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Best Life Insurance Companies in High Point

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Alliance Insurance Services logo
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Alliance Insurance Services

348 Summit Square Boulevard, Winston-Salem, NC 27105
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  • Life Insurance
  • Health Insurance

Business Description

Alliance Insurance Services is a multi-line insurance company that attends to the risk management needs of the High Point community and nearby localities. The firm assists individual clients in protecting their loved ones who depend on them financially through a life insurance policy. The company offers term life and permanent life insurance options. Its independent insurance agents guide clients in assessing their financial needs and comparing life coverage from multiple providers. The company has been protecting individuals and families since 2004.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.0 / 5 (20)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Blue Moon Benefits Group logo
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License Verified:

License: 1000006232

North Carolina Department of Insurance

Blue Moon Benefits Group

2640 Willard Dairy Road, High Point, NC 27265
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  • Life Insurance
  • Health Insurance

Business Description

Bluemoon Benefits Group is an independent and local health insurance agency providing policies in the High Point metro and other locations. The company offers term, whole, and universal life insurance as options for clients. It also provides a final expense plan, which is an alternative to traditional life insurance. This other type of life insurance does not require a medical exam and premiums do not increase with time. The company has other insurances like medicare plans, dental and vision insurance, and small group health insurance.

License Verified:

License: 1000006232

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Brown Insurance Group logo
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License Verified:

License: 1000123471

North Carolina Department of Insurance

Brown Insurance Group

14 Oak Branch Drive, Greensboro, NC 27407
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  • Life Insurance

Business Description

Brown Insurance Group is a life insurance firm serving High Point and nearby areas. The company provides a wide range of life insurance options, such as term, whole, and universal life insurance. Additionally, insurance plans for renters, boats, vehicles, and homes are also available. The company is owned by Larry Brown Jr., an insurance professional who has been working in the industry for more than 25 years. Brown Insurance Group has been operating since 1982.

License Verified:

License: 1000123471

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (68)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Chase Ragsdale logo
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License Verified:

License: 18390385

North Carolina Department of Insurance

Chase Ragsdale

1072 North Main Street, Walnut Cove, NC 27052
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  • Life Insurance
  • Health Insurance

Business Description

Chase Ragsdale is an insurance agent associated with StateFarm that serves High Point and the surrounding areas. Chase and his team have over 18 years of combined experience in the industry. He offers life insurance products such as term life, whole life, and universal life coverage. He also offers auto, home, property, and health insurance. Business owners can also consult with him if they need commercial policies like surety and fidelity bonds, workers' compensation, and liability umbrella coverage.

License Verified:

License: 18390385

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Citizens Insurance Group, Inc. logo
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License Verified:

License: 1000008367

North Carolina Department of Insurance

Citizens Insurance Group, Inc.

1040 Randolph Street, Thomasville, NC 27360
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  • Life Insurance

Business Description

Serving the High Point area, Citizens Insurance Group, Inc. is an independent agency offering a variety of coverage options to clients in the metro. It provides personal insurance services such as life insurance, health insurance, automobile insurance, personal property insurance, and umbrella insurance. The company also offers business insurance options like employment practices liability insurance, business continuation insurance, property or excess property insurance, workers’ compensation insurance, and professional liability insurance. Citizens Insurance Group, Inc. was founded in 1938.

License Verified:

License: 1000008367

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Danielle Waller logo
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License Verified:

License: 16819366

North Carolina Department of Insurance

Danielle Waller

3862 Reynolda Road, Winston-Salem, NC 27106
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  • Life Insurance

Business Description

Danielle Waller is a State Farm agent that gives insurance solutions to clients in High Point and its surrounding areas. Together with her team, she manages clients looking for life, health, home, and pet insurances. Danielle provides various life insurance products that may fall under term, whole, or universal. She also handles auto, business, and property insurance concerns. Danielle Waller renders 24/7 customer service and is available during evenings and weekends on an appointment basis.

License Verified:

License: 16819366

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Exemplar Insurance Associates logo
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License Verified:

License: 7084512

North Carolina Department of Insurance

Exemplar Insurance Associates

1107 West Market Center Drive, High Point, NC 27260
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  • Health Insurance
  • Group Plans

Business Description

Exemplar Insurance Associates is an independent insurance provider serving customers in High Point. It handles different types of life insurance, such as whole, life, and universal indexed life insurance. Its agents also provide dental, vision, hospital, and accident plans. In addition, it deals with individual and group health packages. Exemplar Insurance Associates' carriers include Gerber Life Insurance Company, BlueCross and BlueShield of North Carolina, and WellCare Health Plans. The company can accommodate clients nationwide as well.

License Verified:

License: 7084512

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Insurance Answers logo
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License Verified:

License: 1000009553

North Carolina Department of Insurance

Insurance Answers

517 North Hamilton Street, High Point, NC 27262
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  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Business Description

Insurance Answers is an agency located in High Point. It offers life, disability, health, and Medicare Supplement plans. It is a part of the High Point Kiwanis Club, allowing its agents to be informed of local concerns and situations. It is an authorized partner of Blue Cross and Blue Shield of North Carolina products. Insurance Answers has been lending its expertise to clients for over 25 years. The agency is operated by insurance professionals Mark Thacker and Lorrie Maxwell.

License Verified:

License: 1000009553

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Professionals Inc. logo
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License Verified:

License: 2114812

North Carolina Department of Insurance

Insurance Professionals Inc.

919 Kildaire Farm Road, High Point, NC 27511
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  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Long Term Care

Business Description

Insurance Professionals Inc. is an agency that has been assisting clients in High Point since 1987. They offer services to protect lives, homes, autos, and businesses. The agency pledges to run a complete set of risk analyses for the benefit of the clients in terms of insurance requirements. They serve clients' personal and commercial insurance needs with options from their more than 60 partner carriers. The agency's owner, Michelle Masella Corcoran, has been in the insurance industry for more than 35 years.

License Verified:

License: 2114812

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jennifer Boyles logo
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License Verified:

License: 6557244

North Carolina Department of Insurance

Jennifer Boyles

606 Randolph Street, Thomasville, NC 27360
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  • Life Insurance

Business Description

Jennifer Boyles is a professional insurance agent with Nationwide Insurance serving residential and commercial clients in High Point and the surrounding areas. She offers a wide array of insurance products, including life insurance, homeowners' insurance, and commercial insurance. Jennifer has more than 28 years of experience in the insurance industry. Her knowledge and experience have allowed her to create comprehensive protection plans and long-term strategies that strive to meet her clients' specific insurance needs.

License Verified:

License: 6557244

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kyle Mills logo
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License Verified:

License: 1000553038

North Carolina Department of Insurance

Kyle Mills

6425 Old Plank Road, High Point, NC 27265
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  • Life Insurance
  • Health Insurance

Business Description

Kyle Mills is a life insurance professional who runs a local State Farm Insurance agency serving the residents of High Point. He has been providing insurance products and financial services to clients since 2011. Life insurance products provide clients and their families financial stability and protection. Clients can choose from products such as whole life, term life, and universal life insurance. Kyle has been designated as a Retirement Income Certified Professional by The American College of Financial Services.

License Verified:

License: 1000553038

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountcastle Insurance logo
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Mountcastle Insurance

916 West 4th Street, Winston-Salem, NC 27101
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  • Life Insurance
  • Health Insurance

Business Description

Mountcastle Insurance is an insurance agency serving the residents of High Point and surrounding areas for more than 40 years. It assists clients with group life insurance. It also provides a wide variety of personal insurance products, including home insurance, auto insurance, umbrella insurance, and personal property insurance. Mountcastle Insurance supports community organizations such as American Children's Home, Davidson Medical Ministries Clinic, Down Syndrome Association of Greater Winston Salem, and Habitat for Humanity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Murray White Insurance Agency logo
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License Verified:

License: 1000398660

North Carolina Department of Insurance

Murray White Insurance Agency

606 Idol St, High Point, NC 27262
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  • Life Insurance

Business Description

Murray White Insurance Agency is a family-owned and family-operated independent insurance company established in 1937. Headed by Murray White III, the agency provides personal and commercial health insurance in High Point and the surrounding areas. Its personal policies include individual life insurance, health insurance, dental plans, disability coverage, and estate planning. The firm also provides employee benefits, such as life, accidental death and dismemberment, PPO, HMO conventional, alternate funding, and short and long-term disability. Murray III joined the company in 1981.

License Verified:

License: 1000398660

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (17)
Facebook
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paramount Insurance Agency logo
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License Verified:

License: 1000012788

North Carolina Department of Insurance

Paramount Insurance Agency

110 Scott Avenue, High Point, NC 27262
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  • Life Insurance

Business Description

Founded in 1994, Paramount Insurance Agency provides High Point residents a variety of right insurance protection options. The company offers life insurance plans with tailored coverages from multiple insurance carriers. The types of life insurance it handles are universal life, whole life, and term life insurance, which can deliver both death and living benefits. In addition, Paramount Insurance Agency has a selection of other personal lines of insurance, including disability, dwelling, fire, classic auto, and teen driver insurance.

License Verified:

License: 1000012788

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (49)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
QCAIS Inc logo
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License Verified:

License: 1000736944

North Carolina Department of Insurance

QCAIS Inc

200 Old Winston Road, High Point, NC 27265
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  • Health Insurance
  • Life Insurance

Business Description

QCAIS Inc. is an independent agency that works on providing High Point individuals with a life insurance policy that fits their goals, needs, and financial capabilities. The locally owned company assists its clients in choosing a suitable term or whole life plan. It also crafts other coverage types, such as universal life, final expense, guaranteed issue, and children's policy. It collaborates with insurance carriers like Blue Cross Blue Shield, Humana, United Healthcare, Mutual of Omaha, and Aetna.

License Verified:

License: 1000736944

North Carolina Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RDM Benefits ,Inc logo
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License Verified:

License: 1000010236

North Carolina Department of Insurance

RDM Benefits ,Inc

1100 Holly Springs Road, High Point, NC 27540
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  • Life Insurance
  • Health Insurance

Business Description

RDM Benefits, Inc brings forth decades of insurance practice in group ancillaries, group benefits, and individual health coverages across the High Point area. By partnering with top carriers in the insurance industry and prompting customer-focused service, RDM Benefits brings out comprehensible coverage solutions targeted towards individuals and small or large businesses. The business also provides gratis complete assessments and keeps updated about the ever-changing health industry, keeping its clients up to date on any anticipated changes.

License Verified:

License: 1000010236

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Webster Insurance Agency logo
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License Verified:

License: 1000493372

North Carolina Department of Insurance

Webster Insurance Agency

10547 North Main Street, Archdale, NC 27263
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  • Life Insurance

Business Description

Webster Insurance Agency is an independent insurance company, providing comprehensive insurance options for its clients located across High Point and the surrounding areas. Its insurance solutions include life, renters', auto, and home insurance. For life insurance, clients can opt for individual life insurance or child life insurance. Webster Insurance Agency also helps businesses with broad insurance products, including workers' compensation, general liability, and cyber liability insurance. Previous clients have praised the company's principal agent, Jeff Webster, for his dedication and cost-efficiency.

License Verified:

License: 1000493372

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wheeless Edwards Insurance logo
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License Verified:

License: 1000119911

North Carolina Department of Insurance

Wheeless Edwards Insurance

707 Westchester Drive, High Point, NC 27262
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  • Life Insurance
  • Health Insurance

Business Description

Located in High Point, Wheeless Edwards Insurance is an independent agency that has been serving the residents of the state for more than a decade. It offers life insurance, as well as individual health and long-term care insurance. It also provides Medicare Advantage and Medicare Supplement plans. Its owner, Ann Wheeless, is a Life Underwriter Training Council Fellow and a Certified Senior Advisor. She has been working in the insurance industry for more than 25 years.

License Verified:

License: 1000119911

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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