Best Bankruptcy Attorneys in Farmington Hills

Frequently Asked Questions

• Where do I file for bankruptcy in Farmington Hills, Michigan?

  Bankruptcy petitions from Farmington Hills residents must be submitted to the United States Bankruptcy Court for the Eastern District of Michigan, which is located at 211 West Fort Street, Detroit, Michigan 48226.

• Where can I get bankruptcy forms in Farmington Hills, Michigan?

  Visit https://www.mieb.uscourts.gov/local-forms to obtain the required bankruptcy forms for filing in Farmington Hills.

• Is it possible to file for Chapter 13 bankruptcy in Farmington Hills if you are currently unemployed?

  Yes. To qualify for Chapter 13 bankruptcy in Farmington Hills, you must prove that you can generate sufficient income to cover the plan payments. If you are receiving unemployment benefits, you can use it to fund the plan installments. You also may adjust the plan accordingly to your income level. If your income decreases below the minimum needed to continue the Chapter 13 repayment plan, you may be eligible to convert your bankruptcy to Chapter 7.

• How long does it take to get discharged from bankruptcy in Farmington Hills?

  Chapters of bankruptcy have varying time frames for discharge in Farmington Hills. For instance, discharge in Chapter 7 cases is granted within 60 days after the First Meeting of Creditors, far before the deadline for filing a complaint. It usually takes over three and a half months after filing the petition. In Chapter 11 and 13 cases, the court generally grants the discharge promptly after you complete all required payments.

• What roles must be performed by a bankruptcy trustee in Farmington Hills?

  A court-appointed trustee performs the following roles in a bankruptcy case in Farmington Hills: a. Verify the legitimacy of information the debtor presented on their bankruptcy filling, such as the finance records, creditor identities, fund usage, assets, and liens; b. Organize the debtor's 341 creditors' meetings, interviews, and negotiations; c. Manage the liquidation of assets and distribution of payments; d. Facilitate the bankruptcy discharge.

• Can your past-due child support payments be discharged through bankruptcy in Farmington Hills?

  As child support is nondischargeable debt, filing for bankruptcy in Farmington Hills will not discharge you of past-due child support obligations. In this case, a monthly payment plan might be requested by petition before the family court. In addition, the arrearage in child support may also be included in a Chapter 13 bankruptcy repayment plan, provided you qualify.

• Are you legally allowed to use your credit card during bankruptcy in Farmington Hills?

  Yes, credit card usage is permitted throughout bankruptcy; nevertheless, you should limit your card's use for essential purchases. The bankruptcy code defines fraudulent debt usage if you spend more than $725 on luxuries in 90 days preceding bankruptcy or if you request a cash advance of $1,000 or greater within 70 days before the bankruptcy filing.