Best Mortgage Refinance Companies in Mobile

Advance Mortgage & Investment Company, LLC, caters to clients throughout Mobile. It guides homeowners through the refinancing process. It has experience advising individuals on converting adjustable-rate mortgages to fixed-rate programs or assisting clients in consolidating multiple loans into a single mortgage. It also offers adjustable-rate loan programs for individuals looking to purchase a property they will reside in for less than a decade. The company has been in business for over 17 years. Its team has closed more than $8 billion in loans.

All-Star Mortgages is led by a husband-and-wife team that serves homebuyers and owners in Mobile. The company offers its clients multiple refinancing options, such as cash-out and rate-and-term, which allow them to replace and adjust their existing mortgages without advancing any cash. It also carries a selection of loan programs, including VA, FHA, and USDA, for customers looking to purchase residential and investment properties. President Byron Fillingim has been in the mortgage industry since 2018.

Azalea City Mortgage Incorporated caters to clients throughout Mobile and its surrounding areas. It provides mortgage refinancing services, assisting those looking to refinance their outstanding loan, purchase their dream home, or buy their first residential property. It offers a wide variety of loan options, including FHA, VA, jumbo, conventional, and home equity loans. Clients can use the company's refinance advisor services through its website to help them narrow down their loan options based on their needs.

Barr Group Mortgage helps the residents of Mobile reduce their interest rates and change the terms of their home loans through refinancing. The brokerage offers fixed-rate and adjustable-rate mortgages as well as jumbo, VA, and FHA loans. Georgia Kelly, one of its mortgage brokers, provides financial advice for first-time home buyers and homeowners based on changes in mortgage programs and market conditions. In addition, she utilizes decision-making tools and mortgage calculators to help clients project their potential expenses.

Bay Mortgage Corporation offers refinancing loans to homeowners in Mobile. It uses the team approach in dealing with clients by mandating the whole team, and not just the loan officer, to assist homeowners. It provides loans for those who want to restructure their debts or free up cash from equity through refinancing. The company also offers fixed-rate, adjustable-rate, and construction permanent loans. In addition, it has government loan programs, buydown options, and second mortgages. The company's agents have a combined 40 years of experience.

Brandon Hambright is a branch manager for American Home Lending USA, LLC—a mortgage company founded in 2008. Hambright works with individuals and families in Mobile seeking to refinance their current mortgages to change loan rates or terms. A refinance program also allows borrowers to extract cash equity, which can be used to pay off debts, improve homes, and fund education. Hambright guides applicants through the borrowing procedure, from current appraisal and analysis and asset and income verification to paperwork processing and closing.

Fairhope Mortgage serves the real estate needs of residents in and around Mobile. It caters to individuals and families who need refinancing solutions to obtain their dream residential spaces. The agency guides clients during interviews with title companies, insurance agents, and Realtors. It also helps buyers and investors file pre-approval requests and identify the current mortgage market trends. Fairhope Mortgage offers a wide selection of loan options, such as FHA, VA, conventional, and renovation programs.

Fountain Home Loans LLC caters to clients throughout the Mobile area. It helps them meet financial goals like lowered interest rates or decreased program terms through assistance with the refinancing process. The agency has experience modifying the terms of USDA, VA, and FHA loans. It also sets up fixed-rate and adjustable-rate mortgages for clients aiming to acquire properties. It runs a website with tools like mortgage calculators and home value estimators to aid individuals with decision-making.

GMFS Mortgage – Mobile serves the needs of clients in the metro. It offers mortgage refinance options such as cash-out, FHA streamline, first responder offer, and purchase advantage. The firm also provides loan options for first-time homebuyers, including conforming fixed-rate, adjustable-rate, FHA, rural development or USDA, and HomeReady. In addition, it handles products like expanded prime and jumbo express loans for non-traditional and self-employed borrowers. GMFS Mortgage was founded in 1999 and has worked with more than 130,000 customers.

Homefront Lending LLC is a veteran-owned and veteran-operated company that serves property owners in Mobile and nearby areas. The company offers various mortgage refinance options besides providing clients with VA, conventional, and FHA loans. Its mortgage advisors assist first-timers in home selling and purchasing. One of its team members, Rachel Marion, has been active in the real estate and mortgage trade for the past 15 years. Homefront Lending is also licensed to accommodate clients in Florida, Colorado, and North Carolina.

Mission 1st Mortgage provides services to clients across the Mobile metro and the surrounding areas. It serves individuals wishing to refinance their existing loans to lower or change their terms, interest rates, and monthly payments. Its team of loan officers helps clients find suitable loan programs to purchase their first homes or investment properties. In addition to first-time home buyers, the agency caters to commercial property owners and veterans needing assistance with their mortgage needs.

Mortgage Team 1, Inc., is a family-owned and family-operated mortgage broker and lender company that provides home financing solutions to Mobile. The company offers a wide range of loan options, including FHA, VA, conventional, jumbo, and USDA loans, as well as reverse mortgages. It specializes in mortgage refinancing, including cash-out refinances and streamlined refinancing programs. Mortgage Team 1's operating owner, Linda McCoy, has been the president of the National Association of Mortgage Brokers from 2021 to 2022.

Rich Preston is a NEXA Mortgage branch manager who serves individuals and families in Mobile and the surrounding areas. He helps clients change their mortgage terms, reduce their interest rate and monthly payments, or take cash out from their homes' equity through refinancing programs. He offers a variety of refinance loan products, including fixed-rate, adjustable-rate, conforming, jumbo, and super jumbo loans. In addition, he and his team offer a wide assortment of home purchase loans.

The Sharon Thompson team serves residents of Mobile who need mortgage refinance options. It has reverse loan options for retirees and VA plans aimed at members of the national defense establishment. Renovation products are available, and the company refinances current debts into more manageable forms. Sharon Thompson works under the Fairway Independent Mortgage Corporation banner. The company has educational modules online to inform purchasers and sellers of real estate about the finer points of home sale transactions.