Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Sunrise Manor, NV

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sunrise Manor Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

108Reviewed

68Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9065 S. Pecos Rd. Suite 200, Henderson, NV 89074
WebsiteLicense: 1756744

Expertise.com Rating

Why choose this provider?

Five Star Mortgage offers loan and refinancing contracts to clients residing in Sunrise Manor. The team has products aimed at homebuyers with various credit profiles and who are looking at properties from six states. It refinances existing debts and advises customers on the pros and cons of their choices. Five Star Mortgage customizes its solutions in place of cookie-cutter selections and also has listings of homes and townhome condominiums up for sale in the open market.

  • New Construction
  • Reverse Mortgages

6655 W. Sahara Ave Suite A108, Las Vegas, NV 89146
WebsiteLicense: 1160570

Expertise.com Rating

Review Sources

Facebook
4.8 (49)
Google
5.0 (6)

Why choose this provider?

Since 2014, New Heights Lending LLC has been serving families in Sunrise Manor and the surrounding communities. The company offers mortgage refinancing solutions and assists first-time homebuyers, borrowers with credit scores down to 500, and those who require guidance with past credit issues. Its loan officers also handle hard money and bridge loans, bank statement programs, government-backed financing, and reverse mortgages. New Heights Lending is a member of the Las Vegas Metro Chamber of Commerce and the Greater Las Vegas Association of Realtors.

  • Reverse Mortgages

2580 Saint Rose Pkwy Ste #230, Henderson, NV 89074
WebsiteLicense: 6274

Expertise.com Rating

Review Sources

Yelp
4.9 (110)
Google
5.0 (82)
Facebook
5.0 (54)

Why choose this provider?

Peoples Mortgage Company provides refinancing solutions in Sunrise Manor and nearby areas. It strives to deliver a straightforward approach, expertise, and an unwavering commitment to helping people achieve their dream investment spaces. The company serves seasoned investors and first-time homebuyers who want to obtain FHA, VA, and USDA loans. Its team also addresses issues related to reverse mortgages, pre-approvals, builder loans, and purchase transactions. Peoples Mortgage Company has been in the industry for over 25 years.

  • New Construction
  • Reverse Mortgages

223 N. Pecos Rd. #120, Henderson, NV 89074
WebsiteLicense: 235367

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Monica Vozza deals with people in and around Sunrise Manor. She educates homeowners aiming to refinance their mortgages. Vozza modifies the terms of various loan programs, including USDA, VA, and FHA mortgages. She also assists clients looking to qualify for FHA 203K loans, helping them acquire old or damaged properties and perform kitchen or bathroom renovations. She provides other mortgage programs, like fixed-rate and adjustable-rate loans. Vozza has spent more than a decade in the real estate industry.

  • New Construction

8084 W Sahara Ave. #A, Las Vegas, NV 89117
WebsiteLicense: 1547352

Expertise.com Rating

Review Sources

Google
5.0 (170)
Yelp
5.0 (2)

Why choose this provider?

Dara Capital Group provides mortgage services to clients in Sunrise Manor. It assists borrowers seeking to refinance their current mortgages for different purposes, like cashing out equity, consolidating debts, shortening loan terms, and reducing payments. There are also purchase loan products available for first-time homebuyers, such as conventional, FHA, and VA mortgages. The firm's specialists work alongside borrowers to choose financing options that are suitable for them. Dara Capital Group extends its services to the people of Nevada, Colorado, California, Texas, and Florida.

  • New Construction

5275 So. Durango Dr, Las Vegas, NV 89113
WebsiteLicense: 1041914

Expertise.com Rating

Review Sources

Google
5.0 (42)

Why choose this provider?

Ray Orta is a loan officer who serves the real estate needs of residents in and around Sunrise Manor. He helps individuals and families acquire their dream primary residences, vacation homes, and investment properties. He creates refinancing solutions to lower clients' monthly payments and interest rates. He also provides different types of mortgage loan programs to allow borrowers to purchase single- and multi-family homes, condominiums, and townhouses. Orta has been in the industry for over 15 years.

375 E Warm Springs, Las Vegas, NV 89119
WebsiteLicense: 1987876

Expertise.com Rating

Review Sources

Google
5.0 (77)

Why choose this provider?

Home Field Lending provides services to first-time homebuyers or experienced real estate investors in Sunrise Manor and the surrounding metros. Its loan officers offer financing solutions and guide clients in applying for loans that suit their needs, such as FHA, VA, fixed-rate, jumbo, and investment properties. It also assists clients with mortgage refinancing, which helps reduce monthly payments, consolidate debts, and pay off mortgages faster. Home Field Lending has been in the business since 2020.

  • Reverse Mortgages

8010 W. Sahara Ave., Las Vegas, NV 89117
WebsiteLicense: 65506

Expertise.com Rating

Review Sources

Google
4.7 (408)
Facebook
4.7 (64)
Yelp
3.5 (45)

Why choose this provider?

Valley West Mortgage serves clients in Sunrise Manor and nearby localities. The company offers mortgage refinancing options that can help homeowners consolidate debt, shorten payment terms, and reduce monthly payments. Its brokers—who have over 27 years of combined industry experience—represent hundreds of carriers that can provide a variety of programs, such as rate/term refinance, cash-out, and fixed-rate mortgages. The team also offers home purchase loans like conventional, reverse, FHA, VA, USDA, and non-qualified mortgages. The firm has been serving clients since 2004.

  • Reverse Mortgages

8345 W Sunset Rd Ste 380, Las Vegas, NV 89113
WebsiteLicense: 313289

Expertise.com Rating

Review Sources

Google
5.0 (103)
Facebook
4.6 (34)

Why choose this provider?

Dan "The Loan Man" Sherbondy has been been a mortgage loan officer for two decades. He offers loan programs to Sunrise Manor residents, such as a refinance plan designed for those who want to fund their existing loans. He also guides first-time homebuyers find the appropriate financing programs to buy new or pre-owned houses. Among the available loan types are FHA, VA, and jumbo mortgages. Sherbondy began his mortgage career as a real estate agent, which allowed him to learn both sides of the business.

  • New Construction

2520 Saint Rose Parkway #305, Henderson, NV 89074
WebsiteLicense: 1786240

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (15)

Why choose this provider?

Millennium Mortgage Group helps clients in Sunrise Manor obtain a suitable loan for their needs. It offers several options for those who are looking to refinance, such as FHA or VA loans, reverse mortgages, and cash-out refinance. It also provides assistance to those who are considering buying a home. The company represents different lenders to serve clients better. Millennium Mortgage Group's owner and CEO, Ken Sarna, carries more than 10 years of experience in mortgage banking.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Five Star Mortgage
9065 S. Pecos Rd. Suite 200, Henderson, NV 89074
New Heights Lending LLC
6655 W. Sahara Ave Suite A108, Las Vegas, NV 89146
Peoples Mortgage Company
2580 Saint Rose Pkwy Ste #230, Henderson, NV 89074
Monica Vozza
223 N. Pecos Rd. #120, Henderson, NV 89074
Dara Capital Group
8084 W Sahara Ave. #A, Las Vegas, NV 89117
Ray Orta Loan Officer
5275 So. Durango Dr, Las Vegas, NV 89113
Home Field Lending
375 E Warm Springs, Las Vegas, NV 89119
Valley West Mortgage
8010 W. Sahara Ave., Las Vegas, NV 89117
Dan "The Loan Man" Sherbondy
8345 W Sunset Rd Ste 380, Las Vegas, NV 89113
Millennium Mortgage Group
2520 Saint Rose Parkway #305, Henderson, NV 89074

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What options do borrowers in Sunrise Manor have for refinancing if they do not meet the eligibility for conventional mortgages?

    Borrowers who are not qualified for a conventional mortgage may benefit from this alternative non-qualified refinancing option in Sunrise Manor. Borrowers who want to access their home equity can also take advantage of this refinance option. Interest rates tend to be higher than average due to the lender's increased risk of loss.

  • How does the cash-out refinance work in a Sunrise Manor mortgage?

    Residents of Sunrise Manor use cash-out refinancing to pay down debts or fund large purchases. A borrower may obtain an 80% cash-out refinance on a home with an assessed value of $100,000 and an existing mortgage balance of $60,000 by obtaining a new loan for $80,000. With the $80,000 mortgage, the previous $60,000 loan is paid off, and the borrowers receive a cash payout of $20,000.

  • What happens during the application process in Sunrise Manor mortgage refinance?

    The first step in refinancing an existing mortgage in Sunrise Manor is to submit an application and the necessary paperwork for that lending program's underwriting. The loan officer will provide the Loan Estimate and a Truth-In-Lending Disclosure detailing the rates and projected fees associated with closing the loan within three days of receiving the application. At this point, various potential costs and down payment options are also discussed.

  • What three loan documents will you encounter when you refinance in Sunrise Manor?

    The following are the three loan documents you may expect to encounter when refinancing in Sunrise Manor:

    • Loan estimate document outlining the loan program's conditions, expected fees, and closing costs;
    • Closing Disclosure detailing the loan conditions, required payments, cost calculations, payment breakdown, and every financial transaction during the loan;
    • Note is the contract you sign at closing indicating the mortgage terms, such as monthly payment and interest rate, and penalties for default payments.
  • What should you avoid doing with your credit cards when refinancing in Sunrise Manor?

    Applying for new credit cards and making large purchases on existing cards may have a negative impact on the borrower's credit rating and should be avoided. A minimum credit score is required for Sunrise Manor mortgage refinancing. In addition, lenders frequently verify applicants' credit reports even after finalizing the borrowers' loans.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.