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2024

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Best Health Insurance Agencies in Ann Arbor

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Ann Arbor Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2159Reviewed

1300Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2405 South Main Street, Ann Arbor, MI 48103
WebsiteLicense: 7112307

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Review Sources

Google
4.0 (122)

Why choose this provider?

Heidi Kussurelis Insurance is an insurance agency that caters to individuals and businesses in the Ann Arbor area. The company offers disability insurance for clients interested in ensuring that they can handle serious events that would affect their health in the future. It also handles cannabis insurance that aims to direct the venture in a positive light. The locally owned and locally operated firm has been in the industry since 1996 and continues to dedicate its work to the Michigan community.

  • Individual Plans
  • Life Insurance

2723 South State Street, Ann Arbor, MI 48104
WebsiteLicense: 16945760

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Review Sources

Facebook
5.0 (2)

Why choose this provider?

Lockridge Insurance Services was founded in 1989 to meet the insurance needs of Ann Arbor and surrounding communities. In partnership with more than 25 insurance carriers, it aims to create health insurance solutions that match the clients' lifestyles. The firm's licensed agents work closely with customers to provide insurance programs for automobiles, properties, and individual life. Some of the companies it represents are Prudential, The Cincinnati Insurance Companies, Liberty Mutual, Progressive, and MetLife.

  • Group Plans
  • Life Insurance

450 South Maple Road, Ann Arbor, MI 48103
WebsiteLicense: 958566

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Review Sources

Google
4.0 (44)
Facebook
3.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Delivering insurance solutions since 1926, Kleinschmidt Agency, Inc., serves businesses, families, and individuals in Ann Arbor. It offers personal policy options like health insurance, life insurance, homeowners' insurance, rental properties insurance, and automobile insurance. The company also has business coverages for medical malpractice, business and management liability, specialty services, and workers’ compensation. Also available are group benefits like HR communication and assistance, private exchanges, and ancillary benefits. Kleinschmidt Agency guides clients in developing insurance plans that meet their needs and budget.

  • Individual Plans
  • Group Plans
  • Life Insurance

2030 Packard Street, Ann Arbor, MI 48104
WebsiteLicense: 1682684

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Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

John A. Barton Insurance is a family-owned insurance agency headquartered in Ann Arbor. As an independent insurance agency since 1990, it has been providing vast options of health insurance from top carriers like Allianz, Prudential, AXA Equitable, and Mass Mutual. Some of these health insurance plans cater to individuals and families. Small businesses may also avail of liability insurance that includes coverage on accidental injuries of non-employees inside the premise of the business property.

  • Individual Plans
  • Life Insurance

2805 Foster Avenue, Ann Arbor, MI 48108
WebsiteLicense: 18296008

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Review Sources

Google
5.0 (3)

Why choose this provider?

Dayney Agency is an independent insurance agency catering to the insurance needs of its customers living in Ann Arbor and beyond. They serve all 50 states, offering countless insurance policies covering health, life, disability, retirement, and many others. They identify what the customer needs and pairs them with the right insurance policy suitable for their coverage needs. The company is a member of the Ann Arbor Chamber of Commerce and the West Washtenaw Business Association.

  • Individual Plans
  • Life Insurance

955 West Eisenhower Circle, Ann Arbor, MI 48103
WebsiteLicense: 959627

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Review Sources

Google
4.3 (11)
Facebook
4.3 (3)

Why choose this provider?

Kemner Iott Benz assists clients in Ann Arbor with health insurance options. Beyond HMO, PPO, POS, and travel health plans, it also aids with supplements for Medicare's Parts A and B to secure uncovered copayments or deductibles. Its other personal insurance lines include disability, life, and homeowners, while its commercial lines range from general to management liabilities. Kemner Iott Benz also serves the Adrian, Cassopolis, and Howell areas. It has served industries such as retail, construction, agriculture, and real estate.

  • Individual Plans
  • Life Insurance

9041 Lewis Avenue, Temperance, MI 48182
WebsiteLicense: 9309306

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Review Sources

Google
4.0 (97)
Facebook
4.0 (22)

Why choose this provider?

Barron Insurance & Financial Services Agency delivers life insurance plans to its clients in the Ann Arbor area. It offers either term life or whole life insurance based on the potential policyholder’s age and overall health. The agency also offers other personal and commercial insurance plans, such as homeowners', auto, renters', business property, general liability, and workers' compensation insurance. For the clients' convenience, applying for a quote can be done online or through a phone call.

  • Life Insurance

115 Park Street, Chelsea, MI 48118
WebsiteLicense: 0108617

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Review Sources

Google
5.0 (3)

Why choose this provider?

Springer Insurance Agency is a Chelsea-based company that provides services to individuals and businesses in the Ann Arbor area. It accommodates clients who need assistance in purchasing health insurance plans. Additionally, the company offers other plans, including life, auto, home, pet, and business insurance. It works with different insurance carriers in customizing coverages such as Hastings Mutual, Safeco Insurance, and Travelers. Springer Insurance Agency was established in 1923. One of the owners, Matt Steinhauer, has been the company's president since 2005.

  • Life Insurance

416 West Huron Street, Ann Arbor, MI 48103
WebsiteLicense: 0107307

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

GH2 Benefits is an insurance brokerage firm in Ann Arbor. It offers ACA Health Insurance plans, as well as risk management options for life and annuities. Its employee benefits options include short- and long-term disability, group health, dental, and vision, as well as group and voluntary life insurance. Medicare guidance is also offered. The company aims to provide assistance with comprehensive financial fluency services and has a GH2 Unfiltered subscriber-only site for insight and information on different financial topics.

  • Life Insurance

483 Little Lake Drive, Ann Arbor, MI 48103
WebsiteLicense: 0007042

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Why choose this provider?

Since its establishment in 1959, Finn's JM&J Insurance Agency has been assisting individuals and families in Ann Arbor in managing their medical costs with a health insurance policy. The multi-line insurance broker delivers individual and health insurance plans depending on the needs of its clients. As an independent agency, its insurance advisors seek different coverage options among multiple providers. The team also offers life, disability, auto, home, and business insurance. The company's staff possesses over 130 years of combined experience serving policyholders in Southeast Michigan.

  • Individual Plans
  • Group Plans
  • Life Insurance

2401 West Big Beaver Road, Troy, MI 48084
WebsiteLicense: 3244034

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Review Sources

Google
4.0 (14)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Hylant is a full-service insurance and risk management company serving clients in Ann Arbor and nearby localities. The family-owned and family-operated business delivers a variety of personal and business insurance for individuals, families, and commercial clients, including health insurance plans. Its insurance brokers represent multiple carriers that offer different kinds of health coverages, such as fee-for-service, managed care, disability, and long-term care. The team also delivers term and permanent life insurance plans. Hylant has been protecting people and their assets for over eight decades.

  • Individual Plans
  • Life Insurance

610 South Hewitt Road, Ypsilanti, MI 48197
WebsiteLicense: 0129803

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Andy Stewart is a State Farm agent focusing on health insurance services. He assists clients in Ann Arbor in getting a health plan that provides benefits for their medical needs, including long-term disability services that cover the monthly income of clients if they are unable to work due to total disability. This helps individuals and their families pay bills, rents, mortgages, groceries, and car expenses. Andy also has a supplemental health plan that gives clients financial benefits for outpatient surgery, unexpected child care, and private room fees.

  • Life Insurance

2922 Lewis Avenue, Ida, MI 48140
WebsiteLicense: 2757550

Expertise.com Rating

Review Sources

Google
4.0 (30)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Knabusch is an insurance firm that serves the residents of Ann Arbor. The company partners with different insurance providers, such as Hagerty and Titan Insurance, to help its clients find suitable health, auto, home, and flood insurance policies. Its health insurance programs are available in individual and group packages, with coverages that can apply to employees, their spouses, and children. Knabusch has seven staff members, four of whom working as agents. Robert Knabusch, its president, has been in the insurance industry since 1980.

  • Life Insurance
  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can smoking lead your Ann Arbor health insurance premium to go up?

    Yes. Your health insurance rates in Ann Arbor will go up if you are currently smoking cigarettes, chewing tobacco, or snuffing. If you've just given up smoking, you may still be required to pay a higher premium since smoking frequently increases your risk of developing cancer and other diseases.

  • What does a deductible mean in an Ann Arbor health insurance plan?

    A deductible is the amount you must pay out-of-pocket before your Ann Arbor health insurance plan will begin to pay for your medical expenses. This means that your health insurance provider will only cover a portion of your medical expenses after you've met the deductible up to the policy's out-of-pocket maximums. Additionally, aside from the deductible, you are required to pay a copayment for medical treatments.

  • What benefits do high-deductible health plans offer in Ann Arbor?

    In Ann Arbor, high-deductible health plans offer more affordable premiums than other kinds of insurance. You will have access to medical cost discounts for a high-deductible health plan since insurance companies can arrange these discounts with medical providers on your behalf. Furthermore, a high-deductible health plan qualifies you for a health savings account, a tax-advantaged way to save for future medical expenses.

  • What steps should you take if your Ann Arbor health insurance does not pay your medical bills?

    When your Ann Arbor health insurance doesn't pay your medical expenditures, you speak with your doctor's office to be sure the codes are accurate; if not, they will reprocess your claim. Another option is to contest the claim. Speak with your insurance provider directly. Lastly, if you cannot contact your insurance provider, the insurance commissioner will advise you on your next course of action.

  • What information appears on an Ann Arbor health insurance bill?

    The cost of each service, codes for the diagnosis and current procedural terminology, the total amount owed, and a list of services are all components of an Ann Arbor health insurance bill. It may also contain your name, the date of service, the name of your provider, and a summary of what the insurance covers.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.