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2024

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Best Renter's Insurance Companies in Sparks

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sparks Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

24Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
715 I Street, Sparks, NV 89431
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Nathan Almlie is a State Farm insurance agent who serves clients in Sparks. He offers renters' insurance that provides financial protection for policyholders against the loss or destruction of their possessions in case of a loss event. Nathan also provides insurance products for automobiles, homes, properties, and businesses. He worked as an international marketing manager for Disney World before joining State Farm in 2008. His State Farm agency is committed to providing insurance services based on the circumstances, needs, and goals of clients.

License Verified:

License: 503816

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Website
345 Pyramid Way, Sparks, NV 89431
  • Home and Auto Insurance

Why choose this provider?

With offices in Reno and Sparks, Hinman & Associates Insurance is an independent brokerage firm that provides clients with a range of insurance products. The renters' insurance offered by the brokerage can cover the gap of the landlord's existing policies as it provides financial protection for personal items. Liability protection, coverage for property damage, and additional living expenses (ALE) protection are available to clients. Additionally, the coverage is not limited to homeowners but extends to subletters of condos, lofts, studios, apartments, and duplexes.

License Verified:

License: 3121244

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (12)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (5)

Website
1197 Rock Blvd, Sparks, NV 89431
  • Home and Auto Insurance

Why choose this provider?

Express Insurance LLC is an independent agency that serves personal and business clients in Sparks. It provides home and renter's insurance solutions and coverage for cars, motorcycles, and manufactured homes. The agency also has policies for Mexico insurance, businesses, and events. It also offers DMV translation services, notary services, tax preparation, and electronic filing services. Express Insurance was co-founded in 2011 by Diego Henao, who has been an insurance agent for 15 years and serving the Hispanic community since 1995.

License Verified:

License: 751179

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (205)
Facebook
5.0 / 5 (19)

Website
5275 Vista Blvd, Suite A-2, Sparks, NV 89436
  • Multiple Policy Types

Why choose this provider?

Based in Sparks, State Farm insurance agent Laurie Brazier helps renters, homeowners, and condo owners in finding policies that provide protection to their assets against unwanted incidents. Brazier has more than 20 years of experience linking individuals and families to insurance carriers. Committed to giving back to the community, she and her team use their fluency in Spanish in serving a wider client base. They also offer auto, property, business, health, and life insurance policies. In addition, Brazier provides assistance in local animal rescues and food pantries.

License Verified:

License: 18787

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (31)
Facebook
5.0 / 5 (19)
Yelp
2.3 / 5 (6)
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FAQs

  • Do you need to buy renter's insurance in Sparks?

    No. It is not required by law to buy renter's insurance in Sparks. However, there are some landlords who may require their tenants to get insurance as part of the lease agreement. Landlords can legally do this. In the event that a tenant or their visitor causes damage to the rental property, landlords will hold them responsible.

  • Should you add your landlord as an additional interest to your renter's insurance in Sparks?

    Some landlords in Sparks may request to be included in your renter's insurance policy when signing a lease agreement. You can add them as an additional interest on your policy. This allows them to be in the loop on all the changes or if you ever cancel your policy. Rest assured that the landlord will not be able to make any changes to your renter's insurance plan.

  • What situations does renter's insurance in Sparks cover?

    A standard renter's insurance policy in Sparks covers personal property against different types of perils:

    • Theft.
    • Vandalism.
    • Riots.
    • Fire/smoke.
    • Lightning.
    • Explosion.
    • Wind and hail.
    • Impact from vehicles and falling objects.
    • Frozen Pipes. If your personal possessions were damaged due to the perils mentioned, then your renter's insurance can cover the costs of replacement.

  • How does renter's insurance pay their policyholders in Sparks?

    Policyholders in Sparks have two options for filing claims: The renter's insurance policy may cover the actual cash value of the items at the time of loss or pay for the items' replacement costs. ACV pays for the amount of the lost or damaged item at the time of the accident. It takes depreciation into account. Meanwhile, replacement coverage pays for the cost of the lost or damaged item at the time the policyholder purchased the insurance plan.

  • Does renter's insurance in Sparks cover hotel stays?

    If disaster strikes and your rented property in Sparks is damaged, you can rely on your renter's insurance for help. Standard renter's insurance plans usually have "loss of use" coverage. This provides reimbursement for temporary housing, like hotel stays, and also for additional living expenses, such as food, laundry, hotel parking, and more.

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