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Best Renter's Insurance Companies in Grand Rapids

2023

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Website
2305 East Paris Avenue Southeast, Grand Rapids, MI 49546
  • Multiple Policy Types

Why choose this provider?

Buchanan Insurance is a family business that has been operating in Grand Rapids for over five decades. It helps clients in the area insure their personal properties and valuables. Its renters' insurance policy covers personal liability and loss of use. In addition, the independent agency offers other personal and business insurance services, such as home, auto, life, and recreational vehicle insurance. Its insurance partners include the Citizens Property Insurance Corporation and the Philadelphia Insurance Companies.

License Verified:

License: 0130906

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
4.1 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 3 Mile Road Northwest, Grand Rapids, MI 49544
  • Multiple Policy Types

Why choose this provider?

Rant Insurance Group is a Spring Lake-based company that extends its services to the Grand Rapids metro. It is an independent agency that caters to individuals and families seeking renters' insurance plans. Additionally, the company's agents help clients obtain homeowners', condominium, and auto insurance. Progressive, Safeco, Nationwide, and Michigan Insurance are some of the companies they work with to provide customized coverages. President Scott E. Rant has been a part of the company since 2016.

License Verified:

License: 0113784

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (34)
Facebook
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 44th Street Southeast, Kentwood, MI 49508
  • Multiple Policy Types

Why choose this provider?

Dalessandro Agency, Inc., is a multi-line insurance company headquartered in Kentwood but also serves clients in Grand Rapids. The firm assists individuals and families who are currently renting a house or apartment to protect themselves financially. Its independent insurance agents represent various carriers that can deliver different renters' coverage options, such as contents, additional living expenses, personal liability, and medical payments. Founded in 1995 by local insurance agent Steven Dalessandro, the company serves clients throughout Michigan, Indiana, Illinois, and Ohio.

License Verified:

License: 0035582

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (136)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
488 Kinney Avenue Northwest, Grand Rapids, MI 49534
  • Multiple Policy Types

Why choose this provider?

DeVries & Royston Insurance is an independent agency serving the residents of Grand Rapids. Its agents assist renters in obtaining insurance policies that cover their personal belongings and personal legal liability coverage that mitigates financial losses in case of injury or property damage claims. They procure insurance plans that meet the needs of each renter and search for the most suitable policies in their network of providers. The company has been in the business for over 75 years, handling personal and business insurance lines.

License Verified:

License: 14304110

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1801 Breton Road Southeast, Grand Rapids, MI 49506
  • Multiple Policy Types

Why choose this provider?

Brouwers Agency Insurance is an independent, Grand Rapids-based insurance agency representing multiple carriers. Since 1990, it has been offering an extensive line of insurance products, including renters' insurance. From furniture to electronics, sports gear, and clothes, renters' insurance protects personal properties in a rented unit against damage or loss due to accident, theft, fire, and vandalism. Additionally, the policy for this insurance may also cover bodily injury as well as legal defense, depending on the limits chosen.

License Verified:

License: 16849411

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (330)
Facebook
5.0 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Vantage Pointe Risk Management, LLC logo

Vantage Pointe Risk Management, LLC

Website
3333 Evergreen Drive Northeast, Grand Rapids, MI 49525
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Vantage Pointe Risk Management, LLC, is a renters' insurance provider serving the residents of Grand Rapids and the surrounding areas. Its team of insurance professionals helps renters get compensation for their damaged personal belongings due to natural disasters or theft. They also help with auto, homeowners', business, life, and health insurance solutions. Some of the carriers the company represents are Hanover Insurance Group and Safeco Insurance. In addition, the independent insurance agency has been in the business since 2010.

License Verified:

License: 13065772

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
56 Grandville Avenue Southwest, Grand Rapids, MI 49503
  • Multiple Policy Types

Why choose this provider?

Operating from Grand Rapids, the Lighthouse Group Insurance Agency offers policies for life insurance, personal umbrella, auto, homeowners, and businesses. On policies for future medical liabilities, the agents have coverage for individual health, Supplemental Medicare, and disability. Their home and renters' policies have coverage for dwelling structure, personal property, belongings, and personal liability arising from the damage or loss. Recreational vehicles such as campers, jet skis, snowmobiles, and other recreational vehicles that do not require to be registered can be covered by their auto insurance policy.

License Verified:

License: 19680353

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4310 Leonard Street Northwest, Grand Rapids, MI 49534
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Chad Kerr is a State Farm insurance agent in Grand Rapids who caters to local individuals and families. He provides renters and property owners with insurance products that match their specific needs. These policies typically cover accidents, weather impacts, malicious mischief, and loss of use. He also offers clients auto, homeowners, life, and commercial insurance. Chad's agency has been helping clients throughout the West Michigan area with their insurance needs since 1967.

License Verified:

License: 3221259

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Are tenants required to purchase renters' insurance in Grand Rapids?

    In Grand Rapids, tenants are not required to purchase renters' insurance. However, tenants may be required to get a renters' policy as a part of their lease agreements. This is because the landlord's insurance policy no longer covers damages to their personal property, such as furniture, clothing, and appliances.

  • What are the different components of a standard renters' insurance policy in Grand Rapids?

    A standard renters' insurance policy in Grand Rapids includes personal liability, personal property, and loss-of-use coverage. Tenants who require additional protection can add endorsements to their renters' insurance policies. Most tenants receive insurance riders that assist them in avoiding financial difficulties caused by identity theft, pet damage, and natural disasters.

  • Why do tenants in Grand Rapids need to carry renters' insurance policies?

    Tenants in Grand Rapids must have renters' insurance policies in order to avoid out-of-pocket expenses when a rental property is damaged by natural disasters such as earthquakes or floods. Individuals can be protected from theft crimes by purchasing renters' insurance. This is advantageous for residents because there have been 1,770.2 reported theft incidents in the area.

  • How can Grand Rapids residents qualify for renters' insurance discounts?

    Residents of Grand Rapids can save money by combining their renters' insurance with an existing auto or motorcycle policy. Tenants who rent out properties equipped with various security devices, such as burglar alarms, fire alarms, and smoke detectors, are also eligible for insurance discounts. Policyholders who have not filed formal requests with their insurance providers, on the other hand, are eligible for no-claims discounts.

  • What is the average annual cost of a renters' insurance policy in Grand Rapids?

    A renters' insurance policy in Grand Rapids costs an average of $284 per year. When compared to the state average, this value is less than 14%. Premium costs, on the other hand, can vary depending on an individual's coverage limits, insurance deductibles, and property location. The type of coverage the tenant chooses also affects insurance costs. Actual cash-value policies are less expensive to insure than replacement cost-value policies.

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