Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Jackson

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jackson Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

108

Reviewed

68

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1647 Lakeland Dr, Jackson, MS 39216
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Pyron Group Insurance is an insurance company that is headquartered in Jackson. It has been offering insurance solutions to families and businesses for the last three decades. Its insurance agents provide a homeowner's policy that covers expenses for damages caused by fire, theft, water damage, and wind and hail damage. It also has liability protection, which covers the expenses for injuries and damaged properties of others caused by pets. Other services are business insurance and long-term care insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1923 Dunbarton Drive, Jackson, MS 39216
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

R.W. Aiken Insurance Agency, Inc. is an insurance agency in Jackson that has been in business since 1950. The independent insurance agency works with multiple carriers to provide homeowners insurance that can financially protect property owners from disasters, accidents, and liabilities. R.W. Aiken Insurance Agency, Inc. works with insurance carriers like Foremost Insurance Group, State Auto Insurance Companies, Progressive, and Safeco Insurance. It also helps customers find the right vehicle, health, life, and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Plaza Drive, Flowood, MS 39232
  • Renter's Insurance
  • Homeowners
  • Flood

Why choose this provider?

Insurance Protection Specialists is an independent insurance agency servicing the Jackson community. It offers homeowners' insurance policies that can protect property, personal assets, and homeowners from liability circumstances. The protections are significant when a home or personal belongings are damaged and if a person ever files a lawsuit after being injured on the property. A team of insurance agents helps clients find the most ideal policy depending on their needs. The agency also offers renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (74)
Facebook
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 University Boulevard, Jackson, MS 39204
  • Renter's Insurance
  • Multiple Carriers
  • Flood

Why choose this provider?

Victory Insurance Agency offers various insurance packages to homeowners and landlords in Jackson. The agency presents insurance services that protect residential properties, including single-family or multi-family homes, against disasters such as earthquakes and floods. Aside from the structure itself, these services also cover the people, their belongings, and even their pets that are inside the premises. Its agent, Kingsley, helps in understanding the clients' needs and in choosing the insurance service that fits customer specifications.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 Highland Colony Parkway, Ridgeland, MS 39157
  • Renter's Insurance
  • Earthquake
  • Condos

Why choose this provider?

Southern Gulf States Insurance is an insurance agency that offers asset protection plans tailored to meet the specific needs of clients in Jackson. It represents reliable providers that offer a range of auto, business, property, and home insurance products. The agents at this company present a variety of coverage options to help clients protect their homes and families. The homeowners' insurance coverage may include dwelling, personal property, and liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (15)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4505 Interstate 55 North Frontage Road, Jackson, MS 39206
  • Personal Property Insurance

Why choose this provider?

Preston Derivaux is a State Farm agent who helps homeowners in Jackson safeguard their properties through appropriate insurance coverage. Having been in the insurance industry since 1985, Derivaux leads a team of insurance agents aiming to provide custom home insurance plans. Under State Farm's homeowners' insurance, policyholders can mitigate risks associated with belongings such as pictures and jewelry, lawn decorations, musical instruments, cameras, and sports equipment. Insurance coverage further includes threats from natural disasters, accidents, and random acts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (406)
Facebook
4.3 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2382 Highway 80 W, Jackson, MS 39204
  • Renter's Insurance
  • Flood

Why choose this provider?

FLM Insurance, LLC, is an insurance agency that started back in 1969. The company provides homeowners' insurance to residents in Jackson. It covers damages to the property caused by natural disasters like fire and storms, theft, and pets. The insurance agency helps clients with filing the most appropriate policy for their respective houses. It believes in providing professional and personalized service through its agents. Previous customers praise the company for being informative.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 East County Line Road, Ridgeland, MS 39157
  • Personal Property Insurance

Why choose this provider?

Southern Farm Bureau Casualty Insurance Company provides financial assistance for residents in Jackson. Included in its line of services is homeowners' insurance. The agents are committed to helping homeowners protect their personal belongings and properties through home insurance plans. They also provide financial protection for renters. Southern Farm Bureau Casualty Insurance Company allows clients to review their policies, contact a local agent, and report claims through the Mobile Agent application. The agency has been providing financial protection since 1947.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (29)
Google
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
707 Beau Pre Drive, Ridgeland, MS 39157
  • Homeowners
  • Renter's Insurance

Why choose this provider?

Seabrook Insurance Agency handles the insurance needs of homeowners and residents in Jackson and the surrounding areas. It has partnerships with nationally respected insurance carriers, such as Progressive, Foremost Insurance Group, Safeway Insurance Group, and MetLife, to make sure clients find the best homeowners' insurance coverage for their specific needs. It also helps customers with mobile homes, landlord rental, seasonal renters personal property, and coastal home insurance. Chad Seabrook is the founder and principal of Seabrook Insurance Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O. Box 2773, Jackson, MS 39204
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Porter's Insurance Agency, Inc. is a team of professionals in Jackson that addresses the insurance needs of individuals, businesses, and families. Founded in 1983, this firm represents several different insurance carriers, including Progressive Insurance Company and Infinity Insurance Company. Its insurance agents work with homeowners to identify clients' needs, design custom protection programs, and help select suitable insurance policies. They also assist in claim settlements and conduct periodic reviews of policies to ensure adequate home coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (8)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is homeowners insurance required by law in Jackson?

    State law does not require residents in Jackson to get homeowners insurance for their property, but if the resident is financing their home, then their lender may require them to get a homeowners insurance policy. The coverages in such a plan are meant to safeguard both their assets and property.

  • What are the coverages that may be included in a Jackson homeowners insurance?

    Coverages that may be included in a Jackson homeowners insurance include the following:

    • Dwelling coverage – to protect the home and its attached structures such as the porch.
    • Other structures coverage – to protect detached structures including the shed and fence.
    • Personal property coverage – to protect personal belongings.
    • Personal liability coverage – for another’s injuries or property damage.
    • Medical coverage for others.
    • Loss of use – to help cover increases in living costs if the owner cannot stay in the home during repair or rebuilding.
  • How much does home insurance cost in Jackson?

    Homeowners insurance prices in Mississippi, where Jackson belongs, have an average yearly rate of 1,900 dollars for a dwelling coverage of 250,000 dollars. This is significantly higher than the nationwide average, which is 1,428 dollars. The high rates may be partly due to the frequency of tornadoes it experiences; Mississippi is the state with the most tornadoes per year. In addition, its coastal regions are prone to damage from hurricanes and tropical storms.

  • What is the premium that homeowners insurance providers in Jackson ask from their clients?

    The homeowners insurance premium is the payment that Jackson insurance providers ask from clients for their policy, and it is usually paid either monthly or yearly. The premium amount and payment options vary among insurers. Homeowners who opt to escrow get to include their premium in the mortgage payment that they pay each month, although there is an option to separate these payments.

  • Is the installation of modifications and upgrades for the disabled and elderly covered by Jackson homeowners insurance?

    The installation of modifications and upgrades for the disabled and elderly are not covered by Jackson homeowners insurance. The plan may, however, cover existing modifications and upgrades in a home when it was destroyed or damaged, and the peril is covered. An option is to add coverage for home modifications that have been built after obtaining the policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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