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Best Mortgage Brokers in Grand Rapids

2024

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Providers

Last updated:

Website
5043 Cascade Road Southeast, Grand Rapids, MI 49546
  • New Construction
  • Refinance

Why choose this provider?

Located in Grand Rapids, Team Mortgage Company handles the construction loan, home mortgage, or refinancing needs of residents in the community and other nearby areas. Its president and senior loan officer, Thomas Girardot, has been in the finance and mortgage industry for over 25 years. As a United States Army veteran himself, he helps other veterans acquire VA loans. The company also assists its clients in acquiring FHA, conventional rural development, reverse, and zero-down mortgage loans.

License Verified:

License: 129757

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (305)
Facebook
4.0 / 5 (41)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44th Street Southeast, Kentwood, MI 49548
  • Refinance

Why choose this provider?

Member First Mortgage has been providing Grand Rapids and its surrounding metros with mortgage financing for over 20 years. As a full-service mortgage lender, it has a myriad of loan programs to offer, including FHA loans, ARMs, conventional fixed-rate mortgages, super conforming mortgages, and jumbo loans. It also has refinance programs and construction-to-permanent financing options. The company gives back to its community through the MFM Community Committee, which raises money for local charities and encourages its employees to join volunteering opportunities.

License Verified:

License: 149532

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (328)
Facebook
3.0 / 5 (30)
Yelp
2.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2464 Fuller Avenue Northeast, Grand Rapids, MI 49505
  • Refinance

Why choose this provider?

Since 2000, Apollo Home Mortgage has been helping customers in Grand Rapids and the surrounding areas with residential financing. It is a full-service mortgage lender offering first-time homebuyer loan programs, conventional, rural development loans, FHA, and VA loans. Its team also assists homeowners in obtaining cash for renovations through refinancing options such as FHA streamline and VA streamline. Apollo Home Mortgage is a division of Amerifirst Financial Corporation. Mike Morozowich, a loan originator for Apollo Home Mortgage, has been with the company since 2012.

License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (34)
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Northland Drive Northeast, Grand Rapids, MI 49525
  • Refinance

Why choose this provider?

Corey Vanderberg is an NMLS- licensed mortgage loan officer representing Success Mortgage Partners in the Grand Rapids metro. He crafts customized home loan solutions for clients looking to purchase properties such as manufactured housing, condominiums, and traditional homes. Some of the loan programs he offers include conventional loans, FHA loans, VA loans, USDA loans, and 203k loans. Before working in the real estate industry, Corey used to work as a local banker for over 19 years.

License Verified:

License: 563900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
225 West Lyons Street, Grand Rapids, MI 49087
  • Refinance

Why choose this provider?

The Schoolcraft location of GreenStone Farm Credit Services serves the residents of Grand Rapids. Its country living loan programs include country home mortgages, home construction loans, home site vacant land loans, and recreational vacant land loans. It also offers agriculture loans for farm real estate, farm construction, farm equipment, and agribusiness. In addition, it offers a Farm Forward Mentorship program for young, beginning, and inexperienced farmers. GreenStone Farm Credit Services has been in operation for more than 100 years.

License Verified:

License: 440787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Facebook
3.0 / 5 (40)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1600 South Beacon Boulevard, Grand Haven, MI 49417
  • Refinance

Why choose this provider?

American Financial Network is a mortgage banking firm that has been serving real estate professionals, builders, and homebuyers in the Grand Rapids area since 2001. The firm offers loan programs, such as FHA, VA, USDA, jumbo, renovation, and conventional. It also offers specialty products for self-employed clients who want to apply for loans without providing income documentation. Its branch manager, Jarrell Cisneros, is knowledgeable about various loan types and specialized programs. He is a mortgage broker who helps clients with the entire loan process.

License Verified:

License: 226272

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Northland Drive Northeast, Grand Rapids, MI 49525
  • Refinance

Why choose this provider?

Lake State Mortgage is a mortgage company that provides home purchase and refinancing services for clients in Grand Rapids. It offers conventional, FHA, and USDA loans. It also offers HARP loan refinancing, a newly issued federal government program for homeowners who owe more than the value of their homes. The company aims to maximize the advantages of current technologies. Through its website, clients can evaluate their financing options, prequalify for a home loan, or submit a complete online loan application.

License Verified:

License: 168184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (95)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
214 Fulton Street East, Grand Rapids, MI 49503
  • Refinance

Why choose this provider?

Treadstone is a mortgage brokerage firm that serves Grand Rapids and the surrounding locations. It offers several loan options such as conventional loans, VA and FHA loans, bridge loans, rural development loans, and HomeReady. The company offers clients services that consider their different situations, unique terms, credit requirements, and geographical limits. Additionally, Treadstone offers refinancing options to clients looking to replace their original mortgage, lower their monthly payments, get a better interest rate, or cash in on their home's equity.

License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1396)
Yelp
4.0 / 5 (17)
Facebook
5.0 / 5 (8)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1354 Baldwin Street, Jenison, MI 49428
  • Refinance

Why choose this provider?

Homes and Loans of West Michigan, LLC, has been serving the home financing needs of Grand Rapids and the surrounding communities for over 20 years. It offers mortgage products that include conventional, FHA, VA, USDA, and non-conforming loans. Along with mortgage programs, the team provides real estate services. They locate properties, negotiate prices, and handle inspections on behalf of homebuyers. On top of that, they conduct evaluations, list properties, and draft sales contracts for sellers.

License Verified:

License: 1256705

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3205 Eaglecrest Drive Northeast, Grand Rapids, MI 49525
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Based in Grand Rapids, Riverbank Finance is a locally owned and locally operated mortgage brokerage firm specializing in refinancing and new home purchase mortgages. Its residential loan programs include FHA, USDA, VA, conventional, and HomeStyle Renovation loans, as well as reverse mortgages. Riverbank Finance is a member of various organizations, including AIME, GRAPE, GRAR, and GRYP. Founders Anthony Bird and Joshua Woodwyk established the firm in 2011 and have more than 25 years of combined mortgage and real estate experience.

License Verified:

License: 666287

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (597)
Facebook
5.0 / 5 (101)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3210 Eagle Run Drive Northeast, Grand Rapids, MI 49525
  • New Construction
  • Refinance

Why choose this provider?

Greg Clausen is a loan originator with PrimeLending who serves clients in Grand Rapids. He offers a wide range of mortgage loan options for homebuyers and homeowners, including fixed-rate, adjustable-rate, conventional, VA, FHA, and USDA home loans. Greg has been helping clients in achieving their homeownership goals for almost 30 years using straightforward processes and mobile applications. In addition, Prime Lending has more than 400 loan options that can be matched with the financial goals of clients.

License Verified:

License: 1065023

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4595 Broadmoor Avenue Southeast, Grand Rapids, MI 49512
  • New Construction
  • Refinance

Why choose this provider?

MiMutual Mortgage Grand Rapids, MI is a team of mortgage brokers and loan officers helping clients to acquire a suitable property or home. Whether clients are looking to purchase, refinance, or renovate their homes, this team helps them by using guidelines and checklists for such purposes. It also helps a client in identifying the applicable loan type, whether it should be a conventional, VA loan, FHA loan, renovation loan, reverse mortgage, or USDA loan. Other trade names for this firm are Lone Star Financing and 1st Florida Mortgage.

License Verified:

License: 153937

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (49)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2031 Celadon Drive Northeast, Grand Rapids, MI 49525
  • Refinance

Why choose this provider?

Brian Ferrick is a mortgage broker who serves the city of Grand Rapids in Michigan. As a direct mortgage lender, he offers mortgage options including FHA loans, VA loans, USDA rural development loans, jumbo loans, conventional loans, and investment property loans. He also assists clients who plan to purchase, refinance, or renovate their homes throughout the mortgage process. Brian has more than 10 years of experience in residential loans and real estate.

License Verified:

License: 162262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (24)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3243 East Paris Avenue Southeast, Grand Rapids, MI 49512
  • New Construction
  • Refinance

Why choose this provider?

Mortgage 1, Inc., is a team of loan officers that help with the mortgage needs of its customers located in Grand Rapids. For over 25 years, the team has been serving and assisting clients with their home finance needs. For first-time and repeat homebuyers, the company can help in providing financing options. It can also deal with mortgage refinancing services. In addition, Mortgage 1 offers homeowners both conventional and government loans and has experience in condominium financing.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (77)
Google
5.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6190 Kalamazoo Avenue Southeast, Grand Rapids, MI 49508
  • New Construction
  • Refinance

Why choose this provider?

Founded in 2008, Heartland Home Mortgage is an insurance brokerage aiming to provide clients in Grand Rapids with suitable underwriting guidelines, closing costs, and interest rates. The firm assists homebuyers with purchasing as well as refinancing their homes while offering various loan options. Some of the loans the firm offers include adjustable-rate mortgages, FHA loans, VA loans for servicemen, jumbo loans, 203K loans, and USDA loans. David Galloway and Michael Izenbaard, founders of Heartland Home Mortgage, have 33 years of experience in the industry.

License Verified:

License: 121569

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (225)
Facebook
5.0 / 5 (107)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2828 Wilson Avenue Southwest, Grandville, MI 49418
  • Multi-Family Loans
  • Purchase Transactions

Why choose this provider?

Northern Mortgage is a mortgage firm near Grand Rapids that assists homebuyers and homeowners seeking financing options in the area. The locally owned company has been in business for more than 20 years and comprises more than 15 loan officers in its Michigan offices. Some of its loan programs include first-time homebuyer loans, renovation loans, home upgrade loans, downpayment assistance, and mortgage refinancing. The firm's Michigan branch was established in 1997 and is currently headed by Joshua Nawrot.

License Verified:

License: 130662

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (32)
Google
4.0 / 5 (12)

Website
3300 Eagle Run Drive Northeast, Grand Rapids, MI 49525
  • Refinance

Why choose this provider?

Josh Haywood is a financial advisor and strategist with more than 15 years of experience in mortgage, insurance, and financial planning. As a senior mortgage planner with Benchmark Mortgage, he assists clients and business partners in Grand Rapids with a wide range of mortgage challenges and problems. He guides them in purchasing a new home, understanding the loan process, or collaborating with lending partners. The company's website contains a variety of information about mortgage processes that can educate clients.

License Verified:

License: 1659246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1430 Robinson Road Southeast, Grand Rapids, MI 49506
  • Refinance

Why choose this provider?

Cason Home Loans is a full-service mortgage banker that is also an Equal Housing Lender providing multiple mortgage options for clients in Grand Rapids. Its loan officers work with each client and connect them with loan programs that fit their mortgage needs. Cason Home Loans specializes in home loans and provides in-house underwriters as well as loan processors. This company also has multiple office locations including Palm Beach, Lapeer, Lancaster, Fenton, Lake Mary/Orlando, and Newark.

License Verified:

License: 162651

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3225 North Evergreen Drive Northeast, Grand Rapids, MI 49525
  • Refinance

Why choose this provider?

Based in Grand Rapids, Mortgage Solution Professionals is a locally owned agency that offers assistance in procuring loans for home purchases. The team can assist clients not only process a home loan application but also help home buyers find the perfect house and location suited for individual family needs, budget, and specifications. The firm supports the local Gilda’s Club, a home for free emotional healthcare for cancer patients and family or those in deep mourning.

License Verified:

License: 103098

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (102)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.