Expertise.com

Best Pet Insurance Companies in Columbia

2024

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Website
3512 I-70 Dr. SE Suite A, Columbia, MO 65201
  • Policy Bundle Discount

Why choose this provider?

DJ Hinds is an insurance agent from State Farm that has been offering different products to clients in Columbia and surrounding areas since 2010. He assists with retirement planning, risk assessment, and small business relations through pet, homeowners, life, business, and auto insurance. The agent's pet insurance policy protects animal companions, such as dogs and cats. This includes coverage for illnesses and injuries like heart disease and broken bones. In addition, they cover veterinary supplements, diagnostic tests, and hospital stays.

License Verified:

License: 8063277

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (32)
Google
4.7 / 5 (27)

Website
1517 Chapel Hl Rd Ste 100, Columbia, MO 65203
  • Policy Bundle Discount

Why choose this provider?

Iris Kanina caters to customers in Columbia who need pet insurance plans. She is a local Farmers Insurance agent with more than 11 years of experience in the industry. She has the expertise to assist clients with their concerns and help them understand the different insurance policies. Some of the coverage options she offers are auto, life, umbrella, flood, and homeowners' insurance. She aims to deliver outstanding customer service by straightforwardly handling the insurance process.

License Verified:

License: 8345039

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 Whitegate Drive, Columbia, MO 65202
  • Accident Only

Why choose this provider?

Harrison Agency, Inc., is a locally operated and family-owned insurance business delivering multi-carrier solutions to residents in Columbia. Its insurance advisors assist individuals and families in securing pet health plans that cover expenses during illness, accidents, and vet care. They help clients weigh options such as single treatment, specific-condition coverage, and all-year protection. The agency was established in 1985 and is part of the Keystone Insurers Group. Its president, Brian Harrison, is a Certified Insurance Counselor.

License Verified:

License: 6227

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
125 West Monroe Street, Paris, MO 65275
  • Accident Only

Why choose this provider?

James Insurance Group has been offering a broad range of personal insurance policies to clients in Columbia for more than 10 years. Its pet insurance has three types of coverages: accidents only, illness and other medical costs, or accidents and illness. Its payout limit can be for a single treatment, a total for all treatments within the year, or all treatments for a specific condition. The independent insurance agency partners with over 10 carriers and has two offices across Missouri.

License Verified:

License: 8398996

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Why should pet owners in Columbia consider investing in pet insurance?

    Pet insurance in Columbia is a tool for shifting the financial burden of unexpected veterinary bills by paying a regular premium. It's intended to cover unforeseen and potentially costly pet health issues. The contract mandates the insurance company to handle approved claims, provided premiums are paid. Picking a plan with a higher deductible, covering significant expenses rather than minor ones, often results in lower upfront costs. It's wise to choose coverage aligning with one's financial threshold.

  • How much does pet insurance typically cost for dogs and cats in Columbia?

    In Columbia, dog insurance averages $25.86 monthly for $5,000 coverage, $43.31 for $10,000, and $43.92 for unlimited coverage. Cat insurance is cheaper, averaging $13.94 for $5,000 coverage, $21.54 for $10,000, and $29.40 for unlimited coverage. Factors like pet age, deductible, and extra coverage features influence these rates. It's advised to gather multiple quotes from various insurers to ensure the best decision.

  • Is it necessary to get pet insurance for a young pet in Columbia?

    Even though a pet is young, the initial year can be pricey due to potential injuries. While older pets might face more health issues, young ones aren't immune to severe illnesses. If a young, uninsured pet encounters health problems, future policies in Columbia might exclude those with pre-existing conditions. Securing insurance early minimizes these coverage gaps, safeguarding against unforeseen medical challenges.

  • What does pet insurance typically cover in Columbia?

    Standard pet insurance in Columbia primarily encompasses vet care resulting from accidents or illnesses, such as treatments, medications, emergency visits, and more, barring negligence-related issues. Routine procedures like wellness check-ups and vaccinations aren't usually covered unless an additional fee is paid. While pre-existing conditions generally aren't covered, some providers might accommodate if the ailment is treatable. For precise inclusions, examine the provider's sample policy.

  • How do pet insurance companies in Columbia define pre-existing conditions?

    In Columbia, a condition is deemed pre-existing if a pet showed signs, received treatment, or was diagnosed with it 18 months before the policy's start date or during the initial 15-day waiting period. After this period, the ailment typically isn't viewed as pre-existing, except for hip dysplasia and cruciate ligament issues. These two remain as pre-existing conditions irrespective of the 18-month timeframe. Always consult your insurance terms for clarity.