Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Cheektowaga

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cheektowaga Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

28Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2301 George Urban Boulevard, Depew, NY 14043
WebsiteLicense: 637525

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (14)

Why choose this provider?

McMahon Agency is a local independent agency that has been serving the Cheektowaga community since 1926. It offers insurance policies that provide coverage for the personal belongings of renters that were damaged due to fire or theft. Some policies may also cover liabilities when someone is injured inside the rental homes. The firm's other risk management solutions include life, health, and business insurance. It offers different customized policies from multiple carriers, such as Hagerty and The Hartford. McMahon Agency is a member of the Cheektowaga Chamber of Commerce.

  • Multiple Policy Types

3521 Union Rd, Cheektowaga, NY 14225
WebsiteLicense: 633687

Expertise.com Rating

Review Sources

Google
3.9 (15)
Facebook
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Hoey Group Inc. is a family-owned insurance firm that provides its products and services to clients in Cheektowaga. Homeowners and tenants can avail themselves of the firm's plans in protecting personal property from hazards and disasters such as fire, theft, water damage, explosions, and vandalism. The firm also specializes in contractor insurance, consulting closely with clients in order to formulate cost-effective plans that are suited to their needs. Hoey Group Inc. also offers products for auto, motorcycle, and boat insurance.

  • Multiple Policy Types

1274 Bailey Avenue, Buffalo, NY 14206
WebsiteLicense: 1315635

Expertise.com Rating

Review Sources

Google
4.5 (15)

Why choose this provider?

Centinello Insurance is a privately owned business that has been serving clients in Cheektowaga since 1955. It offers renters’ insurance policies that include coverage for damages caused by wind, hail, fire, theft, and water-related accidents. The plans also protect personal belongings and people injured inside the rented space. Additionally, Centinello Insurance can assist with auto, boat, and dealer plates insurance, as well as with commercial risk management plans. Its staff works to create long-term and personalized client relationships.

  • Multiple Policy Types

5135 Transit Road, Depew, NY 14043
WebsiteLicense: 833676
Website

Expertise.com Rating

Review Sources

Google
4.8 (34)
Yelp
5.0 (1)

Why choose this provider?

A/C Associates Insurance is an independent brokerage that caters to clients in Cheektowaga. It offers a variety of policies, including renters' insurance. Its renters' policy covers loss or damage from unexpected events, like fire, hail, or theft. It also includes liability coverage for accidents and injuries while inside the property. Agents at A/C Associates aim to simplify the insurance process for clients, advising them of risks and offering solutions. The family-owned business has been in the industry since 1960.

  • Home and Auto Insurance

1045 Wehrle Drive, Williamsville, NY 14221
WebsiteLicense: 1592863

Expertise.com Rating

Review Sources

Google
5.0 (243)
Facebook
4.9 (75)
Yelp
4.0 (4)

Why choose this provider?

Bob White Insurance is an independent agency providing personal and commercial insurance products in Cheektowaga. It helps renters find insurance products that cover a range of threats and dangers that can occur in rented units. The firm also has insurance coverage for cell phones, automobiles, homes, and recreational vehicles. Bob White Insurance has a network of over 20 insurance companies. Its owner, Bob White, has been in the insurance industry for over two decades.

20 E. Tupper St., Buffalo, NY 14203
WebsiteLicense: 1452116

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
4.9 (24)

Why choose this provider?

New Buffalo Insurance Agency serves renters in Cheektowaga and the surrounding areas. The renters' insurance sourced by the brokerage covers belongings against losses from water damage, fire, and smoke. It also pays for additional costs while rented properties are being rebuilt, such as restaurant meals, temporary rentals, and hotel bills. Insurance policies for automobiles and homeowners are available. New Buffalo Insurance Agency extends its services to businesses that need coverage for general liability and workers' compensation.

354 Cayuga Rd, Buffalo, NY 14225
WebsiteLicense: 629581

Expertise.com Rating

Review Sources

Google
4.4 (14)
Facebook
5.0 (3)

Why choose this provider?

Cesar Group Insurance is a family-owned and family-operated business serving the Cheektowaga metro. It offers a wide range of insurance products, including renters' policies. The independent company creates customized coverages to protect renters and their belongings from unforeseen events like fire and theft. It also serves clients who want to obtain flood, personal umbrella, earthquake, and life insurance. Founded in 1955, Cesar Group Insurance represents multiple carriers, such as Nationwide, Applied Underwriters, Chubb, and Foremost.

  • Multiple Carriers
  • Multiple Policy Types

4206 Union Rd Airport Plaza, Cheektowaga, NY 14225
WebsiteLicense: 784190

Expertise.com Rating

Why choose this provider?

The Walden Agency Inc. is an insurance service company that serves several communities including Cheektowaga. Its specialists help clients in securing insurance policies for their rented homes, condos, and other properties. They also provide assistance to individuals who need to secure their RVs, boats, snowmobiles, motorcycles, and other types of vehicles. For entrepreneurs and commercial clients, The Walden Agency also offers assistance to help them apply for umbrella and landlord's insurance that allows them to operate with peace of mind.

  • Home and Auto Insurance

5001 Genesee Street, Cheektowaga, NY 14225
WebsiteLicense: 620038

Expertise.com Rating

Review Sources

Google
4.5 (14)

Why choose this provider?

Niagara National Inc. Insurance Group has been offering policies for clients in the Cheektowaga area since 1951. Tenants in rental properties can obtain coverage for incidents that are beyond the scope of the landlord's property insurance. Its renters' insurance policy covers personal items that are stolen or damaged, along with injuries inside the residence. The firm also has insurance for life, autos, homes, and pets, along with business insurance that covers general liability and workers' compensation.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

615 Elmwood Ave, Buffalo, NY 14222
WebsiteLicense: 1150457

Expertise.com Rating

Review Sources

Google
4.8 (148)
Facebook
4.5 (17)

Why choose this provider?

Dan Schmidt is a State Farm insurance agent serving Cheektowaga and surrounding communities. He provides renters' insurance plans to individuals for the protection of their personal belongings such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as security under renters' insurance plans. Being born and raised in the area, Schmidt accommodates the relocation needs of residents.

  • Home and Auto Insurance

FAQs

  • Is it safe in Cheektowaga for a renter to bank on the landlord's insurance policy?

    It is not safe in Cheektowaga for a renter to rely on the landlord's insurance policy. The homeowners' plans held by landlords protect the structures they own and not the personal belongings of the occupants. To protect the tenants' properties, a separate renters' insurance plan is required.

  • How in Cheektowaga does the liability coverage of a renters' insurance policy work?

    The liability coverage component of a renters' insurance policy in Cheektowaga comes into play when an insured party is exposed to legal liability on the premises. This could happen if the renter causes property damage inside the apartment area, or if a guest is hurt in the lessee's premises during a visit.

  • What events in Cheektowaga will a renters' insurance policy guard against?

    In Cheektowaga, a renters' insurance policy will guard against unforeseen events that cause loss or damage to personal property. Depending on how a policy is written, this could translate to natural occurrences like lightning strikes and hailstorms, or to fires. Each insurer has different coverages, and one must scrutinize each contract carefully.

  • Will a renters' insurance policy in Cheektowaga cover the full expense of lost objects?

    A renters' insurance policy in Cheektowaga will likely not cover the full expense of lost objects. These plans have maximum limits set in them that cap how much an insured party may recover should a contingency occur. Deductibles are also present and represent the out-of-pocket sums one must pay before assurance kicks in.

  • How may a renter in Cheektowaga maximize recovery in an insurance plan?

    A renter in Cheektowaga may maximize recovery in an insurance plan by keeping receipts of the objects covered in the policy. Detailed inventories that document the amounts and kinds of things owned are also useful. These will prove to the insurer how much the insured party owns and how much each item is worth.

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