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Best Bankruptcy Attorneys in Somerville

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Bretta Law Advisors, P.C. logo
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Bretta Law Advisors, P.C.

77 Mystic Avenue, Medford, MA 02155
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Bretta Law Advisors, P.C. is a legal office that handles matters relating to bankruptcy in Somerville and surrounding locations. Bankruptcy lawyers at this office assist in filing for bankruptcy to help debtors eliminate debts and preserve assets. The office recently won a 2.1 million judgment before the Bankruptcy Appellate Panel. Its other legal areas of practice include contract law, estate planning and asset protection, personal injury, criminal defense, and corporate law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Avvo
4.7 / 5 (13)
Callahan Law Group, LLC logo
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Callahan Law Group, LLC

400 Tradecenter Drive, Woburn, MA 01801
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Callahan Law Group, LLC, is a law firm in Somerville that is dedicated to assisting debtors in filing for either chapter 7 or chapter 13 bankruptcy. It can guide students through the process of filing for emergency chapter 13 bankruptcy to discharge student loans. This law office counsels families who want to keep their homes or vehicles once they've filed their petitions. Callahan Law Group, LLC, also practices personal injury and employment law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Avvo
4.8 / 5 (22)
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Contant Law logo
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Contant Law

10 Cedar Street, Woburn, MA 01801
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Contant Law provides debt relief services in Somerville. Michael A. Contant, its bankruptcy attorney, has handled consumer bankruptcy cases since 1998. He helps clients navigate the bankruptcy process, evaluating their financial situations and assessing their eligibility for bankruptcy filings. He also informs them of their legal options and offers legal representation for Chapter 7 or Chapter 13 bankruptcy petitions. Moreover, he guides clients in filing for divorce and bankruptcy. Contant Law also deals with personal injury matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Avvo
5.0 / 5 (32)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Gesmer Updegrove LLP logo
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Gesmer Updegrove LLP

40 Broad Street, Boston, MA 02109
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  • Chapter 7 Bankruptcy
  • Debt Settlement

Business Description

Gesmer Updegrove LLP is a law firm that has been serving the Somerville area for over 30 years. The firm's team of bankruptcy lawyers represents businesses and creditors in commercial bankruptcies, workouts, and financial restructurings. They guide companies in filing for Chapter 7 and Chapter 11 bankruptcies and in handling commercial foreclosures. They prepare, review, and negotiate forbearance agreements, foreclosing liens on assets, and restructuring loan facilities. They also advise new or troubled businesses in recapitalizing equity interests and debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Helpfulness
Detail
––
Grantham Law logo
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Grantham Law

400 Tradecenter Drive, Woburn, MA 01801
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Grantham Law in Somerville represents individuals and businesses involved in bankruptcy cases. With more than 18 years of legal experience, the firm's bankruptcy lawyers adopt a client-centered approach in case resolution. For personal bankruptcy matters, they evaluate clients' financial situations and assist in filing Chapter 13 or Chapter 7 petitions. Corporations and partnerships also receive help in matters concerning reorganization and dissolution. Moreover, they advocate for creditors' rights. Grantham Law also provides debt relief alternatives such as mortgage modification and debt workouts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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John J. Todisco, Jr. Attorney at Law logo
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John J. Todisco, Jr. Attorney at Law

105 Salem Street, Malden, MA 02148
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

John J. Todisco, Jr., Attorney at Law serves families and individuals in Somerville who are overwhelmed with debt. Todisco can prevent creditors from repossessing a debtor's property by drafting and filing a motion to avoid a chapter 7 lien. He provides legal counsel for those who are dealing with foreclosures and garnishments amidst their bankruptcy petitions. This law office also offers credit counseling for clients who want to maintain or rebuild a good credit score once bankruptcy proceedings have concluded.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Law Office of Michael A. Dixon logo
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Law Office of Michael A. Dixon

92 High Street, Medford, MA 02155
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Michael A. Dixon represents individuals in chapters 7 and 13 bankruptcy in Somerville. The law firm assists in discharging and reorganizing personal debt. Its principal lawyer, Michael A. Dixon, has over 20 years of legal practice experience. In addition to bankruptcy, his other areas of legal practice include probate services, real estate, and landlord/tenant law. The Law Office of Michael A. Dixon's office is located in Medford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Law Office of Peter J.Martino, Jr. logo
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Law Office of Peter J.Martino, Jr.

986 Saratoga Street, Boston, MA 02128
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Law Office of Peter J.Martino, Jr. is a law office that has been providing legal help in Somerville and surrounding areas since 1986. Bankruptcy lawyers at this office assist in filing chapter 7 and chapter 13 petitions. They also handle adversarial petitions, debtor-creditor relief, and chapter 13 plans. Law Office of Peter J.Martino, Jr. also practices other legal areas that include personal injury, criminal defense, domestic relations, and probate and estate law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Law Offices of David M. Aleksic logo
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Law Offices of David M. Aleksic

One Boston Place, Boston, MA 02108
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  • Debt Settlement

Business Description

Established in 2011, the Law Offices of David M. Aleksic handle bankruptcy cases in Somerville. As a bankruptcy attorney, Aleksic reviews the financial status of each client, including their debts, assets, income, and expenses, to help them file for the type of bankruptcy that fits their situation. Other than bankruptcy, he also deals with civil litigation, divorce, employee benefits, family law, and health insurance. He handles adoptions, bicycle accidents, real estate title closings, and probate as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mackey & Brown, Attorneys at Law logo
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Mackey & Brown, Attorneys at Law

14 Norwood Street, Everett, MA 02149
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Mackey & Brown, Attorneys at Law, have been practicing law in Somerville for more than 30 years. The firm's bankruptcy attorneys have extensive experience in navigating the complex laws surrounding chapters 7, 11, and 13 of the Bankruptcy Code. They can also negotiate with creditors outside of court as an alternative to bankruptcy. This law office provides legal counsel to families and individuals who want to liquidate their assets or pay off debt through a court-ordered payment plan. Mackey & Brown, Attorneys at Law also handles personal injury claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Parker & Lipton logo
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Parker & Lipton

10 Converse Place, Winchester, MA 01890
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement

Business Description

Parker & Lipton is a bankruptcy law firm that assists clients who are suffering from financial troubles in Somerville and surrounding areas. The bankruptcy lawyers at this firm work with individuals and businesses. It focuses on Chapters 7, 11, and 13 of the Bankruptcy Code. It also helps in stopping creditor harassment, wage garnishment, and foreclosure. Parker & Lipton represents various industries like construction companies and restaurants in lease renegotiations, debt settlement negotiations, and business restructuring.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Parks Law Offices logo
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Parks Law Offices

100 State Street, Boston, MA 02109
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Parks Law Offices is a bankruptcy law firm located near Somerville that has been helping its clients with bankruptcy matters and litigation since 2011. The bankruptcy attorneys at the firm help individuals with filing for either Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy involves no repayment for past debts, while Chapter 13 bankruptcy is also known as a wage earner's plan where reasonable payment plans are established. Parks Law Offices helps debtors with bankruptcy litigation in more complex cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Shapiro Law Group, PC logo
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Shapiro Law Group, PC

300 Trade Center, Woburn, MA 01801
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  • Debt Settlement

Business Description

Located near Somerville, Shapiro Law Group, PC is a law firm dedicated to representing individuals and small-to-medium businesses with their bankruptcy concerns. The bankruptcy lawyers at Shapiro Law Group, PC help financially burdened debtors with filing for Chapter 7, Chapter 11, and Chapter 13 bankruptcy and guides them through every step. Chapter 7 and Chapter 13 bankruptcy is suited for individuals, while Chapter 11 bankruptcy is suited for businesses who would like to restructure and shed some debt.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Avvo
4.6 / 5 (45)
Google
2.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Offices of Joseph P. Foley logo
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The Law Offices of Joseph P. Foley

92 State Street, Boston, MA 02109
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Offices of Joseph P. Foley offers people debt relief through the legal services of an experienced bankruptcy attorney near Somerville. Attorney Joseph Foley determines which chapter of bankruptcy is the right one for clients to file for that can resolve their current financial situation. Mr. Foley works to have most debts, such as credit cards, medical bills, loans, utilities, and income taxes discharged or reorganized. The firm also represents individuals in personal injury, divorce, and probate cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.7 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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