Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Sparks

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sparks Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1016 North Rock Boulevard, Sparks, NV 89431
WebsiteLicense: 2815

Expertise.com Rating

Review Sources

Google
4.3 (25)
Yelp
3.0 (2)

Why choose this provider?

Founded in 1983, Interstate Insurance Services is a locally owned business dealing with auto insurance matters in the Sparks area. The independent service provider assigns an agent to every customer that can review existing auto insurance policies. Its team is equipped to handle SR-22 insurance, rental and roadside assistance coverage, and liability plans. Additionally, the company offers new vehicle replacement coverage when damaged cars are already beyond repair. Interstate Insurance Services has bilingual agents who are fluent in English and Spanish.

  • Multiple Carriers

3975 South McCarran Boulevard, Reno, NV 89502
WebsiteLicense: 9067

Expertise.com Rating

Review Sources

Yelp
5.0 (7)
Google
4.7 (3)

Why choose this provider?

Jeff Heyer is a car insurance agent based in Sparks who has been catering to clients' insurance needs for over 20 years. Jeff provides auto, home, renters, business, and life insurance. As part of his services, he is straightforward with his clients and walks them through even the complex legal terms of each coverage. Jeff earned his bachelor's degree at the University of Wisconsin-Stevens Point. He then started working at an insurance brokerage for over a year before he became an agent with Farmers Insurance. Jeff is also a notable organization member of the Reno-Sparks Chamber of Commerce.

  • Motorcyle & ATV

1714 A Street, Sparks, NV 89431
WebsiteLicense: 20271

Expertise.com Rating

Review Sources

Google
4.6 (16)
Yelp
5.0 (1)

Why choose this provider?

Battle Born Insurance is a locally owned and operated insurance firm that can help motorists in Sparks and the surrounding communities secure car insurance plans. Working with various nationally recognized insurance carriers, its professional associates are able to source multiple auto insurance policies that will meet the client’s specific needs, expectations, and priorities. Battle Born Insurance can also help insure other vehicles, such as motorcycles, boats, and RVs. Additionally, the company offers life, health, and business insurance.

4894 Sparks Boulevard, Sparks, NV 89436
WebsiteLicense: 3509625

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (1)

Why choose this provider?

High Sierra Insurance in Sparks is an independent insurance agency that provides clients with various insurance products for personal and business needs. The company specializes in home, auto, and business insurance products and writes comprehensive auto insurance policies. The policies protect clients from daily motorist risks and uneventful traffic accidents and collisions. As an independent insurance agency, High Sierra Insurance works with various providers to provide the best insurance policy for each client's needs.

  • Multiple Carriers

1197 South Rock Boulevard, Sparks, NV 89431
WebsiteLicense: 522910

Expertise.com Rating

Review Sources

Google
4.8 (197)

Why choose this provider?

Express Insurance is an independent insurance agency servicing Sparks and the rest of Northern Nevada. Its team of seasoned agents helps its clients shop the right policy for their personal possessions and commercial properties. For auto policy, the agency has partnered with 10 car insurance companies to provide its clients a wider selection of policies. Registration, permits, renewals, and notary services are also among the services it provides. Express Insurance strives to establish long-term relationships with their clients, striving to treat policyholders like family.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

9424 Double R Boulevard, Reno, NV 89521
WebsiteLicense: 234

Expertise.com Rating

Review Sources

Google
4.4 (8)
Facebook
4.5 (4)

Why choose this provider?

Comstock Insurance Agencies, Inc., is an independent auto insurance provider serving drivers of different backgrounds in Sparks and the rest of Nevada. Established by John Sweatt in 1957, the family-owned firm connects vehicle owners to various reputable carriers to help them select protection plans that will give them the support they need in the event of automotive emergencies. In addition to standard auto, Comstock Insurance Agencies, Inc., also insures recreational vehicles, such as boats, motorcycles, motorhomes, and ATVs.

  • RV & Motorhome
  • Motorcyle & ATV

235 Redfield Parkway, Reno, NV 89509
WebsiteLicense: 549884

Expertise.com Rating

Why choose this provider?

North Hills Insurance Services is an independent insurance agency that serves the Sparks metro area and nearby communities. The company caters to the auto insurance needs of individual and commercial customers. Its agents assist clients in identifying their risks and in choosing the most suitable auto insurance policy among different insurance providers. They also offer insurance solutions for motorcycles, trailers, boats, and other RVs. The company prides itself on having a workforce that carries over 60 years of combined experience in the industry.

  • Multiple Carriers

1280 Terminal Way, Reno, NV 89502
WebsiteLicense: 3168166

Expertise.com Rating

Why choose this provider?

YourWay Insurance is an insurance agency that provides various insurance products in Sparks. The insurance company offers auto, property, and life insurance. Their auto insurance coverage includes liability, collision, and comprehensive. They have experienced and professional insurance agents who are always ready to help clients get the best insurance coverage for their particular needs. The insurance agency's aim is to make sure that they provide what really matters to their policyholders, on top of the assurance of financial protection.

  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

707 Pyramid Way, Sparks, NV 89431

Expertise.com Rating

Review Sources

Google
4.7 (53)

Why choose this provider?

Pronto Auto Insurance - Sparks is an independent agency that caters to clients in the metro and the surrounding areas. Its insurance policies cover various types of vehicles, such as motorcycles, Jet Skis, snowmobiles, and cars. It assists clients in personalizing their coverage options by working with several insurance carriers, including Progressive, Foremost Insurance Group, Omni Insurance Group, Dairyland Auto, and Arrowhead Exchange. Pronto Auto Insurance has been serving the community since 1978. It also offers renters' insurance as part of its services.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Which car insurance companies offer affordable rates to military families in Sparks?

    In Sparks, there are car insurance providers that offer affordable coverage and discounts to military personnel and their families, such as USAA. This carrier offers annual coverage at a rate of $717, while State Farm provides coverage at $739 per year. For individuals seeking minimal coverage, USAA and Nationwide offer the most budget-friendly options, with average annual rates of $354 and $371, respectively.

  • What driving infractions can lead to an increase in insurance premiums for residents of Sparks?

    Drivers in Sparks who are involved in a single accident can expect a monthly insurance premium of approximately $79. Furthermore, drivers with one traffic violation should expect an average monthly cost of around $76 for their insurance coverage. Generally, insurers see a clean driving record as a lower risk, resulting in a lower premium.

  • Which specific age group enjoys the lowest car insurance rates in Sparks?

    Those in their 50s enjoy the most cost-effective car insurance rates in Sparks, with an average annual premium of $1,576. Similarly, drivers in their 60s can expect reasonably priced coverage, averaging around $1,581 per year. In contrast, teenage drivers face the highest insurance costs in Sparks, with premiums reaching a substantial $6,414 per year.

  • What is the difference between uninsured and underinsured motorist coverage in Sparks?

    Uninsured motorist coverage protects motorists against injuries and damages resulting from accidents caused by drivers who lack insurance. These damages include medical treatment costs and lost income, up to the limits chosen by the policyholders. Similarly, underinsured motorist coverage is intended to bridge the gap between the liability limits of the other driver and the total cost of injuries incurred by the Sparks driver.

  • Is is advisable for Sparks motorists who own newer model cars to purchase comprehensive insurance and collision coverage?

    Residents of Sparks who own a more recent vehicle are advised to consider obtaining both comprehensive insurance and collision coverage. In Nevada, the annual average cost for comprehensive coverage amounts to $138, while collision coverage averages $606. A deductible accompanies these optional coverages, representing the sum that drivers must pay before their insurance providers contribute. Typical deductible options include $1,000, $500, and $250.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.