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Best Life Insurance Companies in Trenton

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Allen & Stults Co., Inc. logo
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License Verified:

License: 8012502

State of New Jersey Banking and Insurance

Allen & Stults Co., Inc.

106 North Main Street, Hightstown, NJ 08520
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  • Life Insurance
  • Health Insurance

Business Description

Founded in 1881, Allen & Stults Co., Inc. is an independent agency in Trenton that caters to both personal and commercial clients. Some of its life insurance plans are categorized into individual and group health, individual life, and medicare supplement. Accredited as a Trusted Choice Agency, the company also provides insurance options, such as individual disability, long-term care, and worksite or voluntary benefits. It is affiliated with the New Jersey Agents Alliance and the Independent Insurance Agents & Brokers of America.

License Verified:

License: 8012502

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Del-Val Insurance Group Inc. logo
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License Verified:

License: 55445

Pennsylvania Insurance Department

Del-Val Insurance Group Inc.

65 West Street Road, Warminster, PA 18974
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  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

Del-Val Insurance Group Inc. is an independent insurance agency serving individuals and families in Trenton. It has established relationships with over 40 insurance companies to offer clients various life insurance options that meet their needs and budget. In addition to policy selection, its team assists clients in filing claims during a loss. The agency also handles other insurance solutions for automobiles, homes, disabilities, and health. Jim Muehlbronner, a senior partner at the agency, holds more than 30 years of industry experience.

License Verified:

License: 55445

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dillon-Haney Agency, Inc. logo
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License Verified:

License: 9142705

State of New Jersey Banking and Insurance

Dillon-Haney Agency, Inc.

736 2nd Street Pike, Southampton, PA 18966
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  • Life Insurance

Business Description

Dillon-Haney Agency, Inc., is a family-owned third-generation business that serves Trenton. Its team of independent insurance professionals assists clients in several areas, including life insurance, which can cover final expenses and serve as an investment. They review policies from their partner carriers, like Nationwide and Progressive, in order to find plans that match their clients' needs. Dillon-Haney Agency was founded in a kitchen back in 1935. Now, it provides insurance solutions for over 1,000 businesses and individuals.

License Verified:

License: 9142705

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Franklin Benefits Group LLC logo
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License Verified:

License: 1563018

State of New Jersey Banking and Insurance

Franklin Benefits Group LLC

PO Box 381, Doylestown, PA 18901
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  • Life Insurance
  • Health Insurance

Business Description

Franklin Benefits Group, LLC, is an agency that provides its services to residents and businesses in Trenton and the surrounding communities. It has partnered with multiple carriers that offer a variety of packages to provide its clients with insurance options. It carries life insurance plans—including dental and disability insurance—through its list of employee benefits solutions. Additionally, it provides HR tools that include training. Michael Braun, who has 17 years of experience, founded the company in 2003.

License Verified:

License: 1563018

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Fullerton Financial Services Inc. logo
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License Verified:

License: 1061984

State of New Jersey Banking and Insurance

Fullerton Financial Services Inc.

1200 Woodlane Road, Eastampton, NJ 08060
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  • Life Insurance

Business Description

Fullerton Financial Services Inc. addresses the life insurance needs of clients in the Trenton area. The professionals in this company assist clients in finding life insurance coverage to help them pay their debts or cover the funeral and burial costs. They also offer options for homeowners, RV, and auto insurance. Fullerton Financial Services also serves commercial clients, providing workers' compensation and general liability coverage. Moreover, it works with various carriers, including Foremost, Progressive, Stillwater, and the Philadelphia Contributionship.

License Verified:

License: 1061984

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Harrah & Associates, Inc. logo
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License Verified:

License: 8829385

State of New Jersey Banking and Insurance

Harrah & Associates, Inc.

2426 Nottingham Way, Mercerville, NJ 08619
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  • Life Insurance

Business Description

Harrah & Associates, Inc., is an insurance agency in Trenton that has been providing insurance products and services to clients since 1955. The agency is licensed to operate in 40 states and is connected with various top-rated regional, national, and international insurance providers. Some of its life insurance products include term life and permanent life plans that provide financial coverage for expenses such as mortgage payments, educational payments, debt payments, as well as final expenses or burials.

License Verified:

License: 8829385

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Insurance Savings Network logo
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Insurance Savings Network

401 Executive Drive, Langhorne, PA 19047
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  • Life Insurance

Business Description

Insurance Savings Network partners with several carriers, including Encompass, Travelers, and Progressive, to provide insurance solutions in Trenton. Its insurance professionals inform clients of their insurance options and help them find the best possible life, automobile, business, or homeowners' insurance policies. They also evaluate existing policies and offer assistance in upgrading coverage packages. Scott, a Philadelphia-based client, praised the Insurance Savings Network team for a thorough proposal explanation and a smooth transition process in the implementation of coverage upgrades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John A. Saracino Insurance Agency logo
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License Verified:

License: 8042682

State of New Jersey Banking and Insurance

John A. Saracino Insurance Agency

801 Rozel Avenue, Southampton, PA 18966
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  • Life Insurance
  • Health Insurance

Business Description

John A. Saracino Insurance Agency is an independent, full-service insurance agency that services individuals, families, and businesses in Trenton. With over 45 years of industry experience, the agency works with a wide range of insurance carriers and helps clients find and secure life insurance policies that provide coverage for the specific needs of their families. Additionally, John A. Saracino Insurance Agency also offers other types of insurance coverage for clients' homes, health, auto, and businesses.

License Verified:

License: 8042682

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liberty Insurance Associates logo
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License Verified:

License: 8302083

State of New Jersey Banking and Insurance

Liberty Insurance Associates

525 New Jersey 33, Millstone, NJ 08535
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  • Life Insurance

Business Description

Liberty Insurance Associates serves the insurance needs of customers in Trenton. The business offers life and health insurance solutions, including Medicare supplement, disability, group life and accidental death and dismemberment, and long-term care insurance policies. It also handles personal and commercial insurance lines, such as surety bonds, specialized business, and high-net-worth insurance. The company's CEO and partner, Andrew Harris, has more than 42 years of experience. The firm gives back to the community by supporting organizations like IEP Youth Services and Saint John Vianney.

License Verified:

License: 8302083

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NJ Life & Health Insurance Group logo
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License Verified:

License: 1665891

State of New Jersey Banking and Insurance

NJ Life & Health Insurance Group

600 Mule Road, Toms River, NJ 08757
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

NJ Life & Health Insurance Group is an insurance company located in Toms River. Serving Trenton and its neighboring communities, the company provides a wide variety of insurance policies, specializing in life and health insurance plans. Its team offers life insurance policies, including term life insurance and whole life insurance. The team guides clients in assessing the right level of coverage they need and choosing the policy that best suits their personal circumstances. NJ Life & Health Insurance Group represents multiple insurance carriers in the market.

License Verified:

License: 1665891

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nottingham Insurance logo
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License Verified:

License: 8028388

State of New Jersey Banking and Insurance

Nottingham Insurance

169 North Main Street, Yardley, PA 19067
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  • Life Insurance

Business Description

Nottingham Insurance serves the insurance needs of individuals, families, and businesses in the Trenton area and the surrounding communities from its Hamilton Square and Yardley offices. It carries group insurance plans like group life, medical, long-term care, vision and dental, critical illness, and retirement planning. It specializes in working with industries like fire and rescue services, nonprofits, daycares, and contractors. Nottingham Insurance is a fourth-generation, family-owned agency that has served clients across the country for more than 100 years.

License Verified:

License: 8028388

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (107)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Primer Insurance Agency logo
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License Verified:

License: 1631633

State of New Jersey Banking and Insurance

Primer Insurance Agency

2101 Nottingham Way, Trenton, NJ 08619
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Primer Insurance Agency is an independent company serving Trenton and surrounding communities. It offers term and permanent life insurance options that can serve as financial protection for individuals and their families. Group life insurance is also available for employees under customizable insurance packages for businesses. Moreover, the agency provides life insurance for seniors aged 50 to 80. The plans can be utilized as an estate planning tool, burial costs coverage, and to pay off debt.

License Verified:

License: 1631633

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Princeton Insurance Agency logo
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License Verified:

License: 220395

State of New Jersey Banking and Insurance

Princeton Insurance Agency

164 Wall Street, Princeton, NJ 08540
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Princeton Insurance Agency is a full-service insurance agency that connects clients around Trenton with life insurance policies that serve to protect their long-term needs and interests. The agency partners with many known insurance carriers and educates its clients regarding life insurance policies that take care of their family's needs after death, such as tuition fee payment and burial expenses. It mainly offers term life and permanent life insurance plans and offers other personal insurance plans like property, auto, and home insurance.

License Verified:

License: 220395

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ProVantage Insurance & Financial Services Inc. logo
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License Verified:

License: 1023463

State of New Jersey Banking and Insurance

ProVantage Insurance & Financial Services Inc.

206 Lakeside Park, Southampton, PA 18966
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  • Life Insurance

Business Description

ProVantage Insurance & Financial Services Inc. is an insurance agency that works with clients in Trenton and surrounding areas to provide the right coverage that caters to their specific needs. It has more than 40 years of experience, providing products such as auto, homeowners, health, life, and business insurance policies. Its life insurance policy may either be term life or universal life. Such policy will provide security by paying off debts or paying expenses in case death occurs.

License Verified:

License: 1023463

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rick Duran logo
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License Verified:

License: 1307764

State of New Jersey Banking and Insurance

Rick Duran

8 South Main Street, Marlboro, NJ 07746
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  • Life Insurance
  • Health Insurance

Business Description

Rick Duran is an insurance agent that provides services in Trenton and its surrounding areas. He offers life, home, and auto insurances. He also handles business and property concerns. Along with his team, Rick specializes in individual and business retirement, life needs analysis, and future planning. Tyler has been recognized as part of the 2019 Top 10 Agents in Multiple Lines in the Country by State Farm. His agency has been in operation for over 6 years.

License Verified:

License: 1307764

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (532)
Facebook
5.0 / 5 (135)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert P. Petri & Daughter Insurance Agency logo
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Robert P. Petri & Daughter Insurance Agency

258 Ryders Lane, Milltown, NJ 08850
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  • Group Plans

Business Description

Robert P. Petri & Daughter Insurance Agency has been providing clients throughout Trenton and its surrounding areas with comprehensive insurance solutions for more than five decades. Based in Milltown, the independent agency offers personal and business insurance products, including health and life insurance plans. It provides various types of life insurance, including term life insurance, whole life insurance, and universal life insurance. It also offers disability income and long-term care insurance policies. Company principal Susan Petri is a third-generation insurance specialist.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Romy Buerano logo
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License Verified:

License: 8221902

State of New Jersey Banking and Insurance

Romy Buerano

2204 Brunswick Pike, Lawrence Township, NJ 08648
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  • Life Insurance

Business Description

Romy Buerano is a State Farm insurance agent who serves clients in Trenton. He offers life insurance coverage that provides financial security to beneficiaries in the event of an untimely death. Buerano also helps clients in obtaining insurance products for automobiles, homes, properties, and pets. His team has a diversified background, and it can communicate in a variety of languages, such as Spanish, Tagalog, Visayan, and American Sign Language. Buerano and his family have been supporting poor children and the handicapped for 20 years.

License Verified:

License: 8221902

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (44)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
S. Lombardo Agency, Inc. logo
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S. Lombardo Agency, Inc.

1014 Livingston Avenue, North Brunswick Township, NJ 08902
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  • Individual Plans
  • Life Insurance

Business Description

S. Lombardo Agency, Inc., delivers the policy needs of customers in Trenton. It offers a variety of products such as life insurance, homeowners insurance, renters’ insurance, condo insurance, personal auto insurance, and IRA annuities. In addition, the company provides coverage for general liability, business owners, and workers’ compensation. Serving individuals and businesses for over 40 years, S. Lombardo Agency, Inc. works with several companies and carriers to ensure that its clientele’s insurance needs are met.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Gandelman Agency logo
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License Verified:

License: 8057698

State of New Jersey Banking and Insurance

The Gandelman Agency

684 Whitehead Road, Lawrenceville, NJ 08648
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  • Life Insurance
  • Health Insurance

Business Description

The Gandelman Agency is a family-owned company that provides the individual and group life insurance requirements of families and businesses in Trenton. Under the personal package, universal, term, and whole life policy options are available. For the group plan, employers can customize benefits to include additional coverage for voluntary, supplementary, and accidental death and dismemberment. The Gandelman Agency has over 60 years of experience delivering services in Pennsylvania and New Jersey. It handles other insurance products, such as home, auto, health, and business.

License Verified:

License: 8057698

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Reinard Insurance Agency logo
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License Verified:

License: 8038151

State of New Jersey Banking and Insurance

The Reinard Insurance Agency

349 Bustleton Pike, Feasterville-Trevose, PA 19053
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  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

The Reinard Agency is an insurance brokerage firm headquartered in Delaware Valley that also serves clients in Trenton and nearby localities. Since its inception in 1926, the company has been assisting individuals to acquire monetary death benefits for their beneficiaries through a life insurance policy. Its insurance agents represent multiple carriers that deliver a variety of life coverages, including level term, decreasing term, and whole life insurance. The company was a recipient of the Neighbors' Choice Award for Buck's County from the Philadelphia Inquirer.

License Verified:

License: 8038151

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (9)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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