Best Mortgage Brokers in Toms River

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3rd Generation Home loans logo
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License Verified:

License: 195400

Nationwide Multistate Licensing System and Registry

3rd Generation Home loans

952 Atlantic City Blvd., Bayville, NJ 08721
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  • Refinance

Business Description

3rd Generation Home loans guides clients in Toms River throughout the process of securing mortgages. Whether a client is a first-time home buyer or wants to refinance at a lower rate, the company is available to assist them. It offers fixed- and adjustable-rate and reverse mortgages. It also helps clients apply for jumbo, VA, FHA, USDA, HARP, and 203K loans. The team has over 50 years of combined experience in the mortgage business. It uses industry-standard tools to help clients make sound financial choices.

License Verified:

License: 195400

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.7 / 5 (72)
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Barry Cooper logo
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License Verified:

License: 207923

Nationwide Multistate Licensing System and Registry

Barry Cooper

36 W Main St, Freehold, NJ 07728
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  • New Construction

Business Description

Barry Cooper serves homebuyers and homeowners in Toms River. He offers various mortgage products and tools under Benchmark Lending, including VA and Lifetime loans. He guides his clients through the pre-qualification stage to determine which type of homes and programs match their needs and assists with gathering necessary documents to verify income, assets, and property value. In addition, he provides refinancing options for customers looking to lower their monthly payments. Barry has over 25 years of mortgage experience.

License Verified:

License: 207923

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Family First Funding logo
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License Verified:

License: 810371

Nationwide Multistate Licensing System and Registry

Family First Funding

44 Washington Street, Suite 200, Toms River, NJ 08753
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  • Refinance
  • New Construction

Business Description

Family First Funding is a mortgage brokerage company that caters to the residents of Toms River and the surrounding areas. It helps homebuyers procure residential real estate by offering various products, such as FHA, VA, USDA, jumbo, and conventional loans. It also assists real estate investors and those who are looking to renovate their homes or refinance their mortgage agreements. The company was founded in 2011, and it serves clients in more than 35 states.

License Verified:

License: 810371

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Glendenning Mortgage Corporation logo
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License Verified:

License: 209086

Nationwide Multistate Licensing System and Registry

Glendenning Mortgage Corporation

81 East Water Street 3rd Floor, Toms River, NJ 08753
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  • Refinance

Business Description

Glendenning Mortgage Corporation offers services to customers throughout Toms River and the surrounding metros. This full-service mortgage company has been operating for over three decades, handling various aspects of the mortgage process, including underwriting, preparing closing documents, funding, and printing the cashier's check. It also extends its services to clients in Delaware, Florida, and Pennsylvania. Its president, James Anzano, has previously appeared on RVN Television's "It's Your Money" show, where he discussed mortgages and interest rates.

License Verified:

License: 209086

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (30)
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Leiman Mortgage Network logo
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License Verified:

License: 17280

Nationwide Multistate Licensing System and Registry

Leiman Mortgage Network

1650 Lexington Ave, Lakewood, NJ 08701
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  • Multi-Family Loans

Business Description

Leiman Mortgage Network is a brokerage firm that deploys solutions to help the Toms River community reduce the hassle of homebuying. Its mortgage professionals guide individuals and families in choosing from options like ARMs, interest-only loans, and graduated payment programs. They negotiate with lenders, process the paperwork, and resolve problems that may come up during transactions. The company has been operating since 2005 and participates in community activities, such as the 2018 Thank You NJ Local Business Owners.

License Verified:

License: 17280

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
NJ Lenders Corp. Shrewsbury logo
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License Verified:

License: 1116706

Nationwide Multistate Licensing System and Registry

NJ Lenders Corp. Shrewsbury

39 Ave at the Commons, Shrewsbury, NJ 07702
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  • Refinance
  • New Construction

Business Description

NJ Lenders Corp. Shrewsbury has been serving clients throughout Toms River since 1991. The company provides loans backed by a variety of government agencies, from the VA to the USDA. It also offers an FHA203K mortgage, a solution for homebuyers aiming to finance home improvement projects. It additionally provides reverse mortgages, a way for senior homeowners to transform equity into cash for medical or travel-related expenses. The company has handled more than $40 billion in transactions.

License Verified:

License: 1116706

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Oceanside Mortgage Company logo
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License Verified:

License: 80015

Nationwide Multistate Licensing System and Registry

Oceanside Mortgage Company

55 North Main Street, Toms River, NJ 08753
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  • New Construction

Business Description

Oceanside Mortgage Company serves the needs of individuals and families in the Toms River metro and the surrounding areas. The mortgage firm helps its clients own their first homes and acquire lower monthly payments through its wide variety of home purchase loans and refinancing options. These include FHA, VA, manufactured home, and FHA Streamline. Additionally, the mortgage lender is licensed in 47 states and has more than 25 years of experience in the mortgage industry.

License Verified:

License: 80015

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (601)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Patriot Mortgage logo
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License Verified:

License: 1248884

Nationwide Multistate Licensing System and Registry

Patriot Mortgage

77 W Main St, Freehold, NJ 07728
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  • Refinance
  • New Construction

Business Description

Patriot Mortgage caters to clients throughout the greater Toms River metro. Its team of mortgage bankers has over 25 years of combined experience. The firm provides brokerage services to help clients structure a home loan or advise on a mortgage refinance. Its loan programs include FHA, VA, second mortgages, reverse mortgages, and home equity loans. In addition, it offers adjustable rates, fixed rates, and jumbo loans. Owner and co-founder, Peter Berryman, is a former EVP at Carteret Mortgage.

License Verified:

License: 1248884

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (43)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
PRMG Toms River logo
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License Verified:

License: 1735597

Nationwide Multistate Licensing System and Registry

PRMG Toms River

219 Oak Avenue, Toms River, NJ 08753
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  • New Construction
  • Refinance

Business Description

PRMG Toms River is one of the branches of Paramount Residential Mortgage Group, Inc. (PRMG). Its mortgage loan originators work with families and investors applying for a mortgage program to purchase properties and assist homeowners who wish to refinance their outstanding loans. PRMG is a Fannie Mae and Freddie Mac direct lender and Ginnie Mae issuer. Among the products it offers are conventional, FHA, VA, and USDA mortgages. PRMG has helped thousands of borrowers in more than two decades of operation.

License Verified:

License: 1735597

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (99)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Oak Mortgage, Inc logo
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License Verified:

License: 5415

Nationwide Multistate Licensing System and Registry

Red Oak Mortgage, Inc

1670 Route 34, Suite 3B, Wall Township, NJ 07727
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  • Refinance
  • New Construction

Business Description

Red Oak Mortgage, Inc, caters to the loan needs of homebuyers, builders, real estate agents, and homeowners in Toms River. Its mortgage consultants guide clients in choosing from options such as USDA, VA, and FHA loans, investor products, and specialty or non-QM programs. In addition, the company implements online technology, streamlined procedures, and accelerated turn times to improve clients' mortgage experience. It has been in business since 2005 and has a multi-state reach that extends to South Carolina, Florida, and Pennsylvania.

License Verified:

License: 5415

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rosetta Arce logo
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License Verified:

License: 2007799

Nationwide Multistate Licensing System and Registry

Rosetta Arce

109 East Main Street, Oceanport, NJ 07757
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  • Refinance
  • New Construction

Business Description

Rosetta Arce is a loan officer from Advisors Mortgage Group who serves the people of Toms River and the surrounding areas. She helps clients with financing their home purchases through various loan programs. She also provides homeowners with the assistance needed to get a better rate for paying out their homes through refinancing solutions. Clients can use Rosetta's services to cash out their home's equity or to apply for loan programs to renovate their homes.

License Verified:

License: 2007799

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (91)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas Wolff logo
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License Verified:

License: 28763

Nationwide Multistate Licensing System and Registry

Thomas Wolff

180 Tuckerton Rd, Suite 7, Medford, NJ 08055
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  • Refinance

Business Description

Thomas Wolff is the branch manager and senior loan officer of The Wolff Mortgage Group, serving Toms River. He helps ease the burden of home buyers and homeowners by presenting them with loan programs to finance their dream homes. His clients include first-time home buyers, move-up and second-home buyers, and those looking to refinance their mortgage to get a lower interest rate on their mortgage. Customers can also get help from Thomas Wolff if they want to buy real estate for investment purposes.

License Verified:

License: 28763

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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