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Best Homeowners Insurance Agencies in Rio Rancho

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2023
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All-Star Insurance logo

All-Star Insurance

2625 Pennsylvania Street Northeast, Albuquerque, NM 87110
  • Earthquake
  • Flood

Business Description

All-Star Insurance serves the Rio Rancho metro area and provides clients with comprehensive services to keep their properties and items covered in the event of damage or theft. This company has over 20 years of experience with homeowners insurance policies and offers options to cover replacement costs, living expenses, structural repairs, and any costs incurred because of owner liability. All-Star Insurance can also provide flood policies, earthquake policies, and animal liability policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ashley Duran - State Farm Insurance Agent logo
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Ashley Duran - State Farm Insurance Agent

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10660 Unser Boulevard Northwest, Albuquerque, NM 87114
  • Multiple Policy Types

Business Description

Ashley Duran is a Bernalillo-based State Farm insurance agent that serves families and residents in Albuquerque, Rio Rancho, and the surrounding areas. Duran leads a team of licensed home insurance agents who can assist clients in purchasing the right insurance plan from the homeowners' insurance agency. They offer home insurance, condominium insurance, manufactured home insurance, and rental property insurance products. In addition, Duran's team also quotes and writes business, car, and workers' compensation policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (66)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
El Valle Insurance logo
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El Valle Insurance

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4015 Peggy Road Southeast, Rio Rancho, NM 87124
  • Condos
  • Renter's Insurance

Business Description

El Valle Insurance has over 30 years of experience selling homeowners insurance policies to clients throughout the Rio Rancho metro area. Its sells coverage to insure individual properties, offers home warranties, and insures both condominiums and motor homes in addition to single-family residences. Coverage is also available to landlords and tenants that need to protect their properties and belongings. El Valle Insurance is also highly experienced with commercial insurance policies. Auto insurance is available here.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Franklin Insurance Agency logo
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Franklin Insurance Agency

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2345 Southern Boulevard Southeast, Rio Rancho, NM 87124
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Franklin Insurance Agency sells homeowners insurance in Rio Rancho and to clients in surrounding areas. Its policies offer both dwelling coverage and property coverage so that clients can be thoroughly protected from any financial losses should their homes be damaged or destroyed. Loss of use coverage is available to help displaced families support themselves until replacing their homes. Franklin Insurance Agency is also experienced with personal liability policies that cover financial losses if homeowners are sued.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peak Insurance Agency logo
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Peak Insurance Agency

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2740 Northern Boulevard Northeast, Rio Rancho, NM 87124
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Peak Insurance Agency is an independent homeowners' insurance provider serving clients in Rio Rancho and nearby areas. It has been working with different insurance carriers for 20 years to help clients identify an insurance product fit for their home. Homeowners' insurance can cover renters, landlords, vacation rentals, mobile homes, and secondary homes. Peak Insurance Agency's homeowners' insurance coverage includes comprehensive or basic packages that put a financial safeguard on the client's personal property against theft, vandalism, and fires.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ultimate Insurance logo
Visit WebsiteWebsite

Ultimate Insurance

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4501 4th Street Northwest, Albuquerque, NM 87107
  • Fire
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Ultimate Insurance is active in the Rio Rancho metro area and provides clients with a complete assortment of homeowners insurance services. This company can help clients to deal with any issues related to procuring coverage for their homes and calling in that coverage when incidents happen. Its policies also offer coverage for jewelry and other highly valuable items. Ultimate Insurance sells renters insurance and condominium insurance as well. Auto insurance policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.