proof of insurance when operating any vehicle in Paterson, you may face hefty fines and suspension.

• When should you speak to an attorney about your car accident claim in Paterson?

  It is advisable that you seek legal assistance from an experienced personal injury attorney in Paterson as soon as possible after your accident. Reaching out to an attorney will ensure that you know what steps you need to take to protect your legal rights and interests. Enlisting legal counsel can also be helpful in the event that you are contacted by insurance adjusters, who could be looking to deny or undervalue your claim.

• What types of documentation will your lawyer need as evidence to help you with your car accident claim in Paterson?

  Important documents may include photos of the scene of the accident, your medical records, accident reports, police reports, and insurance policy information. Your lawyer in Paterson can also help you assess your damages and document your loss of income. The lawyer will gather and review all documents that can be used as evidence to help build a compelling case for you to recover compensation.

• Should you still see a doctor after getting involved in a car accident in Paterson even if you feel fine?

  It is extremely important for you to seek immediate medical attention after figuring in a car accident in Paterson. A prompt visit to the doctor not only provides documentation of your injuries shortly after the accident, but can also signal the severity of your injuries. If you wait too long to see a medical provider, the other party may argue that your injuries couldn’t have been that bad or question whether your injuries were a result of the accident.

• How much time do you have to file a car accident claim in Paterson?

  In Paterson, you have two years from the date of the car accident to file a claim. The city follows the statute of limitations of New Jersey for personal injury, which includes car crashes. If you fail to file your claim within two years, the New Jersey court is likely to dismiss your case, and you will have lost your opportunity to recover compensation for your injuries and other losses related to the accident.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.