Best Mortgage Refinance Companies in Jackson

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MS Lending logo
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License: 102016

Nationwide Multistate Licensing System and Registry

MS Lending

742 Magnolia Street, Madison, MS 39110
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  • New Construction

Business Description

MS Lending is a boutique mortgage brokerage firm that serves clients in Jackson and the surrounding areas. It offers mortgage refinancing services that help clients improve their financial outlook through lower monthly payments, reduced interest rates, and modified loan terms. Clients can choose from various loan options, including FHA, VA, jumbo, USDA, and HARP. It provides fixed-rate and adjustable-rate mortgages. MS Lending is headed by Michelle Dugan, who is a 2019 and 2020 Women With Vision award recipient.

License Verified:

License: 102016

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Renaissance Community Loan Fund logo
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License: 303219

Nationwide Multistate Licensing System and Registry

Renaissance Community Loan Fund

439B Katherine Dr, Flowood, MS 39232
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  • New Construction

Business Description

Renaissance Community Loan Fund addresses applications and inquiries from prospective refinancers and homebuyers within Jackson. Its staff offers personalized financing options that include the reduction of monthly payments and the adjustment of existing mortgages to a fixed rate for improved long-term security. It regularly assesses criteria related to each applicant's credit score and financial situation and offers comparisons with current interest rates in the market. Outside of its work, it also contributes to the development of economic and employment opportunities throughout the local community.

License Verified:

License: 303219

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.4 / 5 (20)
Google
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Connection logo
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License Verified:

License: 408229

Nationwide Multistate Licensing System and Registry

The Mortgage Connection

156 Grants Ferry Rd, Brandon, MS 39047
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  • New Construction

Business Description

The Mortgage Connection helps homeowners and investors in Jackson reduce their interest rates and alter their mortgage terms through refinancing. To meet the individual requirements of homebuyers, it offers a variety of mortgage products, including conventional, non-conforming, rural development, VA, and FHA loans. The brokerage serves borrowers who are purchasing their first homes, consolidating debts, and building new residences and vacation homes. It has a mortgage calculator to help clients project their potential expenses. The Mortgage Connection is a division of The First Bank.

License Verified:

License: 408229

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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