Best Bankruptcy Attorneys in Warner Robins

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Cliff Carlson Law, P.C. logo
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Cliff Carlson Law, P.C.

723 Bernard Drive, Warner Robins, GA 31093
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  • Debt Settlement

Business Description

Cliff Carlson Law, P.C. is a Warner Robins-based law firm and debt relief agency. The firm assists individuals to file for bankruptcy relief according to the Bankruptcy Code to help them get out of debt and to stop their creditors from harassing them. As a licensed attorney in both Georgia and Texas, Carlson can cater to clients from both states. He is also a registered patent attorney and a consumer rights lawyer.

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5.0
Facebook
5.0 / 5 (1)

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4.0
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Gail C Robinson Attorney logo
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Gail C Robinson Attorney

233 Carl Vinson Parkway, Warner Robins, GA 31088
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Gail C Robinson Attorney is a bankruptcy lawyer serving Warner Robins, Macon, Perry, Fort Valley, and the Middle Georgia Region. She represents clients in Chapter 7 bankruptcies and helps them deal with foreclosure and repossession. She also helps clients deal with Chapter 13 bankruptcies and in coming up with a repayment plan. She gives guidance that can help clients figure out which kind of bankruptcy will best work for them. Aside from bankruptcies, Robinson also handles other legal services involving adoptions, probates, wills, and uncontested divorce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lynn Hamilton Johnson Attorney At Law logo
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Lynn Hamilton Johnson Attorney At Law

724 Bernard Drive, Warner Robins, GA 31093
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Lynn Hamilton Johnson Attorney At Law has been attending to the legal needs of the residents in Warner Robins and nearby areas for more than 23 years. Johnson assists individual and business debtors to discharge unsecured debt and repay their balances through chapter 7 and chapter 13 bankruptcy filings. Aside from being a bankruptcy lawyer, Johnson also handles cases involving family law, social security disability, wills, and probate. She caters to clients around the Middle Georgia area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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