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Best Renter's Insurance Companies in Kansas City

2023

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Website
2635 Northeast Vivion Road, Kansas City, MO 64119
  • Multiple Policy Types

Why choose this provider?

Bargain Insurance Connection is a local insurance agency based in Kansas City. Since 2007, it has been offering various personal and commercial insurance products from its partner carriers. Among the insurance products available is renters' insurance, which typically covers the protection of personal properties inside the rented property in cases of fire, theft, and other damages. Liability insurance and additional living expense are also included in the coverage, covering personal injury of a guest or emergency evacuation.

License Verified:

License: 209425

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (94)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1508 Northwest Vivion Road, Kansas City, MO 64118
  • Multiple Policy Types

Why choose this provider?

Briarcliff Insurance Group is a Kansas City-based insurance firm that provides insurance products in the entire state of Kansas and Missouri. It offers renters' insurance, homeowners' insurance, auto insurance, life insurance, and umbrella insurance. As an independent agency, it represents multiple companies and has access to a wide selection of products and insurance options. Its staff also assists clients in claims filing. Briarcliff Insurance Group is a full-service company with over 23 years of experience in the industry.

License Verified:

License: 3128050

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (117)
Facebook
4.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5752 North Broadway, Gladstone, MO 64118
  • Multiple Policy Types

Why choose this provider?

Matthew Rich is a longtime Kansas City resident and risk management specialist who is affiliated with Farmers Insurance. He assists his clients in acquiring renters' insurance policies, which provide medical payments and liability coverage along with personal property protection. In addition to renters, Rich also helps insure the owners of condominiums, homes, recreational vehicles, and motorcycles. In addition, he offers a full range of products for businesses, inlcuding general liability, business property, and commercial auto insurance.

License Verified:

License: 8061297

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9300 Troost Avenue, Kansas City, MO 64131
  • Multiple Policy Types

Why choose this provider?

Traders Insurance is an insurance agency that caters to clients in Kansas City and surrounding communities. It helps customers get protection from unexpected expenses by offering Renters Value Plan insurance. This product covers rental homes that are either robbed or damaged by fire or storm. It also pays off hospital bills of guests injured on the client's property. Moreover, the company offers auto insurance plans. Previous clients have commended Traders Insurance for educating them about their options.

License Verified:

License: 42749

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1210)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3406 Broadway Boulevard, Kansas City, MO 64111
  • Multiple Policy Types

Why choose this provider?

Safeway Insurance Agency offers various insurance products and services to clients residing in Kansas City. The company provides auto, home, renters, SR-22, watercraft, and commercial insurance to individuals and businesses in the area. With over 20 years of experience in the insurance industry, it knows what its clients need regarding coverage and protection. It has a team of insurance agents dedicated to giving its clients the insurance policy that is right for their coverage needs.

License Verified:

License: 291114

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8880 Ward Parkway, Kansas City, MO 64114
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Mylo is an independent insurance agency that serves clients in Kansas City. It offers renters' insurance that provides coverage for policyholders' personal belongings and injuries to their guests in the event of unexpected disasters and risks like theft, vandalism, or fire. Mylo has formed partnerships with several organizations that include LegalZoom, Insperity, and Bold Penguin. Independent insurance broker Lockton Companies established Mylo in 2015. The founder and chief executive officer, David Embry, has more than 20 years of insurance experience.

License Verified:

License: 8423638

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (409)
Facebook
5.0 / 5 (113)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5575 NW Barry Road, Kansas City, MO 64154
  • Multiple Policy Types

Why choose this provider?

Since 2009, the Northland Independent Insurance Group has been serving clients in Kansas City. The firm provides financial protection to rental property owners for incidents that are not covered by their landlord's insurance policy. Its renters' insurance provides compensation for theft and injuries that occur inside the residence. Clients can also obtain policies for condos and homes, along with vehicles like autos, boats, motorcycles, and RVs. Founder Leon Van Berkum has more than two decades of insurance experience.

License Verified:

License: 8025331

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (85)
Facebook
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 East 104th Street Suite # 210, Kansas City, MO 64131
  • Multiple Policy Types

Why choose this provider?

Alexa Barkley is an insurance agent that works for State Farm. She provides renters' insurance for clients living in and around Kansas City. Alexa offers both standardized and customized plans to protect each tenant's property, from their personal belongings to the apartment's structure. She can also recommend additional coverage for specialized emergencies like natural disasters and vandalism. Alexa and her team have been part of the State Farm Honor Club since their first year. They also work with the local animal shelter, Unleashed.

License Verified:

License: 8312106

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • What is the average cost of renters’ insurance in Kansas City per year?

    Renters insurance in Kansas City averages around $149 annually, or approximately $12 monthly. This rate is lower than the national average of $159. The difference amounts to $10 per year or roughly a dollar per month. Premium costs are influenced by deductibles, liability coverage, and the value of covered personal belongings. The location of a renter's residence also impacts the premium amount.

  • Does the landlord’s insurance policy provide coverage for the personal property of renters in Kansas City?

    The landlord's insurance excludes coverage for the personal possessions of renters in Kansas City. This insurance solely safeguards the building's structure and does not include coverage for the belongings within each tenant's specific unit. It is the responsibility of renters to acquire an insurance policy that specifically protects their valuables, such as furniture, jewelry, and electronic devices.

  • How can Kansas City residents determine how much renters’ insurance they need?

    To determine the necessary coverage for renters' insurance, Kansas City residents must calculate the total value of items they would like to replace in case of damage or theft. This calculation can serve as an inventory that can streamline the claims process. When creating an inventory, renters should document model numbers, purchase dates, and locations. Capturing photographs or videos of these belongings is advisable.

  • How are personal belongings replaced under renters’ insurance policies in Kansas City?

    Kansas City renters can have their personal property replaced according to its fair market value. This method considers the age, condition, and depreciation of personal belongings. Some policies replace items based on their replacement cost. This approach ensures renters do not receive an indemnity check that is lower than what is expected from their insurance company.

  • What is the meaning of the term “additional interest” in the context of renters’ insurance in Kansas City?

    Designating an "additional interest" or an "interested party" in a Kansas City renters' insurance policy does not provide coverage for the named party. It merely serves as a notification provision. Adding an owner as an additional interest to a renters' insurance policy guarantees that the property owner receives notifications in case of policy cancellations or renewals.

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