Best Mortgage Brokers in Holland

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Apollo-Grand Rapids logo
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License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Apollo-Grand Rapids

2464 Fuller Avenue Northeast, Grand Rapids, MI 49505
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  • Refinance

Business Description

Since it began operating in 2000, Apollo Home Mortgage has been helping individuals and families in Holland achieve their homeownership goals with its mortgage lending services. The company provides a variety of home loan programs, such as fixed-rate, conventional, FHA, USDA, and VA. The firm also offers manufactured home loans, Jumbo loans, as well as renovation and RD construction loans. The firm is a subsidiary of AmeriFirst Financial Corporation, a rural development lender in the U.S., but its entire loan process is completed locally. 

License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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PierPoint Mortgage - Northern Shores logo
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License Verified:

License: 112844

Nationwide Multistate Licensing System and Registry

PierPoint Mortgage - Northern Shores

3088 Sheffield Street, Norton Shores, MI 49441
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  • Refinance
  • Reverse Mortgages

Business Description

PierPoint Mortgage is a mortgage refinance and lending company serving Holland and nearby areas. The company caters to first-time buyers and homeowners with a variety of loan options and terms. Purchase loan products include USDA, VA, conventional, and jumbo loans. The company also offers mortgage refinance options. It caters to senior clients above 62 years old who need a reverse mortgage. Online pre-approval and application processes are available. PierPoint Mortgage has operated in the mortgage industry for 50 years.

License Verified:

License: 112844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (193)
Facebook
5.0 / 5 (15)
The Mortgage House Incorporated logo
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License Verified:

License: 156007

Nationwide Multistate Licensing System and Registry

The Mortgage House Incorporated

305 Hoover, Holland, MI 49423
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  • Refinance

Business Description

The Mortgage House Incorporated is a full-service mortgage brokerage firm that serves clients from Holland and nearby areas. The business helps individuals in choosing the right mortgage loans with the best interest rates. Its team of mortgage brokers handles the needs of first-time home buyers, second home buyers, as well as seniors seeking reverse mortgages. One of Mortgage House's leading brokers is Debbie who has been working in the industry for more than 15 years.

License Verified:

License: 156007

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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