Best Mortgage Brokers in Elgin

Acclaim Mortgage is a lending company providing financing options to Elgin homebuyers. It offers various home purchase and refinancing solutions, including fixed, adjustable-rate, conventional, government-backed, and mortgage replacement loans. Its Home Affordable Refinance Program 2.0 helps restructure terms and interest rates without needing appraisal or underwriting. Acclaim Mortgage has a Loanzify mobile app that simplifies the application process by connecting future homeowners to loan officers and Realtors. Senior loan officer Andre Lenartowski works to find personalized loan arrangements relevant to a client’s unique situation.

Barclay Butler Financial Incorporated has been providing services to home buyers and first-time owners in Elgin and nearby areas since 1991. It assists clients in identifying which types of mortgage and refinancing options suit their requirements and needs. It offers FHA, VA, conventional, jumbo, and Fannie Mae and Freddie Mac HARP loans. It lends to foreign nationals looking to fund loans and acquire apartment buildings and commercial spaces. Barclay Butler Financial also caters to clients in Florida, Georgia, and North Carolina.

Cherry Creek Mortgage is a brokerage firm serving the Elgin metro since 2004. Led by mortgage originator Claude Ehinger, it has given financial solutions to clients like FHA, jumbo, conventional, low down payment, and VA loans. It helps self-employed individuals, first-time home buyers, and families wanting to have a home renovation. Claude and his team aim to provide a personalized service by sharing financial knowledge with their clients and spend time exploring all possibilities and options.

Direct Mortgage Corporation aims to boost homeownership in and around Elgin through its services. Its programs range from conventional FRMs and ARMs to jumbo, 203K, and government-backed VA and FHA loans. The company offers mortgages for first-time purchases, second homes, and non-owner-occupied investment properties. Grant funds for those seeking down payment assistance are also available. The team at Direct Mortgage Corporation draws from over three decades of experience in handling the loan process on behalf of its clients.

Direct Mortgage Corporation provides Elgin residents with lending options and services backed by over 20 years of industry experience. Its staff helps clients find and apply for FHA, VA, and USDA loans, alongside lending options like reverse mortgages. The business also helps current mortgagors refinance their existing lending solutions, lowering their monthly payments or consolidating their debts. Direct Mortgage Corporation has served over 5000 clients since starting operations, with its eight team members closing over 100 loans in 2018 alone.

Don Elbert is the President of Peace Mortgage, Inc., which helps Elgin clients buy homes or refinance their current loans to get a better rate or some cash out of their properties. He assists first-time buyers, moving up and second home buyers, refinancing homeowners, investment buyers, and seniors looking for reverse mortgages. Don works to make mortgage applications easy by helping clients find the right program for them and following the application so that it closes on time.

Ed Currie is a Certified Mortgage Planner serving residential and commercial borrowers in Elgin. He offers different types of mortgages, including rehab, jumbo, interest-only, fixed-rate, and adjustable-rate loans for condos, multi-unit homes, investment properties, and second homes. He develops construction loan programs, handling the process from appraisal and loan approval to closing. Currie and his team also provide refinancing options. The mortgage planner has over 25 years of experience in the construction lending industry and has helped over 5,000 clients.

Eric Gousios is a loan officer who represents Mortgage Capital Group, Inc., in the Elgin metro. He uses an individual planning approach to help his clients structure mortgages and other debts properly to minimize interest expense, increase liquidity, maximize tax deductions, improve cash flow, and create safety. Some of the loan solutions he offers include conventional, VA, USDA, FHA, and conventional loans. Gousios has been in the mortgage industry for more than two decades.

Ez Lending Solution is a full-service mortgage brokerage operating in Elgin and surrounding areas. It assists individuals and businesses in acquiring home and commercial properties through various loan programs, including conventional, FHA, jumbo, and VA. Conventional refinancing options are on offer, and non-qualified mortgage services are also available to homeowners who do not meet standard criteria. The team at the family-owned and family-operated Ez Lending Solution—led by CEO James Allen—has over 30 years of combined experience in the financial services industry.

KeySmart Mortgage Company is a veteran-owned and veteran-operated company that offers Elgin residents a variety of mortgage solutions for their needs. Its team has a combined 40 years of experience in the industry, helping prospective homeowners get pre-qualified and buy a home for the first time. It assists current homeowners who want to lower their monthly payments, get shorter terms, or get cash from equity through refinancing loans. The company strives to make its mortgage process efficient by limiting the number of files each processor handles.

LifeStone Mortgage Corporation serves individuals throughout the Elgin community and the surrounding areas. It offers various loan options, such as FHA, VA, and jumbo, to help clients purchase homes within their budget and financial goals. It also guides individuals in applying for 203k loan programs to repair or renovate an old or damaged home. Its other loan options include adjustable and fixed rates. Reserve mortgage services are available for individuals aged 62 years old and above.

Midwest Lending serves residents of Elgin who require home mortgages. The company operates in five states and provides options for first-time house purchasers. Refinancing services are available to reduce the hassles of payment for debtors with existing obligations. The company’s offices are present across four locations in the country. These spaces are staffed by mortgage bankers and brokers who have amassed more than 100 years' worth of combined experience in the lending and financial sectors.

Resonate Mortgage provides services to clients in Elgin and the neighboring cities. It helps individuals apply for mortgage loan programs to purchase their first, second, or investment residential properties, including condominium units, single- and multi-family homes, townhouses, and manufactured homes. Its team also guides them in choosing loan options suitable for their needs, such as FHA, USDA, VA, and conventional. The company is available for mortgage refinancing services. Its team offers 22 years of combined industry experience.

Two Roads Lending attends to the mortgage needs of residents in and around Elgin. Its team assists first-time homebuyers throughout the loan process, which involves a consultation that may be held via phone, video, or in person. The mortgage brokers also guide clients through the pre-approval procedure up until closing. In addition, they assist investors looking to purchase properties and homeowners seeking help with refinancing. Being independent gives Two Roads Lending access to mortgage rates from various lending institutions, allowing them to provide clients with more options.