Expertise.com

Best Mortgage Refinance Companies in North Las Vegas

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Last updated:

Website
5275 So. Durango Dr, Las Vegas, NV 89113
  • Multi-Family Loans

Why choose this provider?

Ray Orta is a loan officer who provides financial solutions to first-time homebuyers and long-time property owners throughout North Las Vegas. He helps clients who wish to lower their interest rates or take cash out of their home's equity through mortgage refinancing. He offers various loan options for different types of properties, like single-family and multifamily units, condominiums, and townhouses. These options include FHA, VA, RHS, conventional, and jumbo loans. Ray is a former US Navy sailor who has worked in the industry for 16 years.

License Verified:

License: 1041914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Website
8084 W Sahara Ave. #A, Las Vegas, NV 89117
  • Reverse Mortgages
  • New Construction

Why choose this provider?

Dara Capital Grp helps clients in North Las Vegas realize their homeownership goals through purchasing or refinancing. The full-service mortgage company offers various home loan programs, including VA Streamline, FHA Cash-Out, and USDA, as well as jumbo and bank statements. It caters to first-time buyers and owners of single-family homes, townhouses, and condominiums. Dara Capital Grp aims to provide customer service anchored on integrity, honesty, and competence. It is also licensed to serve borrowers in several states, including California, Texas, and Florida.

License Verified:

License: 1547352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Yelp
5.0 / 5 (2)

Website
6551 Las Vegas Blvd S. Suite 154, Las Vegas, NV 89119
  • New Construction

Why choose this provider?

Valley View Home Loans serves clients in and around the North Las Vegas area. It offers mortgage refinancing solutions for homeowners who are looking to consolidate their debts, pay off their mortgages early, or save on taxes. The team provides jumbo, FHA, VA, and conventional loan products. Additionally, it has loan options for home purchasing. Clients can use the company's online calculators to assess their financing options. This company serves clients in 13 states and has been in business for over three decades.

License Verified:

License: 192103

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (96)
Facebook
5.0 / 5 (33)
Yelp
5.0 / 5 (24)

Website
500 North Rainbow Blvd Suite 115, Las Vegas, NV 89107
  • New Construction

Why choose this provider?

Joshua Payne caters to veteran and military homeowners in North Las Vegas. The agent takes out new home loans on top of their existing ones by offering interest-rate reduction refinance loan and cash-out refinance options. He also helps borrowers apply and qualify for USDA-guaranteed loans and FHA mortgages. Payne is a member of Aligned Mortgage, an approved lender of Veteran Affairs. The company is committed to supporting veterans and their families by educating them about their VA home loan benefits.

License Verified:

License: 1515413

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (88)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4155 South Buffalo Drive Suite 101, Las Vegas, NV 89147
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Andrew Leavitt is a mortgage professional that guides North Las Vegas homeowners in refinancing existing loans. He creates cost-saving solutions, such as rate or term reduction, for holders of prime jumbo, FHA, and conventional loan programs. Leavitt assists clients in navigating the refinancing process, from assessment and appraisal to approval and closing. He is the branch manager and CEO of Pay It Forward Lending and the vice president of the Nevada Mortgage Lenders Association's board of directors.

License Verified:

License: 918821

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (18)
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Website
4990 S. Rainbow Blvd. Ste 100, Las Vegas, NV 89118
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Family Mortgage, Inc., provides services to clients throughout North Las Vegas and the nearby cities. It aims to help individuals refinance their existing mortgage loan policies to change or reduce their loan terms. Its team members are also available to guide clients in finding loan options suitable for their home purchasing needs. These loan options include hybrid, adjustable rates, and fixed rates. The company has been operating for more than a decade. Its team also serves individuals speaking Filipino, Chinese, Korean, German, and Spanish.

License Verified:

License: 343833

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (81)
Google
3.0 / 5 (2)

Website
8010 W. Sahara Ave. Suite #140, Las Vegas, NV 89117
  • Reverse Mortgages

Why choose this provider?

Valley West Mortgage is a financing business established in 2004 that helps clients in and around the North Las Vegas area. It is a mortgage refinance company that provides custom-tailored solutions that match its clients' needs. The business has successfully funded over $5.9 billion in loans to purchased and refinanced units. It also aims to help its clients find their dream homes with peace of mind by offering options for interest rates and monthly payments.

License Verified:

License: 65506

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (408)
Facebook
4.7 / 5 (64)
Yelp
3.5 / 5 (45)

Website
8345 W Sunset Rd Ste 380, Las Vegas, NV 89113
  • New Construction

Why choose this provider?

Dan "The Loan Man" Sherbondy, is a loan officer that has been assisting clients in North Las Vegas for over 15 years. He provides FHA streamline refinancing and renovation loans. The agent also offers down payment assistance and grants, mortgage loans after bankruptcy or foreclosure, and bank statement loans. He specializes in mortgage loans, including those for members of the Veterans Administration and Federal Housing Administration. Dan was also a former firefighter and paramedic. He has funded over 900 loans for clients.

License Verified:

License: 313289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.6 / 5 (33)
Yelp
4.0 / 5 (15)

Website
3030 S. Durango Drive, Las Vegas, NV 89117
  • Reverse Mortgages

Why choose this provider?

Streamline Home Loans serves homeowners and first-time buyers in North Las Vegas and neighboring cities. It assists clients in purchasing a home and with their refinancing needs. It offers various home loan types such as FHA, VA, USDA, conventional, and jumbo that have met the guidelines set by Fannie Mae and Freddie Mac. Streamline Home Loans has a company-wide program that gives 100 meals to local charities like Harvest Hope and Three Square Food Bank for every deal they close.

License Verified:

License: 1810048

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Yelp
5.0 / 5 (1)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are some reasons in North Las Vegas to refinance a mortgage?

    In North Las Vegas, a borrower may wish to refinance a mortgage if monthly payments and interest rates are excessive and there is a need to obtain less burdensome rates. The property holder may also be overburdened by another high-interest debt, and there is value in getting the home loan paid off sooner.

  • In North Las Vegas, what is more expensive between refinance rates and mortgage rates?

    In North Las Vegas, refinance rates and mortgage rates are usually similar to each other, with refinance rates being only slightly higher. However, refinancing has other costs that form part of the annual percentage rate, like the fees and discount points owed when replacing an old loan with a new one.

  • Is it advisable in North Las Vegas to try and wait out the market to obtain the lowest potential interest rates?

    Waiting out the market in North Las Vegas is beneficial on paper because it lets a borrower save on interest rates by predicting when the numbers will reach the bottom. This is very hard to do, however, and multiple factors make the rise and fall of interest unpredictable. It's practical to refinance once the rate is low enough and to not over-optimize.

  • Is there ever a reason why a borrower in North Las Vegas will willingly refinance into a pricer loan as opposed to a cheaper one?

    Yes, a borrower in North Las Vegas may choose to refinance into a pricer rather than a cheaper loan when trying to cash out on the increased equity of the home. Cashing out allows an individual to use the difference between a house's increased equity and the old one as legal tender. This may be used for pressing matters like higher learning.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.