Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Amherst, NY

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Amherst Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

31Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1660 Kensington Avenue, Buffalo, NY 14215

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

TLC Brokerage assists clients in Amherst with their renters' insurance needs. Its team of agents provides consultation for clients to help them understand the renters' insurance policies and coverage. It also benefits renters who want to secure their clothing, electronics, and furniture inside the rental properties. TLC Brokerage is available for liability, home, vehicle, and property-casualty insurance services.

  • Multiple Policy Types

1940 Eggert Road, Buffalo, NY 14226

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (1)

Why choose this provider?

Houck Seward Group is an insurance company that serves individuals, families, and businesses throughout Amherst and the surrounding communities. It offers an array of personal insurance products, including renters' insurance. Its renters' insurance policies include liability protection for personal property damage due to various causes, such as fires. Founded in 1998, Houck Seward Group is an independent insurance agency that offers access to numerous insurance companies to provide its clients a variety of policy options.

  • Multiple Carriers

2468 Niagara Falls Boulevard, Tonawanda, NY 14150
WebsiteLicense: 1483735

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (8)

Why choose this provider?

Torin Lucas is a State Farm Insurance agency owner who serves Amherst and its surrounding areas. He offers renters', condominiums, and homeowner's insurances. He also works on life, health, and business insurance matters. He and his team are available on call 24/7 for consultations, inquiries, and check-ups. Armed with a master's degree in Business Administration, Torin has been lending his expertise and services to State Farm and clients for more than two years.

  • Multiple Policy Types

4550 Bailey Avenue, Amherst, NY 14226
WebsiteLicense: 832140

Expertise.com Rating

Review Sources

Google
3.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Since 1977, Axxcess Insurance Agencies LTD. has been providing its services as an independent and advanced insurance agency to clients in Amherst and the surrounding areas. It is family-owned and family-operated, and it offers a variety of products such as home, business, auto, and taxi insurance. It also offers homeowners' and renters' insurance, which cover the protection of the client, his family, and personal possessions from disasters such as theft, flood, and fire. The agency also provides services like organizing assets, liabilities, and equity.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
TLC Brokerage
1660 Kensington Avenue, Buffalo, NY 14215
Houck Seward Group
1940 Eggert Road, Buffalo, NY 14226
Torin Lucas, Agents - Statefarm Insurance
2468 Niagara Falls Boulevard, Tonawanda, NY 14150
Axxcess Insurance Agencies LTD.
4550 Bailey Avenue, Amherst, NY 14226

FAQs

  • Why do some renters in Amherst overlook renter’s insurance?

    Some Amherst renters might not think renter's insurance is necessary because they think their personal belongings are not worth much. Some people don't bother with it because they think their landlord's insurance covers everything. However, the landlord's insurance doesn't cover loss of personal property, which shows how important it is to have your own renter's insurance.

  • How do renters' insurance protect tenants in Amherst if a guest gets injured on the property?

    Renter's insurance in Amherst provides financial protection by covering damages and costs if a guest is injured in a tenant's home or by the tenant's family or pets. It reimburses incidental expenses as well as legal defense costs if litigation is necessary. Given the policy's affordability, tenants are encouraged to obtain a quote from an insurance agent.

  • If a neighboring tenant in Amherst causes damage to an apartment, is the landlord responsible for the personal property of the renter?

    In Amherst, the landlord is typically not liable for a tenant's personal belongings under any circumstances. If a neighboring tenant causes damage, such as starting a fire, the individual renter is responsible for managing their property losses. While recourse through the neighbor's liability insurance may be available, it may be insufficient and time-consuming, making personal renters' insurance a wise choice for immediate protection.

  • Does renters' insurance cover incidents involving dog bites in Amherst?

    Renters' insurance policies in Amherst typically include coverage for injuries caused by the policyholder's dog. This coverage applies to dog bites and related injuries, regardless of whether they occur on the rented property or elsewhere. For example, if a policyholder's dog bites someone at home or on a walk, the resulting medical expenses are covered up to the policy's limits.

  • What pet-related damages are not covered by most renters' insurance policies in Amherst?

    Most renters' insurance in Amherst does not cover property damages the tenant's pet has caused, injuries to the policyholder or their household members inflicted by their pet, or damage to the policyholder's personal property due to their pet's actions. Repair costs for these damages typically fall to the tenant or may be deducted from the security deposit.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...