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Best Life Insurance Companies in Trenton

2024

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Providers

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Website
600 Mule Road, Toms River, NJ 08757
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

NJ Life & Health Insurance Group is an insurance company located in Toms River. Serving Trenton and its neighboring communities, the company provides a wide variety of insurance policies, specializing in life and health insurance plans. Its team offers life insurance policies, including term life insurance and whole life insurance. The team guides clients in assessing the right level of coverage they need and choosing the policy that best suits their personal circumstances. NJ Life & Health Insurance Group represents multiple insurance carriers in the market.

License Verified:

License: 1665891

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1780 Kendarbren Dr Suite 110, Jamison, PA 18929
  • Life Insurance
  • Health Insurance

Why choose this provider?

Franklin Benefits Group, LLC, is an agency that provides its services to residents and businesses in Trenton and the surrounding communities. It has partnered with multiple carriers that offer a variety of packages to provide its clients with insurance options. It carries life insurance plans—including dental and disability insurance—through its list of employee benefits solutions. Additionally, it provides HR tools that include training. Michael Braun, who has 17 years of experience, founded the company in 2003.

License Verified:

License: 1563018

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
1014 Livingston Avenue, North Brunswick Township, NJ 08902
  • Individual Plans
  • Life Insurance

Why choose this provider?

S. Lombardo Agency, Inc., delivers the policy needs of customers in Trenton. It offers a variety of products such as life insurance, homeowners insurance, renters’ insurance, condo insurance, personal auto insurance, and IRA annuities. In addition, the company provides coverage for general liability, business owners, and workers’ compensation. Serving individuals and businesses for over 40 years, S. Lombardo Agency, Inc. works with several companies and carriers to ensure that its clientele’s insurance needs are met.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 Nottingham Way, Trenton, NJ 08619
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Primer Insurance Agency is an independent company serving Trenton and surrounding communities. It offers term and permanent life insurance options that can serve as financial protection for individuals and their families. Group life insurance is also available for employees under customizable insurance packages for businesses. Moreover, the agency provides life insurance for seniors aged 50 to 80. The plans can be utilized as an estate planning tool, burial costs coverage, and to pay off debt.

License Verified:

License: 1631633

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 Rozel Avenue, Southampton, PA 18966
  • Life Insurance
  • Health Insurance

Why choose this provider?

John A. Saracino Insurance Agency is an independent, full-service insurance agency that services individuals, families, and businesses in Trenton. With over 45 years of industry experience, the agency works with a wide range of insurance carriers and helps clients find and secure life insurance policies that provide coverage for the specific needs of their families. Additionally, John A. Saracino Insurance Agency also offers other types of insurance coverage for clients' homes, health, auto, and businesses.

License Verified:

License: 8042682

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
169 North Main Street, Yardley, PA 19067
  • Life Insurance

Why choose this provider?

Nottingham Insurance serves the insurance needs of individuals, families, and businesses in the Trenton area and the surrounding communities from its Hamilton Square and Yardley offices. It carries group insurance plans like group life, medical, long-term care, vision and dental, critical illness, and retirement planning. It specializes in working with industries like fire and rescue services, nonprofits, daycares, and contractors. Nottingham Insurance is a fourth-generation, family-owned agency that has served clients across the country for more than 100 years.

License Verified:

License: 8028388

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
525 New Jersey 33, Millstone, NJ 08535
  • Life Insurance

Why choose this provider?

Liberty Insurance Associates serves the insurance needs of customers in Trenton. The business offers life and health insurance solutions, including Medicare supplement, disability, group life and accidental death and dismemberment, and long-term care insurance policies. It also handles personal and commercial insurance lines, such as surety bonds, specialized business, and high-net-worth insurance. The company's CEO and partner, Andrew Harris, has more than 42 years of experience. The firm gives back to the community by supporting organizations like IEP Youth Services and Saint John Vianney.

License Verified:

License: 8302083

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
401 Executive Drive, Langhorne, PA 19047
  • Life Insurance

Why choose this provider?

Insurance Savings Network partners with several carriers, including Encompass, Travelers, and Progressive, to provide insurance solutions in Trenton. Its insurance professionals inform clients of their insurance options and help them find the best possible life, automobile, business, or homeowners' insurance policies. They also evaluate existing policies and offer assistance in upgrading coverage packages. Scott, a Philadelphia-based client, praised the Insurance Savings Network team for a thorough proposal explanation and a smooth transition process in the implementation of coverage upgrades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
684 Whitehead Road, Lawrenceville, NJ 08648
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Gandelman Agency is a family-owned company that provides the individual and group life insurance requirements of families and businesses in Trenton. Under the personal package, universal, term, and whole life policy options are available. For the group plan, employers can customize benefits to include additional coverage for voluntary, supplementary, and accidental death and dismemberment. The Gandelman Agency has over 60 years of experience delivering services in Pennsylvania and New Jersey. It handles other insurance products, such as home, auto, health, and business.

License Verified:

License: 8057698

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
65 West Street Road, Warminster, PA 18974
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Del-Val Insurance Group Inc. is an independent insurance agency serving individuals and families in Trenton. It has established relationships with over 40 insurance companies to offer clients various life insurance options that meet their needs and budget. In addition to policy selection, its team assists clients in filing claims during a loss. The agency also handles other insurance solutions for automobiles, homes, disabilities, and health. Jim Muehlbronner, a senior partner at the agency, holds more than 30 years of industry experience.

License Verified:

License: 55445

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
349 Bustleton Pike, Feasterville-Trevose, PA 19053
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

The Reinard Agency is an insurance brokerage firm headquartered in Delaware Valley that also serves clients in Trenton and nearby localities. Since its inception in 1926, the company has been assisting individuals to acquire monetary death benefits for their beneficiaries through a life insurance policy. Its insurance agents represent multiple carriers that deliver a variety of life coverages, including level term, decreasing term, and whole life insurance. The company was a recipient of the Neighbors' Choice Award for Buck's County from the Philadelphia Inquirer.

License Verified:

License: 8038151

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (9)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
736 2nd Street Pike, Southampton, PA 18966
  • Life Insurance

Why choose this provider?

Dillon-Haney Agency, Inc., is a family-owned third-generation business that serves Trenton. Its team of independent insurance professionals assists clients in several areas, including life insurance, which can cover final expenses and serve as an investment. They review policies from their partner carriers, like Nationwide and Progressive, in order to find plans that match their clients' needs. Dillon-Haney Agency was founded in a kitchen back in 1935. Now, it provides insurance solutions for over 1,000 businesses and individuals.

License Verified:

License: 9142705

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8 South Main Street, Marlboro, NJ 07746
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rick Duran is an insurance agent that provides services in Trenton and its surrounding areas. He offers life, home, and auto insurances. He also handles business and property concerns. Along with his team, Rick specializes in individual and business retirement, life needs analysis, and future planning. Tyler has been recognized as part of the 2019 Top 10 Agents in Multiple Lines in the Country by State Farm. His agency has been in operation for over 6 years.

License Verified:

License: 1307764

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (532)
Facebook
5.0 / 5 (135)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
258 Ryders Lane, Milltown, NJ 08850
  • Group Plans

Why choose this provider?

Robert P. Petri & Daughter Insurance Agency has been providing clients throughout Trenton and its surrounding areas with comprehensive insurance solutions for more than five decades. Based in Milltown, the independent agency offers personal and business insurance products, including health and life insurance plans. It provides various types of life insurance, including term life insurance, whole life insurance, and universal life insurance. It also offers disability income and long-term care insurance policies. Company principal Susan Petri is a third-generation insurance specialist.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2426 Nottingham Way, Mercerville, NJ 08619
  • Life Insurance

Why choose this provider?

Harrah & Associates, Inc., is an insurance agency in Trenton that has been providing insurance products and services to clients since 1955. The agency is licensed to operate in 40 states and is connected with various top-rated regional, national, and international insurance providers. Some of its life insurance products include term life and permanent life plans that provide financial coverage for expenses such as mortgage payments, educational payments, debt payments, as well as final expenses or burials.

License Verified:

License: 8829385

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
206 Lakeside Park, Southampton, PA 18966
  • Life Insurance

Why choose this provider?

ProVantage Insurance & Financial Services Inc. is an insurance agency that works with clients in Trenton and surrounding areas to provide the right coverage that caters to their specific needs. It has more than 40 years of experience, providing products such as auto, homeowners, health, life, and business insurance policies. Its life insurance policy may either be term life or universal life. Such policy will provide security by paying off debts or paying expenses in case death occurs.

License Verified:

License: 1023463

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
164 Wall Street, Princeton, NJ 08540
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Princeton Insurance Agency is a full-service insurance agency that connects clients around Trenton with life insurance policies that serve to protect their long-term needs and interests. The agency partners with many known insurance carriers and educates its clients regarding life insurance policies that take care of their family's needs after death, such as tuition fee payment and burial expenses. It mainly offers term life and permanent life insurance plans and offers other personal insurance plans like property, auto, and home insurance.

License Verified:

License: 220395

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2204 Brunswick Pike, Lawrence Township, NJ 08648
  • Life Insurance

Why choose this provider?

Romy Buerano is a State Farm insurance agent who serves clients in Trenton. He offers life insurance coverage that provides financial security to beneficiaries in the event of an untimely death. Buerano also helps clients in obtaining insurance products for automobiles, homes, properties, and pets. His team has a diversified background, and it can communicate in a variety of languages, such as Spanish, Tagalog, Visayan, and American Sign Language. Buerano and his family have been supporting poor children and the handicapped for 20 years.

License Verified:

License: 8221902

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (44)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
106 North Main Street, Hightstown, NJ 08520
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1881, Allen & Stults Co., Inc. is an independent agency in Trenton that caters to both personal and commercial clients. Some of its life insurance plans are categorized into individual and group health, individual life, and medicare supplement. Accredited as a Trusted Choice Agency, the company also provides insurance options, such as individual disability, long-term care, and worksite or voluntary benefits. It is affiliated with the New Jersey Agents Alliance and the Independent Insurance Agents & Brokers of America.

License Verified:

License: 8012502

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1200 Woodlane Road, Eastampton, NJ 08060
  • Life Insurance

Why choose this provider?

Fullerton Financial Services Inc. addresses the life insurance needs of clients in the Trenton area. The professionals in this company assist clients in finding life insurance coverage to help them pay their debts or cover the funeral and burial costs. They also offer options for homeowners, RV, and auto insurance. Fullerton Financial Services also serves commercial clients, providing workers' compensation and general liability coverage. Moreover, it works with various carriers, including Foremost, Progressive, Stillwater, and the Philadelphia Contributionship.

License Verified:

License: 1061984

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can the binding receipt be considered a guarantee of insurability in Trenton?

    No, because the provisions outlined in the binding receipt provide temporary coverage for life insurance policies in Trenton. If the policyholder withdraws approval for the application, the application's rejection is communicated, and the 60-day period from the date of application submission has passed, the binding receipt is no longer valid.

  • Is it possible to get life insurance in Trenton without undergoing a medical examination?

    Yes, simplified issue, guaranteed issue, and employer-sponsored life insurance policies are among the Trenton insurance plans that do not require a medical exam. These policies will necessitate applicants answering health-related questions and sharing medical and pharmaceutical records. However, you should expect higher premiums as a result of the increased risk that insurance companies may face in the event of a premature death.

  • Why is it advantageous to purchase life insurance riders in Trenton?

    In Trenton, life insurance riders make your policy more adaptable and add valuable features. For example, if you die in a covered accident, an accidental death and dismemberment rider increases the amount paid out by your life insurance. If you suffer a qualifying accident-related injury, it may also pay you a lump sum while you are still alive.

  • How can you locate any missing life insurance policy in Trenton?

    The Life Insurance Policy Locator Service, developed in collaboration with the National Association of Insurance Commissioners, can help you find a loved one's lost policy in Trenton. This service is available to those who believe they are beneficiaries, as well as the decedent's executors and legal agents. A request to the insurance provider is the first step in locating a lost life insurance policy or annuity contract. To locate a lost life insurance policy, go to https://eapps.naic.org/life-policy-locator/.

  • Where can you file a complaint against your insurance provider in Trenton?

    You can file complaints with the Real Estate Commission and the Department of Banking and Insurance regarding any issues with your insurance company in Trenton. You can also use the agency's Consumer Inquiry and Response Center to initiate a formal complaint. To file a complaint online, go to https://sbs.naic.org/solar-web/pages/public/onlineComplaintForm/onlineComplaintForm.jsf?state=NJ&dswid=-4593. Alternatively, you can reach them by phone at 609-292-7272 or through their Consumer Hotline at 1-800-446-7467.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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