Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Westland

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westland Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1540Reviewed

926Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
42775 Berkdale Dr Ste 100 Belleville , MI 48111, Westland, MI 48111
  • Life Insurance

Why choose this provider?

Affordable Health and Dental Plans is a health insurance broker serving clients in Westland. The company helps people seek the right health insurance tailored to their needs. Its independent insurance agents specialize in various health policies, including dental, vision, short-term medical insurance. The group also provides health subsidies from Medicare and American Health. Other insurance products include term life, whole life, and universal life insurance. The company's principal broker, Kevin McGuinn, has been in the insurance business for over two decades.

License Verified:

License: 2013049

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 N Wayne Rd, Westland, MI 48185
  • Health Insurance

Why choose this provider?

Anita A Murray is a State Farm insurance agent who has been serving the Westland area since 2003. Clients looking to add to their company's health plan can get individual health insurance, which subsidizes expenses related to treatments, medical procedures, and hospitalizations. Anita also offers insurance policies for autos, homes, and properties, along with coverage for life, businesses, and pets. She also assists clients who want to invest their money in mutual funds and annuities.

License Verified:

License: 7335659

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (82)
Facebook
4.7 / 5 (34)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15469 Middlebelt Road, Livonia, MI 48154
  • Life Insurance
  • Health Insurance
  • Group Plans
  • Term Life Insurance

Why choose this provider?

Health Insurance Advisors, LLC is an agency providing health insurance to the residents of Westland. It offers group and individual options and medical insurance with the Medicare supplement program. It also offers other insurance products such as dental, annuity, life, and disability insurance. Operating for more than 10 years, it has assisted its clients in securing insurance coverage that accommodates their needs. Other affiliates include Met Life, Anthem Blue Cross, American Community Mutual, and World Insurance Company.

License Verified:

License: 0110751

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3028 South Wayne Road, Wayne, MI 48184
  • Health Insurance

Why choose this provider?

Professional Insurance Associates is a company serving customers in Westland and the surrounding areas. It is a family-owned and operated insurance agency that has a history that dates back to 1943. It is now owned by the third generation of the family and offers a range of products that include health, medical, home, and automobile insurance. Business owners can also get policies that cover workers' compensation, liability, and employment practices. Insurance carriers the company works with include Travelers, Progressive, and Safeco Insurance.

License Verified:

License: 0005866

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8301 N. Wayne Road, Westland, MI 48185
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bobby Branch is a State Farm agent offering various insurance products like homeowners', auto, property protection, health, and life insurance policies in Westland and the surrounding regions. His four-member team also assists in resident relocations to Wayne County and caters to the commercial insurance needs of small business owners. In addition, the agency conducts financial services on mutual funds, annuities, and banking. Branch, together with his wife and two children, has been a resident of Westland for five years.

License Verified:

License: 0497053

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (278)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2922 Lewis Avenue, Ida, MI 48140
  • Individual Plans
  • Group Health Benefits

Why choose this provider?

Knabusch Insurance Services, Inc., offers health policies in Westland. Its representatives guide individuals and families in selecting plans that apply to their specific needs. They advise clients about the factors affecting their coverages like the age of the youngest person or the age difference between couples on the policy. They also offer group health coverages for owners and employees of businesses. Knabusch Insurance Services, which was was formed in 1917, partners with several insurance providers like Fremont, Hagerty, and United Health One.

License Verified:

License: 2757550

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (18)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
33018 Warren Road, Westland, MI 48185
  • Health Insurance

Why choose this provider?

Wayne Harris is a Westland-based insurance agent affiliated with State Farm. He and his staff help individuals and families find and apply for health, life, automobile, and home insurance. He also assists pet owners in acquiring health insurance policies for their pets. He can meet with clients in his office or their homes upon request. Harris has over a decade of industry experience and holds the Ambassador Travel Qualifier designation from State Farm. He also works as a notary public.

License Verified:

License: 7940409

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (71)
Facebook
4.4 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who can apply for the Healthy Michigan Plan in Westland?

    Residents in Westland who satisfy all of these prerequisites may apply for the Healthy Michigan Plan:

    • Reside in the state of Michigan.
    • Age ranges from 19 to 64.
    • Lack of eligibility for or non-enrollment in other Medicaid programs.
    • Lack of eligibility for or non-enrollment in Medicare.
    • According to the MAGI methodology, have an income at or below 133% of the federal poverty level.
    • Are not pregnant when submitting an application.
  • What medical services are covered by the Westland Healthy Michigan Plan?

    The Healthy Michigan Plan offers essential medical coverage in Westland, such as maternity care, prescription medications, emergency services, ambulatory patient services, hospitalization, and laboratory testing. It also includes equipment and services for therapeutic and rehabilitative procedures, pediatric services for children aged 19 and 20, chronic disease management, preventive and wellness services, and other services like family planning and home health.

  • In Westland, is it possible to have Medicare and another type of health insurance?

    In Westland, it is legal to have more than one form of health insurance in addition to Medicare. Retirement plans, the ability to work without restrictions, individual health insurance, COBRA continuation coverage, TriCare for Life benefits, Veterans benefits, and Medicaid are additional forms of coverage compatible with Medicare.

  • Who is eligible to be added as a dependent on your Westland health insurance plan?

    You may normally add the following people to your Westland health insurance plan in addition to your spouse or other dependents: biological children, adopted children, stepchildren, foster children in your care, and eligible children's children. In Michigan, children under the age of 26 may be covered by their parents' health insurance coverage regardless of whether they are enrolled in school, married, not living at home, qualified to enroll in their employer's plan, or not financially reliant on their parents.

  • When will you have to make a copayment for your Westland health insurance plan?

    Until you reach your out-of-pocket maximum, your Westland health insurance plan will typically require a copayment. When you go to an emergency room or urgent care center, a doctor's or specialist's office, have a medical procedure done, or fill a prescription, you can typically anticipate having to pay a copay.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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