Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Olathe

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Olathe Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14106 W 135th St, Olathe, KS 66062
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (7)
Yelp
2.0 (1)

Why choose this provider?

Absolute Insurance Group, Inc., is an independent company serving the Olathe metro. It caters to families and individuals seeking renters' insurance plans that include property damage coverages. The company also helps clients acquire condominium and homeowners' insurance. Additionally, its insurance professionals deal with life, auto, recreational vehicle, farm, and business insurance. They work with different insurance carriers to provide customized coverages suited to the clients' specific needs. Absolute Insurance Group has been in the business for more than 10 years.

  • Multiple Carriers

14812 West 117th Street, Olathe, KS 66062
WebsiteLicense: 926403

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Goodman Gravley Insurance Source offers a wide range of personal insurance products to residents of Olathe. These include renters' insurance policies that aim to help clients protect their personal properties. This independently owned and locally operated company also specializes in condo insurance, landlord insurance, homeowners insurance, off-road vehicle insurance, classic car insurance, and umbrella insurance. In addition, Goodman Gravley Insurance Source is a local source for business insurance solutions, including workers compensation, commercial property, general liability, and commercial umbrella insurance.

  • Multiple Carriers
  • Multiple Policy Types

2099 East 151st Street, Olathe, KS 66062
WebsiteLicense: 4911449

Expertise.com Rating

Review Sources

Google
5.0 (345)
Facebook
4.0 (41)

Why choose this provider?

Debbie Swinney is a State Farm insurance agent in Olathe who serves the needs of local residents. She focuses on various areas of insurance policies, including renters', homeowners', auto, and life insurance. The renters' insurance products protect the personal properties of clients against natural disasters, accidents from vehicles and falling objects, and theft and vandalism. Debbie has been a State Farm agent since 1979. She has earned multiple qualifications from the Ambassadors for Life, President's Club, Crystal of Excellence, and CVPC.

  • Multiple Policy Types

706 North Lindenwood Drive, Olathe, KS 66062
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Agency West Insurance provides risk management solutions to individuals and businesses in the Olathe area. It offers insurance for homes, rental properties, condominiums, and mobile homes. It also provides other personal insurance options, such as life, health, personal umbrella, and identity theft protection. Additionally, auto and recreational vehicles coverage are also available. Agency West Insurance covers different industries, such as craft breweries, financial institutions, and arborists. Its commercial products cover leave management, marine insurance, and loss-control insurance.

  • Multiple Policy Types

1715 East Cedar Street, Olathe, KS 66062

Expertise.com Rating

Review Sources

Facebook
4.0 (64)
Google
4.0 (63)

Why choose this provider?

AIM Insurance is an independent insurance agency that provides services to clients in Olathe and the surrounding areas. It will help in finding the right coverages, prices, and carriers that match the client's needs. It specializes in a wide array of insurance products which include scheduled personal property, renters, home, auto, farm, and builder's risk. Its other products include insurance plans on life, pets, events, and weddings. AIM Insurance has also been endorsed by Dave Ramsey.

  • Multiple Policy Types

FAQs

  • Why do Olathe-based tenants need renters' coverage even if their landlords also have an insurance policy?

    Olathe-based tenants need renters' coverage even if their landlords also have an insurance policy. Since this can protect them from financial burdens after natural disasters like floods and tornadoes. A standard landlord's coverage only provides insurance payouts for structural damage. This policy does not cover a tenant's damaged items within any rental property.

  • What can Olathe residents do if they cannot purchase a renters' insurance policy in the private market?

    Olathe residents who cannot purchase a renters' insurance policy in the private market can contact the Kansas All-Industry Placement Facility. The non-profit organization provides basic property coverage for tenants who fall under the high-risk insurance category. Those who want to apply for the Kansas FAIR Plan can make a call at 785-271-2300.

  • Is tenant insurance optional when renting out an apartment in Olathe?

    Tenant insurance is optional when renting out an apartment in Olathe. However, it is recommended for tenants to purchase renters' insurance policies that can cover personal property damage after a flood, fire, or wind storm. Individuals who need assistance can get an insurance assessment. This can help them understand their coverage options while taking advantage of relevant discounts.

  • Is it expensive to purchase a renters' insurance policy in Olathe?

    It is not expensive to purchase renters' insurance coverage in Olathe. The annual average cost of a tenant policy is $197. This amount is cheaper compared to other cities within the state. However, insurance costs can vary since providers use different components when setting a renters' insurance rate, like a policyholder's coverage type, deductible amount, and applicable discounts.

  • Why should Olathe-based tenants shop around for renters' insurance once a year?

    Olathe-based tenants should shop for renters' insurance at least once a year to get affordable rates that match their coverage needs. Most providers adjust their insurance rates, allowing policyholders to compare quotes and save on premium costs. It is also easy to shop for renters' insurance since it is more affordable than an auto or home policy.

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