Expertise.com

Best Renter's Insurance Companies in Amherst

2024

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Providers

Last updated:

Website
2468 Niagara Falls Boulevard, Tonawanda, NY 14150
  • Multiple Policy Types

Why choose this provider?

Torin Lucas is a State Farm Insurance agency owner who serves Amherst and its surrounding areas. He offers renters', condominiums, and homeowner's insurances. He also works on life, health, and business insurance matters. He and his team are available on call 24/7 for consultations, inquiries, and check-ups. Armed with a master's degree in Business Administration, Torin has been lending his expertise and services to State Farm and clients for more than two years.

License Verified:

License: 1483735

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1940 Eggert Road, Buffalo, NY 14226
  • Multiple Carriers

Why choose this provider?

Houck Seward Group is an insurance company that serves individuals, families, and businesses throughout Amherst and the surrounding communities. It offers an array of personal insurance products, including renters' insurance. Its renters' insurance policies include liability protection for personal property damage due to various causes, such as fires. Founded in 1998, Houck Seward Group is an independent insurance agency that offers access to numerous insurance companies to provide its clients a variety of policy options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1660 Kensington Avenue, Buffalo, NY 14215
  • Multiple Policy Types

Why choose this provider?

TLC Brokerage assists clients in Amherst with their renters' insurance needs. Its team of agents provides consultation for clients to help them understand the renters' insurance policies and coverage. It also benefits renters who want to secure their clothing, electronics, and furniture inside the rental properties. TLC Brokerage is available for liability, home, vehicle, and property-casualty insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4550 Bailey Avenue, Amherst, NY 14226
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Since 1977, Axxcess Insurance Agencies LTD. has been providing its services as an independent and advanced insurance agency to clients in Amherst and the surrounding areas. It is family-owned and family-operated, and it offers a variety of products such as home, business, auto, and taxi insurance. It also offers homeowners' and renters' insurance, which cover the protection of the client, his family, and personal possessions from disasters such as theft, flood, and fire. The agency also provides services like organizing assets, liabilities, and equity.

License Verified:

License: 832140

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.1
Google
3.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Why do some renters in Amherst overlook renter’s insurance?

    Some Amherst renters might not think renter's insurance is necessary because they think their personal belongings are not worth much. Some people don't bother with it because they think their landlord's insurance covers everything. However, the landlord's insurance doesn't cover loss of personal property, which shows how important it is to have your own renter's insurance.

  • How do renters' insurance protect tenants in Amherst if a guest gets injured on the property?

    Renter's insurance in Amherst provides financial protection by covering damages and costs if a guest is injured in a tenant's home or by the tenant's family or pets. It reimburses incidental expenses as well as legal defense costs if litigation is necessary. Given the policy's affordability, tenants are encouraged to obtain a quote from an insurance agent.

  • If a neighboring tenant in Amherst causes damage to an apartment, is the landlord responsible for the personal property of the renter?

    In Amherst, the landlord is typically not liable for a tenant's personal belongings under any circumstances. If a neighboring tenant causes damage, such as starting a fire, the individual renter is responsible for managing their property losses. While recourse through the neighbor's liability insurance may be available, it may be insufficient and time-consuming, making personal renters' insurance a wise choice for immediate protection.

  • Does renters' insurance cover incidents involving dog bites in Amherst?

    Renters' insurance policies in Amherst typically include coverage for injuries caused by the policyholder's dog. This coverage applies to dog bites and related injuries, regardless of whether they occur on the rented property or elsewhere. For example, if a policyholder's dog bites someone at home or on a walk, the resulting medical expenses are covered up to the policy's limits.

  • What pet-related damages are not covered by most renters' insurance policies in Amherst?

    Most renters' insurance in Amherst does not cover property damages the tenant's pet has caused, injuries to the policyholder or their household members inflicted by their pet, or damage to the policyholder's personal property due to their pet's actions. Repair costs for these damages typically fall to the tenant or may be deducted from the security deposit.

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