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Best Health Insurance Agencies in Livonia

2024

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Providers

Last updated:

Website
17177 N. Laurel Park Drive, Suite 161, Livonia, MI 48152
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bettis Insurance Agency is a third-generation family-owned business that has been serving clients in Livonia and its environs since 1929. It offers various products to protect the health and life of families, including disability coverage, long-term care, and annuities. In addition, it has different coverage options to protect automobiles, homes, and commercial properties. Bettis Insurance Agency is currently headed by Bill and Andrea Bettis, a brother-and-sister team with years of experience in the insurance and financial industry.

License Verified:

License: 959802

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39555 Orchard Hill Pl #130, Novi, MI 48375
  • Life Insurance
  • Health Insurance

Why choose this provider?

NuStar is an independent insurance agency that has been serving clients in Livonia since 1950. It offers a wide range of individual and group health insurance options, including PPO, HMO, HSA, and Medicare supplement plans. Policies may also cover dental, vision, and disability income. In addition, it provides whole and term life insurance, as well as coverage for personal and business properties. One of NuStar's agents, John Chevalier, has over 38 years of experience in the insurance industry.

License Verified:

License: 958247

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11756 Newburgh Road, Livonia, MI 48150
  • Health Insurance

Why choose this provider?

David DeLuca is an insurance agent at State Farm serving clients in Livonia. He helps individuals, families, and seniors create health insurance and Medicare supplement plans that fit their needs. The policies may include supplemental health options and disability paycheck insurance. In addition, he offers coverage for personal and commercial properties. DeLuca was qualified in the State Farm Top 100 New Agent Program. His team offers annuities, banking services, and mutual funds.

License Verified:

License: 17295605

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (38)
Yelp
5.0 / 5 (1)

Website
15469 Middlebelt Rd, Livonia, MI 48154
  • Individual Plans
  • Group Plans
  • Health Insurance

Why choose this provider?

Health Insurance Advisors LLC has been serving individuals, families, and businesses in Livonia for more than a decade. With over 100 insurance carriers represented, the agency helps clients secure health insurance plans suited to their budgets and needs. It offers personal and group health insurance, Medigap, and dental coverage. It also furnishes disability and long-term care insurance policies. Some of the companies it partners with are Blue Care Network of Michigan, Assurant, and Golden Rule.

License Verified:

License: 18176463

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15401 Farmington, Livonia, MI 48154
  • Individual Plans

Why choose this provider?

Don Parrish is an insurance agent with State Farm, serving clients in Livonia. He offers health insurance policies that are designed depending on the needs of families or senior citizens. The plans may include a disability insurance option. In addition, his agency can provide term, whole, and life insurance, as well as coverage for homes, automobiles, and businesses. Don has been in the insurance industry for over 30 years. He is a member of the Livonia Chamber of Commerce.

License Verified:

License: 8583166

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (34)
Facebook
5.0 / 5 (19)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should Livonia residents do if they lose or are denied Medicaid?

    If you lose or are denied Medicaid coverage in Livonia, you can apply for low-cost coverage through Healthcare.gov. You have 60 days from the date your Medicaid coverage ended to submit your application. Individuals who enroll in a Marketplace plan due to canceled Medicaid coverage have the option to select a plan for up to 60 days. However, enrolling as soon as possible is advisable to minimize the risks associated with a coverage lapse.

  • Will you have to change doctors if you switch from Medicaid to a Marketplace plan in Livonia?

    Individuals in Livonia who switch from Medicaid to a Marketplace plan may be required to change physicians if their current practitioner is not in the network of the new plan. Before enrolling in a new plan, look into which plans have your doctors in their network to ensure that the services you require and your preferred providers are covered.

  • What alternatives do residents of Livonia have if purchasing health insurance proves prohibitively expensive?

    Subsidies are available to Livonia residents who are unable to obtain their own health insurance due to the high costs. These subsidies can assist them in obtaining policies for less than $10 per month. They also have access to free local registration assistance, which can help them choose a plan that is appropriate for their finances and needs.

  • What is the Children with Serious Emotional Disturbances Waiver, and who can apply for this program in Livonia?

    The Children's Serious Emotional Disturbances Waiver supplements Medicaid State Plan coverage for Livonia children up to 20 years old with SED. Eligibility includes living with birth/adoptive family, legal guardian, or in a foster home with a permanence plan. Applicants, aged 18-20, must meet MDHHS criteria for the State psychiatric hospital or risk hospitalization without waiver services. This program assists young individuals living independently with the necessary support, providing crucial aid for emotional well-being and psychiatric care in Livonia.

  • What services does the Michigan Life & Health Insurance Guaranty Association provide to citizens of Livonia?

    The Michigan Life & Health Insurance Guaranty Association was established by the Michigan legislature to protect Livonia residents with bankrupt insurance policies up to a certain amount. With a few exceptions, Michigan life and health insurance and annuity companies must be guaranty association members in order to conduct business. Insolvent member companies are protected by assessments of other member insurance companies writing the same line or lines of insurance as the guaranty association.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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