Expertise.com
2024

Last updated:

Best Pet Insurance Companies in Independence

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Independence Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2211

Reviewed

1329

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
16012 E 23rd St, Independence, MO 64055
  • Policy Bundle Discount

Why choose this provider?

The Insurance Groupe is a multi-line agency serving the Independence area. Its independent agents, who have more than three decades of experience collectively, offer Figo pet insurance policies, which reimburse losses from unforeseen medical bills. These protection plans also allow clients to access their pets' records, receive pet appointment reminders, and find pet-friendly businesses using a mobile app. The Insurance Groupe's other products are motor home and personal watercraft policies. Its team resides in the area, making them knowledgeable of the unique risks that clients and their pets face.

License Verified:

License: 16030

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4710 S Cedar Crest Ct., Independence, MO 64055
  • Policy Bundle Discount

Why choose this provider?

Wes Vogt is a COUNTRY Financial representative who serves clients in Independence and the surrounding areas. His agency offers pet insurance plans that provide coverage for surgeries and hospitalization, medications, and veterinary exams and tests. Vogt also crafts policies for life and health, businesses, farms, and cars. In addition, he provides claims assistance, a selection of investment products, and planning resources. COUNTRY Financial, which has been protecting the lives and livelihoods of families since 1925, was included in Ward’s 50 List of Top Performing Life Insurance Companies for 2022.

License Verified:

License: 355946

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10950 El Monte St, Overland Park, KS 66211
  • Policy Bundle Discount

Why choose this provider?

Companion Protect is an insurance company that mainly offers pet plans in Independence. It is founded by insurance industry experts who are pet parents with an aim to ease the worries of their clients by making pet insurance simpler, accessible, and straightforward. The company's policies cover unexpected accidents and injuries, illnesses, chronic conditions, cancer treatments, and hospitalization. Companion Protect believes in working with pet parents, animal shelters, rescues, and veterinarians to ensure long and healthy lives for pets.

License Verified:

License: 18171964

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.8 / 5 (30)
Google
3.1 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20101 E Jackson Dr Ste B, Independence, MO 64057
  • Policy Bundle Discount

Why choose this provider?

Ernest Cockrum is a Farmers Insurance agent that has been serving residents and families in Independence and nearby locations for more than 11 years. He offers pet insurance and helps clients choose the plan that suits the needs of their dogs or cats. Through Pet Best, Cockrum offers accident-only and customizable plans that cover unexpected illnesses and injuries, cancer treatments, prescription medicines, and surgery expenses. He also provides insurance products for automobiles, condominiums, houses, and businesses.

License Verified:

License: 364450

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4207 W 62nd Ter, Fairway, KS 66205
  • Policy Bundle Discount

Why choose this provider?

Cisper Family Insurance Services is an independently owned and operated agency that serves the residents of Independence and the rest of Missouri. It offers pet insurance policies, which help cover the cost of veterinary care. Other types of insurance products it provides include homeowners', renters', auto, boat, and umbrella insurance. The agency has partnered with Safeco Insurance, Nationwide, MetLife, and Trusted Choice. It also extends its services to other states such as Kansas, Ohio, and Kentucky.

License Verified:

License: 3000837467

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Website
7233 N Oak Trfy, Gladstone, MO 64118
  • Accident Only

Why choose this provider?

Bryan Lopez assists pet lovers in Independence in obtaining pet insurance. Lopez has been a State Farm agent since 2014, helping pet owners not to worry about unexpected veterinary bills. Lopez connects to pet owners to help get their cats and dogs protection through the State Farm Trupanion. This pet insurance applies to all breeds, covers numerous illnesses and injuries, and has unlimited payouts. Lopez helps clients understand the benefits and limitations of Trupanion and decide if it is the policy they need.

License Verified:

License: 8310800

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (105)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14901 E 42nd St S, Independence, MO 64055

Why choose this provider?

Chad Mitchell is an insurance agent that has been affiliated with State Farm Insurance since 2010. The agent provides different options for pet owners in Independence and the neighboring areas. He also helps individuals and families protect their properties through home, renters' and condo insurance. Additionally, he offers policies for their clients' automobiles, motorcycles, and boats. Mitchell also lends his expertise on financial matters, as well as assists small business owners with commercial insurance concerns.

License Verified:

License: 8040412

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (416)
Facebook
4.9 / 5 (50)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • If a pet in Independence is young and energetic, is an insurance policy really needed?

    Yes, even if a pet in Independence is young and energetic, a pet insurance policy still has uses. While younger animals are less likely to fall ill and need hospitalization for viral infections, they are also more hyperactive and prone to ingesting dangerous critters and inanimate objects. These could lead to choking or poisoning.

  • When does a pet insurance product pay out benefits in Independence?

    A pet insurance policy in Independence pays out its benefits after the animal has been treated. The pet owner may have to submit a picture of the veterinary receipts or the receipts themselves to the insurer. The insurer then reimburses the contracting party based on how much copays and deductibles there are.

  • Are pre-existing conditions covered by pet insurance policies in Independence?

    No, pre-existing conditions are typically not covered by pet insurance products in Independence. Insurers prefer to protect against future illnesses and conditions and not those that are already present. They do not want to assume a greater risk than necessary when entering into an insurance contract with the pet owner.

  • Are acupuncture and homeopathy procedures covered by pet insurance in Independence?

    Yes, homeopathy and acupuncture treatments may be covered by pet insurance in Independence. Some insurers are open to alternative treatments. They are not picky when it comes to scientifically proven remedies and will reimburse the pet owner who prefers less common cures for animal companions.

  • How may a pet owner in Independence with multiple furry companions save on pet insurance?

    A multiple pet owner in Independence may avail of bundled insurance plans when getting more than one animal insured. Just like with automobile and life insurance, there are discount options for those who wish to obtain multiple policies at once for several furry companions at the same time. Depending on the insurer, discounts might also be available for members of the military and the animal rescue establishment.