Expertise.com

Best Health Insurance Agencies in Lawrence

2023

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Website
1811 Wakarusa Drive, Ste 100, Lawrence, KS 66047
  • Health Insurance

Why choose this provider?

Kurt Goeser is a State Farm insurance agent who provides services in the Lawrence metro. He handles health insurance policies, including supplemental health insurance, individual medical coverage, and Medicare supplement insurance. He also offers coverage for property, home, life, and auto. Additionally, he assists clients with their banking, mutual funds, and annuities needs. Kurt has been leading a team through the Kurt J Goeser Insurance Agency Inc. since 2002. His agency has received the Chairman's Circle award.

License Verified:

License: 4893630

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1402 W Lucy Webb Rd, Raymore, MO 64083
  • Individual Plans

Why choose this provider?

Brian Mills is an insurance agent with Aflac, serving families, individuals, businesses, and brokers in Lawrence and nearby areas. Mills offers an array of health care insurance products, including supplemental hospital coverage, critical illness insurance, and cancer coverage. Dental and vision plans and short-term disability insurance, which covers holders while they are recovering from illness or injury, are also available. In addition, Mills provides accident insurance policies and term and whole life insurance.

License Verified:

License: 949993

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 Iowa St Ste 2, Lawrence, KS 66046
  • Health Insurance

Why choose this provider?

Chris Munk is a State Farm Insurance agent serving the Lawrence area. He handles health insurance plans, supporting individuals and families in finding the right coverage for their needs. Individual medical, supplemental health insurance, and Medicare supplement plans are his areas of expertise. He also provides guidance to clients who need to alter their insurance coverage or submit medical claims. Munk has been with State Farm Insurance since 1993. He and his team possess over 100 years of combined experience in the industry.

License Verified:

License: 575512

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (33)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 W 31st St Suite B, Lawrence, KS 66047
  • Group Plans

Why choose this provider?

Integrity Midwest Insurance, LLC, is an agency in Lawrence that offers health insurance services for non-profit organizations, businesses, and other entities. It helps clients overcome financial hardships when faced with a medical emergency, such as illnesses or accidents. Its team of agents also provides wellness instruction, both in writing and through onsite presentation to employees. In addition, they deliver a wide range of personal insurance products, including auto, identity theft, homeowners', watercraft, and RV insurance policies.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3115 W 6th Ste B, Lawrence, KS 66049
  • Life Insurance
  • Health Insurance

Why choose this provider?

Steve Shanks is a Farm Bureau insurance agent who offers services to clients in the Lawrence metro. He assists in obtaining health insurance policies, such as disability and long-term care plans. Shanks also provides various options, such as coverage for individuals, groups, and seniors. In addition, he handles other insurance products, including life, automobile, home, and property. Shanks has been with the agency since 2000. He is a member of the Lawrence Chamber of Commerce and the National Association of Insurance and Financial Advisors.

License Verified:

License: 6098927

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When can Lawrence residents enroll in ACA health insurance plans in Kansas?

    Citizens in Lawrence can sign up for ACA health insurance plans primarily between November 1 and December 15 of each year. However, Special Enrollment Periods (SEP) become available following major life changes such as marriage or relocation. The federal government may from time to time introduce new SEPs. The ACA intends to provide 10 critical benefits, including emergency care. Many may be eligible for subsidies, which could reduce premiums to zero for certain plans.

  • What are the primary health insurance options available in Lawrence?

    Residents in Lawrence can choose from a variety of health insurance plans. The Fee-For-Service (FFS) plan reimburses medical professionals for services rendered. Managed Care plans include Health Maintenance Organizations (HMO), in which primary care physicians coordinate care; Preferred Provider Organizations (PPO), which offer flexibility with potentially lower costs within the network; and Point-Of-Service (POS) plans, which combine HMO and PPO characteristics. The best option is determined by personal preferences and medical requirements.

  • What is KanCare and how does it operate for residents of Lawrence?

    KanCare is Kansas' Medicaid program, and managed care organizations provide integrated care to Lawrence residents. Although similar to Medicaid, KanCare is a more comprehensive version that provides broader managed care. It is a fee-for-service system that includes plans from Aetna Better Health of Kansas, Sunflower State Health Plan, and UnitedHealthcare Community Plan of Kansas. While the state pays providers directly, members may have to pay coinsurance fees.

  • Can individuals in Lawrence remove certain benefits from a Health Insurance Marketplace plan if they don't need them?

    No, individuals are not permitted to remove specific benefits from a plan. Every plan available on the Lawrence Health Insurance Marketplace must include all essential health benefits mandated by the ACA. Though an individual may not use every benefit, this comprehensive coverage spreads risk and protects against unforeseeable health risks throughout a person's life.

  • How can residents of Lawrence determine which medications are covered by their health insurance plan?

    Individuals in Lawrence should consult the insurer's formulary, which is a list of covered drugs, to determine which drugs are covered. Typically, insurers use a tiered system for drug cost-sharing, which means that generics are often less expensive than brand-name medications. The Summary of Benefits and Coverage provides links to drug coverage details, and the Health Insurance Marketplace connects to insurers' formularies. Residents can also seek assistance from their insurer directly.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.