David J. Montera PC is a bankruptcy law firm serving residents throughout the entire Waterford area. Montera has extensive experience representing debtors, creditors, and trustees in Chapter 13 and Chapter 7 bankruptcy proceedings. His firm files petitions and all other applicable documents and represents clients during all meetings. It also handles adversary proceedings, debt restructuring, and loan modification. Montera's other areas of practice include business consultation, and wills and trusts.