Expertise.com

Best Mortgage Refinance Companies in Henderson

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Last updated:

Website
223 North Pecos Road, Henderson, NV 89074

Why choose this provider?

Located in Henderson, Vision Home Mortgage is a women-owned and women-operated company that has been in operation for more than two decades. It offers home refinance loans for different types of properties, such as single- and multi-family homes, condominiums, and townhouses. Its refinance loans accommodate various needs, such as low interest rates, low monthly payments, debt consolidation, and rate or term changes. The business also provides cash-out refinance loans. Additionally, Vision Home Mortgage has secured more than $2.1 billion in loans for its clients.

License Verified:

License: 357565

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (28)
Google
4.6 / 5 (9)
Yelp
5.0 / 5 (4)

Website
9065 South Pecos Road, Henderson, NV 89074
  • New Construction
  • Multi-Family Loans

Why choose this provider?

Five Star Mortgage provides quality financial options in Henderson and surrounding cities. The company aims to provide monetary solutions such as refinancing an outstanding loan or consolidating debt. Its various products include conforming loans, FHA back to work program, jumbo loans, and location efficiency mortgage (LEM). The firm even offers cash-out refinancing for home repair and home refinance loans to lower the interest rate or reduce the loan term. Roseann Shannon owns the business, and has been in the industry for 23 years.

License Verified:

License: 245495

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (35)
Yelp
4.5 / 5 (25)

Website
3960 East Patrick Lane, Las Vegas, NV 89120
  • Commercial Loans

Why choose this provider?

Jacqueline O'Shaughnessy is a loan officer in Right Choice Lending who has been helping individuals with private money, conventional and FHA loans, and investment solutions in Las Vegas and the surrounding Nevada areas, including Henderson, for over 24 years. She has used loans to help her through nursing school and started working as a critical care nurse at Sunrise Medical Center, where she continues to work as a part-time clinical educator side by side with her career in the lending industry. Jacqueline has been commended by previous clients for being professional, honest, and helpful.

License Verified:

License: 1452935

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (5)
Yelp
5.0 / 5 (1)

Website
1489 West Warm Springs Road, Henderson, NV 89014
  • Reverse Mortgages

Why choose this provider?

Pinnacle Mortgage Solutions Inc. is a mortgage refinancing company located in the Henderson area that extends its service throughout Nevada, Colorado, Oregon, and Pennsylvania. The team works with clients one on one to craft personalized solutions, such as home purchase and refinance loans, fixed-rate mortgages, and FHA/VA loans, to their mortgage financing needs. President and CEO David Taylor has over 16 years of experience and, together with his crew, is committed to offering a range of high-quality services.

License Verified:

License: 1188467

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (42)
Yelp
4.5 / 5 (10)

Website
8915 South Pecos Road, Henderson, NV 89074
  • Reverse Mortgages

Why choose this provider?

Located in Henderson, All American Home Mortgage is a mortgage broker that provides loan services to multiple states. It offers home refinance options for different types of properties, including single-family homes, multiple-family homes, townhouses, and condominiums. It handles conventional, conforming, reverse mortgage, FHA, and VA loans. Before forming All American Home Mortgage, CEO Scott Allan was ranked the 4th top advisor in American Express Financial Advisors. He also attained the rank of Sergeant in the United States Marines.

License Verified:

License: 274320

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Website
8345 West Sunset Road, Las Vegas, NV 89113

Why choose this provider?

All Western Mortgage is a Las Vegas-based multi-state regional mortgage banker that provides home refinancing options to the residents of Henderson. Its wide range of refinance loan options includes FHA 3.5% down, Fannie Mae HomeReady, home improvement, USDA, and VA loans. In 2020, All Western Mortgage was voted the Gold Winner under the category Mortgage Lender and Broker by the readers of the Best of Las Vegas. It has been in operation for more than 30 years.

License Verified:

License: 14210

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (206)
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • In Henderson, how long does the refinance process take?

    There is no specific answer regarding the length of a refinance process in Henderson. The duration of the process depends on a borrower's financial situation, lender relationship, and third-party involvement. Borrowers can speed up the refinance process by improving or developing their homes before appraisal and preparing the important documents.

  • What are the eligibility requirements for cash-out refinancing in Henderson?

    Individuals who want to apply for cash-out refinancing in Henderson must have a 50% maximum debt-to-income ratio. If the borrower has a low DTI, he or she can easily find low mortgage rates. However, if the DTI exceeds 43%, it may be difficult to qualify for cash-out refinance loans. Borrowers must also have a minimum credit score of 580 and at least 20% equity in their homes to qualify for cash-out refinance.

  • Where can families and individuals use the money from a cash-out refinance loan in Henderson?

    Individuals and families in Henderson can use the money from a cash-out refinance loan for home improvement projects. These projects may include the renovation or repair of windows, doors, roofs, downspouts, gutters, decks, patios, and porches. Borrowers can also use the money to upgrade washers and dryers, remove lead-based paint, and improve landscapes.

  • Is it worth it to refinance for a 1% interest rate change in Henderson?

    It depends upon the situation. It could be worth it if the borrower will be getting a 1% interest rate reduction for minimal closing costs. However, if an individual is paying a small amount in closing to get a 1% rate reduction, it might not be worth it. Borrowers need to consider the closing cost before refinancing a home.

  • Before refinancing a home in Henderson, what are the things you must consider?

    Before refinancing a home in Henderson, it is important to research and compare lenders. You should find a lender that provides rates, terms, and fees suited to your refinancing needs. You must also evaluate your financial situation and determine the best refinancing option for you. Consider your overall financial goals, debt-to-income ratio, and credit score.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.