Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Kansas City

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kansas City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

38Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1100 Walnut Street, Kansas City, MO 64106
  • Multiple Policy Types

Why choose this provider?

Walnut Risk Management is an insurance agency that serves clients in Kansas City. It offers renters' insurance from several insurance companies that include Chubb, Liberty Mutual, and Auto-Owners. The agency uses two methods to pay or replace policyholders' personal belongings, including actual cash value and replacement cost based on their insurance policies. Among the industries being served by the agency are transportation, manufacturing, and construction. It also contributes to the communities where its customers and staff live and work.

License Verified:

License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1057 Minnesota Avenue, Kansas City, KS 66101
  • Multiple Policy Types

Why choose this provider?

Tom Rich Insurance is an insurance broker that serves clients in Kansas City. It works with established insurance carriers in providing a range of risk protection policies, which include renters, motorcycles, and commercial autos. It also provides coverages for SR22 and personal automobiles. Tom Rich Insurance strives to bring peace of mind to clients through its personalized packages. The company has been in operation for over three decades. It consists of a team of agents with over 50 years of combined experience. It welcomes Spanish-speaking clients.

License Verified:

License: 7939825

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (143)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5042 Lamar Avenue, Mission, KS 66202
  • Multiple Carriers

Why choose this provider?

Uriarte Insurance is an independent agency that serves Kansas City. Its team helps clients in a number of areas, including renters' insurance which can provide personal property and liability protection. The agents review plans from various carriers such as Foremost Insurance Group and Progressive, allowing them to provide multiple quotations for clients. Uriarte Insurance, which is licensed in both Kansas and Missouri, is headed by Adolfo Uriarte. He has been providing risk management solutions for over 25 years.

License Verified:

License: 19724765

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3604 Broadway Boulevard, Kansas City, MO 64111
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Safeway Insurance Agency is an insurance agency in Kansas City that has been serving the community for over 20 years. Its staff offers a range of insurance products, which include renters' insurance. This policy covers expenses or replacements for damaged or lost personal belongings. It may cover some additional expenses of temporarily living away from the property. Other products available include auto, home, and SR-22 insurance. Safeway Insurance Agency has extensive knowledge of its insurance carriers.

License Verified:

License: 4888583

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1508 Northwest Vivion Road, Kansas City, MO 64118
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Briarcliff Insurance Group is a full-service independent insurance agency providing services to clients in Kansas City and the surrounding areas for more than 40 years. It offers insurance products and services from multiple insurance companies and evaluates the client's various options. Renters' insurance covers one's personal property from damages or theft. Add-ons are available and will provide full value coverage on personal properties. It also protects the client and his family from claims of bodily injury.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (173)
Facebook
4.9 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8900 Wornall Road, Kansas City, MO 64114
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Brady Crawford is an insurance agent who is also affiliated with State Farm. He provides his services to clients in Kansas City and the surrounding areas. Brady offers a wide range of insurance products such as life, renters, business, auto, and homeowners. He offers State Farm's renters' insurance which covers those not covered by the landlord like personal properties. It also provides coverage for losses in case of accidents from fire, weather impacts such as hail or lightning, and loss of use.

License Verified:

License: 10927814

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (37)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • In Kansas City, what is the average cost of renters' insurance?

    The average cost of renters' insurance in Kansas City is $12 per month. However, this rate may change depending on the tenant's type of coverage and the value of personal belongings. If they insure high-valuable items, they will pay higher insurance premiums. Conversely, if they pay higher deductibles, they will pay lower insurance rates.

  • How do you file a renters' insurance claim in Kansas City after a fire or smoke damage?

    After a fire or smoke damage in Kansas City, you must coordinate with your insurance company right away. You need to file a proof of loss form and attach a copy of a police report, and you can also include your inventory list to make the process faster. After submitting the claim, and the damages were deemed extensive, an adjuster might be sent over by the insurer. If not, a check will be made out to you by the company.

  • If your apartment in Kansas City is uninhabitable due to a covered peril, what should you do?

    If your apartment in Kansas City is uninhabitable due to a covered peril, you can use your renters' insurance and find a temporary place to live while your unit is being repaired. The loss of use coverage can pay for your additional living expenses, including hotel stays, meals, and transportation.

  • Do college students in Kansas City need renters' insurance?

    Yes, college students in Kansas City need renters' insurance. They are encouraged to have one because they need financial protection, especially for those who only have limited funds. They need to protect their personal items, including laptops, televisions, and art supplies. In the event of theft or fire, replacing these items can hurt their budget.

  • Is renters' insurance mandatory in Kansas City?

    In Kansas City, landlords and property owners have the authority to stipulate the need for such coverage even though there isn't a legal obligation for tenants to obtain renters' insurance. Most of the time, families and individuals leasing a property need to present proof of insurance before moving into the unit.

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