Best Mortgage Refinance Companies in Newton

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Easy Apps Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 182564

Nationwide Multistate Licensing System and Registry

Easy Apps Mortgage

1044 Central Street, Stoughton, MA 02072
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Easy Apps Mortgage serves individuals and businesses in Newton. The company assists clients looking to refinance outstanding loans, invest in residential and commercial properties, and keep up with the real estate market trends. It carries a selection of programs, including FHA, VA, USDA, and commercial DSCR loans. Additionally, it collaborates with Realtors to provide homebuyers with mortgage terms that are appropriate for their current financial situation. President Peter Costa brings over 25 years of experience in the industry.

License Verified:

License: 182564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loanpal Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2181568

Nationwide Multistate Licensing System and Registry

Loanpal Mortgage

369 Union St., Ashland, MA 01721
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Loanpal Mortgage caters to clients in Newton and the surrounding areas. It assists borrowers applying for mortgage programs to refinance their existing loans, purchase new houses, or invest in new properties. Some of the programs it provides are FHA, USDA, or VA Streamline, conventional, debt reconciliation, and investor loans. There are also fixed- and adjustable-rate loan choices for first-time homebuyers. The agency offers a variety of mortgage products and investment tools to meet clients' unique needs.

License Verified:

License: 2181568

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Corp East logo
Visit WebsiteWebsite

License Verified:

License: 2674

Nationwide Multistate Licensing System and Registry

Mortgage Corp East

800 Hingham Street Suite 104N, Rockland, MA 02370
Visit WebsiteWebsite
  • New Construction

Business Description

Mortgage Corp East addresses the refinancing concerns of individuals and families in Newton and the surrounding communities. The company offers various refinancing programs to help its clients achieve different goals, like debt consolidation and interest rate or monthly payment reduction. It offers consultations and assists people throughout the mortgage process, from pre-approval to purchasing. Mortgage Corp East's products include Fannie Mae, Freddie Mac, conventional, and government-backed mortgages. It also has construction, portfolio, and bridge loans.

License Verified:

License: 2674

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (24)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Own Up logo
Visit WebsiteWebsite

License Verified:

License: 1450805

Nationwide Multistate Licensing System and Registry

Own Up

50 Milk Street, 16th Floor, Boston, MA 02108
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Own Up provides clients in Newton and nearby areas with a new approach to mortgages. It provides refinancing solutions for different property types, assisting homeowners looking to change loan rates and terms or take cash out from an existing property. It utilizes easy-to-use online tools that help clients evaluate lenders, compare loan offers, and understand the home financing process. Own Up was founded by former bankers. Co-founder Patrick Boyaggi has closed over $11 billion in residential mortgages.

License Verified:

License: 1450805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (616)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peoples Choice Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1695859

Nationwide Multistate Licensing System and Registry

Peoples Choice Mortgage

5 Bristol Drive, Suite 1, South Easton, MA 02375
Visit WebsiteWebsite
  • New Construction

Business Description

Peoples Choice Mortgage aims to enable its clients in the Newton metro to make informed decisions regarding their mortgage alternatives. It assists homeowners in the refinancing process to change the term of their mortgage, reduce interest rates, and cash out from their home’s equity. Its loan officers provide other options such as FHA, VA, USDA, jumbo, renovation, and adjustable rates. Peoples Choice Mortgage also serves clients in Michigan, Florida, Colorado, and Rhode Island.

License Verified:

License: 1695859

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Rate Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1284889

Nationwide Multistate Licensing System and Registry

Prime Rate Home Mortgage

34 Hayden Rowe St, Suite 158, Hopkinton, MA 01748
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Prime Rate Home Mortgage caters to clients in Newton and the neighboring communities. The company specializes in refinancing clients' mortgage loans to decrease their interest rates and change terms. It also offers conventional loan programs, such as fixed-rate mortgages, with terms ranging from five to 30 years. In addition, the company provides VA, USDA, FHA, and jumbo loans. Its team is available to guide clients in identifying their personal debt management preferences, economic trends, and income projects before choosing loan programs.

License Verified:

License: 1284889

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Sparta Financial, LLC logo
Visit WebsiteWebsite

License Verified:

License: 1875104

Nationwide Multistate Licensing System and Registry

Sparta Financial, LLC

400 TradeCenter , Suite 5900, Woburn, MA 01801
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Sparta Financial, LLC, is a mortgage brokerage serving customers in the Newton metro. It caters to clients looking to purchase a home, refinance their existing mortgages, or cash out their home equity. The brokerage partners with several lenders to find the best loan programs for its clients, such as FHA, VA, USDA, jumbo, and conforming loans. Sparta Financial's staff and its founder have more than three decades of experience in the mortgage, lending, and financial industry.

License Verified:

License: 1875104

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Star Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1206

Nationwide Multistate Licensing System and Registry

Star Mortgage

691 Washington Street, South Easton, MA 02375
Visit WebsiteWebsite
  • New Construction

Business Description

Star Mortgage arranges loans on behalf of Newton residents. It helps refinancing borrowers locate a program to bring down their interest rate, monthly payment, or debt-to-income ratio. Options include jumbo, interest-only, graduated payment, and fixed-rate or adjustable-rate loans. VA refinance, home equity, and debt consolidation options are also offered by the brokerage. The staff at Star Mortgage communicates with borrowers throughout the transaction and expedites the process by utilizing automated loan underwriting and processing technology.

License Verified:

License: 1206

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (180)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Pros logo
Visit WebsiteWebsite

License Verified:

License: 1480

Nationwide Multistate Licensing System and Registry

The Mortgage Pros

2 Vernon St., Framingham, MA 01701
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

The Mortgage Pros is a company whose goal is to guide clients from Newton through home loans, so they can select the best package for their needs. Its team offers expertise in refinancing loans, where clients will be assisted in assessing mortgage requirements and drafting financially suitable mortgage plans. The company also provides other loan programs like FRM, ARM, Jumbo, FHA, and VA. The Mortgage Pros is based in Massachusetts and provides mortgage calculators on their website for clients gauging pay, earnings, and interest rates.

License Verified:

License: 1480

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tower Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 1207424

Nationwide Multistate Licensing System and Registry

Tower Home Loans

306 Main St, Reading, MA 01867
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Tower Home Loans is a mortgage brokerage that serves customers in Newton and the surrounding areas. It offers refinancing services to allow clients to save money by restructuring an existing loan. It works with first-time and returning buyers with home and investment property purchases, providing fixed-rate and adjustable-rate mortgages. Jean Machado, who has over 15 years of mortgage and real estate experience, founded Tower Home Loans in 2015. It is licensed in Florida, Massachusetts, and New Hampshire.

License Verified:

License: 1207424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS