Expertise.com

2024

Last updated:

Best Health Insurance Agencies in North Carolina

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored North Carolina Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

200832Reviewed

120504Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
North Carolina
  • Medicare Supplement Insurance
  • Individual Plans

Why choose this provider?

Carolina Senior Benefits is an independent agency that caters to clients seeking risk management solutions. It helps North Carolina residents acquire health insurance to protect them from monetary losses due to medical or hospital expenses. This type of insurance includes Medicare Supplement and Advantage, Prescription Drug, and dental and vision plans. The team also processes life and final expense insurance. Carolina Senior Benefits represents multiple carriers, such as Mutual of Omaha, Aetna, Prosperity, and BlueCross BlueShield of North Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (138)

Website
North Carolina
  • Life Insurance

Why choose this provider?

The Cavenaugh Insurance Agency lends its services to personal and commercial clients around North Carolina. The independent insurance agency attends to the needs of clients with health insurance concerns. It addresses matters such as medical, dental, vision, short-term disability, and long-term disability. It works with carriers like Blue Cross and Blue Shield of North Carolina, United Healthcare, Kansas City Life, Companion Life, and Cigna. The family-owned company has been providing insurance solutions for more than 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (70)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Life Insurance

Why choose this provider?

Osborne Insurance Services serves clients residing in North Carolina. The agency provides the community with family and individual health plans, alongside Medicare insurance. Its team guides clients on the best loans for them based on their coverage needs, their network of preferred specialists, and the number of dependents. Osborne Insurance partners with reputable carriers such as Blue Cross and Blue Shield of North Carolina, United HealthCare, and Humana. It has been in operation since 1997.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (352)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Life Insurance

Why choose this provider?

Bowen Insurance Agency, Inc., serves clients in North Carolina. The company offers a variety of health insurance plans for individuals and families, which includes dental, long-term disability, Medicare Supplement, and long-term care. Its independent insurance advisors represent several carriers and assist clients in choosing the best policy for their healthcare situation. The company also provides employee benefits packages such as group dental, group health, group life, accidental death, and dismemberment insurance. The company is a subsidiary of Erie Insurance, which has been serving clients since 1925.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (72)
Facebook
4.8 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
North Carolina
  • Medicare Supplement Insurance
  • Individual Health Insurance

Why choose this provider?

Southeast Insurance Solutions, Inc., helps prevent major financial losses when a client acquires illness or injury or gets a routine checkup. Its work involves matching health insurance companies with clients' needs. Some of its partner providers include WellPath, Cigna, UnitedHealthOne, and HumanaOne. Traditional copay, health savings account, catastrophic, and indemnity are among its plans. The firm also provides policies for pregnant women, PWD, children, self-employed, freelancers, and those who have been denied individual health coverage across North Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
North Carolina
  • Individual Health Insurance

Why choose this provider?

Since 1996, The MAIR Agency has been dealing with clients across North Carolina. It offers health insurance plans that help policyholders manage costs related to mental health treatments, outpatient services, and dental care. It also educates individuals on their Medicare options. It exclusively provides insurance policies from the firm BlueCross BlueShield of North Carolina. The agency has experience assisting clients switching between two different Medicare plans through its Blue-to-Blue program. It provides other policies that cover vision care costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (15)
Facebook
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Individual Health Insurance

Why choose this provider?

Elite Senior Insurance serves seniors in North Carolina. The agency offers Medicare and health insurance. Medicare products include Medicare Advantage, Medicare Savings Plan, and Medicare Supplement. Its health coverage policies offer resources in case of cancer, heart attack, critical Illness, individual health, and dental and vision insurance. In addition, the agency has other insurance products, such as long-term care coverage. Elite Senior Insurance has over 20 years of experience and partners with multiple carriers, including the Blue Cross and Blue Shield of North Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Individual Health Insurance

Why choose this provider?

Independent Benefit Advisors is an Apex-based agency that deals with clients throughout North Carolina. It works with a variety of providers—ranging from Aetna to BlueCross BlueShield of North Carolina—to offer health insurance policies for individuals. It also sets up supplemental health insurance products that cover costs related to dentist visits and eye care treatments. To help businesses attract skilled employees and retain existing workers, the agency provides group health and life plans. Independent Benefit Advisors has experience working with non-profit organizations in its work.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
North Carolina
  • Dental and Vision Insurance

Why choose this provider?

Pierce Group Benefits is an insurance agency connecting individuals and businesses to health insurance plans in North Carolina. Since 2001, it has been recommending employee benefits packages and personal supplemental health policies that cover different medical expenses, including emergency assistance, hospitalization, diagnostic tests, critical illness treatment, medication, and wellness care. Its agents observe a structured evaluation of clients' unique circumstances, compare offerings from various carriers, and recommend suitable health plans and funding arrangements. Pierce Group Benefits also provides counseling and online enrollment for policy management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
North Carolina
  • Life Insurance
  • Group Plans
  • Individual Plans

Why choose this provider?

Insure4us.com is an independent insurance agency serving clients in North Carolina. The company offers health insurance policies covering eligible medical expenses resulting from sickness, injury, accidental death, or dismemberment. Its brokers represent several carriers that offer options, including HMO, PPO, HDHP, and catastrophic health insurance plans. The team also provides major medical, short-term, and ministry health share policies. The company was founded in 2012 to protect its policyholders in the same way that it protects its own family members.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Website
North Carolina
  • Group Plans
  • Individual Plans

Why choose this provider?

Health Plans of North Carolina caters to individuals and families seeking personal protection policies. Its team helps clients obtain various types of health insurance plans to prevent monetary losses in case of unexpected events. The independent agency processes Medicare A, B, C, and D plans, which cover policyholders' expenses for outpatient prescription drugs, medical equipment, hospice, and home health care. The local company works with Blue Cross and Blue Shield of North Carolina, an insurance company that has been in operation for over 85 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Group Plans
  • Individual Plans
  • Life Insurance

Why choose this provider?

Morgan & Allen Insurance Group provides services to clients across the state of North Carolina. It serves individuals wishing to protect their well-being while securing their finances by applying for health insurance policies covering expenses for dental, hearing, and vision checkups and treatments. It also offers insurance plans focusing on helping clients prepare for possible future sicknesses, including heart attack, stroke, and cancer. The agency carries insurance plans from AIG, Aetna, Getaway Health, UnitedHealthcare, Humana, and Sentinel Security Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (48)
Facebook
4.8 / 5 (8)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Market Place

Why choose this provider?

Health Insurance Solutions of North Carolina is an independent company that serves clients throughout the metro. It provides a variety of health insurance policies for small businesses, families, and individuals. It offers dental and vision coverage, as well as short-term medical health insurance. It also assists clients aged 65 and above, including those under 65 with certain disabilities, to obtain Medicare Supplements and Medicare Advantage plans. Wanda Stephens, the company's owner, represents more than 20 insurance companies, including UnitedHealth, BlueCross BlueShield, Bright, and Cigna.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Carolina
  • Individual Plans

Why choose this provider?

Carolina Insurance Advisors offers a selection of life and health insurance products to clients in North Carolina. Its team draws its portfolio of comprehensive policy options from various known providers, ranging from GTL and Nationwide to Mutual of Omaha and United Healthcare. Its plans offer financial coverage for routine checkups, prescription drugs, and emergency surgeries, as well as rehabilitative care in the wake of an operation or therapy. In addition, it offers products that cover dental cleanings, fillings, and endodontic treatments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail