Expertise.com

2024

Last updated:

Best Mortgage Brokers in Brick

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brick Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

22Reviewed

14Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
707 Union Avenue Ste. 201, Brielle, NJ 08730
  • Refinance

Why choose this provider?

Dynasty Mortgage Network, LLC, caters to clients in Brick who need mortgage brokers. It uses current technological tools and resources to operate its brokerage efficiently. Some of its products include fixed and conforming adjustable-rate loans with terms of up to three decades. A calculator is available to dispense preliminary knowledge before formal consultations. Dynasty Mortgage handles the different steps of the lending process, such as underwriting and closing. Refinancing choices are also on hand for rearranging existing debts.

License Verified:

License: 141917

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1913 Atlantic Ave, Suite 151-158, Manasquan, NJ 08736
  • Refinance

Why choose this provider?

Assured Mortgage Bankers has been serving residents of Brick and the surrounding areas since 1998. It seeks to provide a seamless loan experience by equipping its website with a variety of tools, such as videos, printable forms, and mortgage calculators. Its available loan products include FHA, USDA, VA, and fixed-rate loans. It also offers the Home Ready, Home Possible, and HomeStyle Renovation programs. The company's president, Robert Conti, worked for various car dealerships before opening his mortgage banking firm.

License Verified:

License: 271739

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
366 Herbertsville Road, Brick, NJ 08724
  • Refinance

Why choose this provider?

Prime Source Mortgage counsels homeowners and buyers of Brick with mortgage loan options. A variety of mortgage plans, including 15-year, 30-year fixed, and adjustable rate mortgages, are offered by the business. Additionally, its staff assists with a range of loan options, including jumbo, conventional, FHA, VA, USDA, and HARP loans. Super jumbo loans, home purchases, and refinance are other offers. The company is led by John Meyerle, who has more than 20 years of experience in the mortgage sector.

License Verified:

License: 245428

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Zillow
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1330 Laurel Ave., Suite 101, Sea Girt, NJ 08750
  • Refinance
  • New Construction

Why choose this provider?

PRMG Sea Girt Branch Location serves clients across the Brick metro. The company sets up conventional and jumbo mortgages to help individuals fulfill their goal of homeownership. It also provides loan products from organizations like Fannie Mae and the FHA for borrowers seeking to finance home improvement projects. It offers other mortgage options that allow foreign nations to participate in the country's real estate market. The company is part of the national organization PRMG, which has been operating in the industry for over two decades.

License Verified:

License: 1240994

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (141)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.