Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Buffalo

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Buffalo Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

102Reviewed

62Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2789 Union Rd, Cheektowaga, NY 14227
  • Home and Auto Insurance

Why choose this provider?

Rocky Gocella is an insurance professional affiliated with Allstate Insurance that serves Buffalo. Gocella helps tenants and renters protect their personal belongings through renters' insurance products. These coverages provide benefits in case of theft at home or elsewhere, vet bills for dog bites, and legal bills for lawsuits. Rocky Gocella has been in the insurance industry since 1998. He believes in the importance of serving the community and volunteers with the Wounded Warriors Project.

License Verified:

License: 825098

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (11)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
826 Tonawanda Street, Buffalo, NY 14207
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

Dennis Evchich Agency, Inc., is an insurance firm that serves clients in the Buffalo area. It provides comprehensive renter's insurance policies to protect policyholders from property damage and legal liability expenses financially. The firm also offers risk protection packages for recreational vehicles, income properties, automobiles, and floods. The agency works with an extensive list of insurance companies that provide appropriate coverages to meet clients' needs and goals. Dennis Evchich Agency has been in the insurance industry for over three decades.

License Verified:

License: 607913

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
37 Elmwood Ave, Buffalo, NY 14201
  • Multiple Policy Types

Why choose this provider?

The Decker Agency, Inc., serves individuals and businesses in Buffalo. The insurance agency provides auto, home, renters', business liability, and umbrella insurance. It offers renters' insurance to cover financial losses due to theft, fire, and vandalism as well as medical expenses when a guest is injured on the rented property. The independent insurance agency is partnered with multiple carriers, including AmTrust Financial and Progressive. Its team comprises Certified Insurance Counselors, a Chartered Property Casualty Underwriter, and an Accredited Advisor in Insurance.

License Verified:

License: 664713

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2631 Main Street, Buffalo, NY 14214
  • Home and Auto Insurance

Why choose this provider?

Tamaris Lott, an independent contractor for State Farm, has been offering insurance products for renters, homeowners, and condominium owners in the Buffalo metro and the surrounding areas for more than two decades. She also provides automobile, hospital income, Medicare Supplements, life, and pet insurance plans. In addition, she handles banking matters and annuities. Lott guides her clients throughout the insurance acquisition process and advises them on which policy is best for their lifestyle and needs.

License Verified:

License: 936017

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (33)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Why is it important for residents of Buffalo to have renters' insurance?

    It is critical for Buffalo tenants to obtain renters' insurance because the area's property crime rate exceeds the national average by 57.67%. Renters' insurance provides financial protection not only against theft but also against unforeseen events such as fires and water damage. Choosing comprehensive coverage protects tenants' belongings from these potential threats.

  • What factors affect the cost of renters insurance in Buffalo?

    A number of important factors influence the cost of renters' insurance in Buffalo. The exact location of the property, specifically the state and ZIP code, has a significant impact on the pricing. The type of coverage, which includes the amount of liability and personal property protection considered by the policyholder, also influences the policy's rate.

  • What kind of personal items does renters' insurance cover for residents in Buffalo?

    A renters' insurance policy in Buffalo typically covers the replacement cost of personal belongings such as clothing, electronics, athletic gear and equipment, home furnishings, and appliances in the event of theft or a covered risk. There are, however, coverage limits and exclusions, particularly for high-value items like jewelry, artwork, antiques, or collectibles.

  • What steps should Buffalo residents take before acquiring a renters' insurance policy?

    Before purchasing renters' insurance in Buffalo, residents should take a thorough inventory of their belongings. It is critical to photograph or film important items such as jewelry, furniture, and expensive electronic devices. Renters should evaluate the replacement values of their possessions and confirm with their insurance agents to ensure their policy effectively protects against any losses.

  • Does renters' insurance in Buffalo include coverage for damages or injuries caused by pets?

    Renters' insurance in Buffalo does not cover all pet-related damages. Incidents involving furniture damage or destruction of others' property frequently result in the policyholder incurring out-of-pocket expenses. While some insurers provide additional pet liability coverage for a fee, coverage for specific dog breeds, particularly bites or injuries, may be excluded. It's always a good idea to check with insurers about specific pet-related policies.

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