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2024

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Best Renter's Insurance Companies in Michigan

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Michigan Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3638Reviewed

2188Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Westland

Why choose this provider?

Wayne Harris is an insurance agent who has been with State Farm for over 15 years. He runs an agency in Michigan that offers personal and business types of insurance. These include coverage options for people who are renting a house or apartment. The renters' policy may cover clients' personal items, such as electronics, bicycles, furniture, and clothing, whether inside or outside of the rental property. In addition, the insurance may cover policyholders' liability in the event someone is harmed on the premises.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (65)
Facebook
4.4 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Garden City

Why choose this provider?

McFarlane-King Agency is an insurance company that has been serving individuals and businesses in Michigan since 1958. It helps individuals in choosing renters' insurance coverage options that can protect them, their families, and personal possessions. The policies can cover property damage due to unforeseen circumstances, bodily injury claims from guests, and medical payments. Classic and antique car insurance plans are available. This certified best agency partners with insurance companies such as Symetra, Grange, and American Modern.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lansing

Why choose this provider?

Individuals in Michigan can turn to Payne Insurance Agency for their insurance needs. This insurance company provides renters' insurance products and advises customers in deciding the appropriate level of coverage. As an independent agency, its team examines different coverages from various insurance companies in the market to assist clients in finding the best coverage. Its team of insurance experts also customizes policies to meet the demands of clients. Since 1978, this family-owned and managed organization has provided insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Flint

Why choose this provider?

BGM Insurance Agency, Inc., serves clients across Michigan. It provides renters' insurance solutions to tenants. The agency offers personal umbrella insurance to help clients manage liability-related damages. It also assists business owners through various insurance solutions, including workers' compensation, general liability, and commercial auto insurance. The agency is a member of the Michigan Association of Insurance Agents. Daniel McMunigal, one of its vice presidents, holds a Life Underwriter Training Council Fellow designation. He has over 35 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (86)
Facebook
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Flushing

Why choose this provider?

Established in 1919, Bois Insurance is a fourth-generation family-owned business that serves the Michigan area. As an independent agency, it helps clients navigate various policy options and address their insurance needs. Its products include renters', homeowners', auto, and motorcycle insurance, in addition to health and life coverage. The company also offers general liability and business owners' policy insurance. It represents various carriers, including EMC, Michigan, AccidentFund, and Pioneer State Mutual. In 2016, the company merged with Wills Insurance Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (232)
Facebook
4.9 / 5 (105)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Troy

Why choose this provider?

Hershey Insurance Agency has been serving individuals, families, and business owners in Michigan since 1978. It offers a broad range of insurance products, including renter's coverage. This insurance covers policyholders' items such as bedroom sets, clothing, or furniture that have been damaged or stolen. Clients can also opt to enroll for extended protection to insure other valuables, such as computers, jewelry, furs, watercraft, and firearms. In addition, Hershey Insurance Agency offers protection plans for owners whose properties are rented to others as primary residences.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Ann Arbor

Why choose this provider?

Preferred Insurance Network, a family-owned independent agency, serves clients in Michigan. Since 1988, the firm has been working with various insurance carriers such as Progressive, Hagerty, Travelers, and Zurich to provide coverages that suit individuals' and families' needs. It offers renters' insurance policies that protect clients' belongings from vandalism, theft, and fire. This type of insurance also covers accidental damage on someone else's property and medical expenses if a visitor has sustained injuries while on the policyholder's premises. Other products include auto, homeowners', and individual health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
East Lansing

Why choose this provider?

For over four decades, Meiers Lombardini Lemanski Insurance has been serving the needs of clients in Michigan. This independent insurance agency gives renters a chance to protect themselves, their finances, and personal belonging by offering renters' insurance. The policy covers property damage, physical harm liability, and repair costs incurred as a result of an accident or theft. It also offers other types of personal insurance, such as speciality dwelling, homeowners', auto, and recreational vehicle. Meiers Lombardini Lemanski Insurance also provides commercial insurance to businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (149)
Google
4.9 / 5 (83)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Novi

Why choose this provider?

Autumn Insurance & Benefits is an agency catering to clients in Michigan. Its cheap personal insurance offerings include renters' insurance. Loss of use, liability protection, and personal property coverage are included in this policy. Policyholders are also protected if someone is injured on their property and legal action is taken. In addition, the agency helps find the right insurance coverage for homeowners and landlords. For the past 23 years, Curt Rager, a Chartered Property Casualty Underwriter, has been serving as the company's president and CEO.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (209)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Kentwood

Why choose this provider?

Dalessandro Agency Inc has been providing insurance services to Michigan residents since 1995. The full-service independent insurance agency offers a wide selection of products, such as renter's insurance. In this type of policy, people can insure their personal belongings inside their rented spaces or homes. If renters are forced to relocate owing to a covered loss, additional living expenses may be reimbursed. In addition, clients may opt to include coverage for high-value items and water backup incidents in their renters' insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Alto

Why choose this provider?

United Insurance Service is a family-owned agency that has been crafting policies for Michigan residents for over 60 years. Among its products is renter's insurance, which protects tenants' possessions and valuable items against theft and damages. In addition, the policyholders are covered for any expenses incurred due to being temporarily displaced from their residence. United Insurance Service has partnered with different companies, such as Progressive, Safeco, and Hagerty, to find the best coverage for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Okemos

Why choose this provider?

Peninsula Insurance Services offers risk management solutions for individuals and businesses across Michigan. Its team protects renters through customizable policies that cover stolen and damaged personal belongings and include property damage and bodily injury liability coverage. The insurance advisors also provide plans that protect manufactured homes, condominiums, and vacation rentals, in addition to apartment complexes and businesses. Being independent allows them to review and compare policies from numerous carriers to find options that meet clients' unique needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Eastpointe

Why choose this provider?

Vev Tripp has been with State Farm since 1985. He runs her own firm that offers insurance solutions to the people of Michigan. Tripp and her team assist clients in finding the coverage that best suits their needs. They write policies for renters who want to secure their personal belongings in their rented dwellings against unexpected circumstances and damages. Insurance offerings for homes and cars are also available. In addition, the office provides financial and retirement planning services to clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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