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Best Bankruptcy Attorneys in Macon

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Akin, Webster & Matson, P.C. logo
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Akin, Webster & Matson, P.C.

544 Mulberry Street, Macon, GA 31201
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Akin, Webster & Matson, P.C. supports clients facing insolvency in and around Macon. The firm has a team of bankruptcy lawyers capable of advising for and handling chapter 7, chapter 13, and chapter 11 bankruptcies. Under chapter 11, the Small Business Reorganization Act was legislated to include Subchapter V, where individuals and small businesses receive a more efficient and simplified means of filing for bankruptcy. The bankruptcy law firm can also assist clients in handling wage garnishments and lawsuits. Akin, Webster & Matson, P.C. has 80 years of combined experience practicing bankruptcy law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
FindLaw
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Blanton Carl Lingold, P.C. logo
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Blanton Carl Lingold, P.C.

530 West Thomas Street, Milledgeville, GA 31061
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Blanton Carl Lingold, P.C. is a law firm in Macon that assists those seeking to file for chapter 7 and 13 bankruptcies. Established in 2009, it has extensive experience in helping families save their homes from foreclosures. Lingold represents clients against creditors and lending companies, ensuring that bankruptcy laws protect their assets from repossessions and wage garnishments. He can also provide legal counsel for issues concerning divorce, guardianship, and estate planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelley, Lovett, Blakey & Sanders, P.C. logo
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Kelley, Lovett, Blakey & Sanders, P.C.

577 Mulberry Street, Macon, GA 31201
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Kelley, Lovett, Blakey & Sanders, P.C. is a team of bankruptcy attorneys serving Macon and its surrounding areas. With over four decades of experience handling bankruptcy matters, the lawyers conduct consultative meetings to analyze clients' debt situations, identify legal remedies, and decide whether bankruptcy is a good option for them. They also guide clients in the bankruptcy filing process, dealing with chapter 13, chapter 12, chapter 11, and chapter 7 bankruptcies. Moreover, Kelley, Lovett, Blakey & Sanders, P.C. represents veterans in bankruptcy issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
FindLaw
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Law Offices of Emmett L. Goodman, Jr. LLC logo
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Law Offices of Emmett L. Goodman, Jr. LLC

544 Mulberry street Suite 800, Macon, GA 31201-2776
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Emmett L. Goodman, Jr., LLC, represents individuals and businesses in chapters 7, 11, 12, and 13 bankruptcy cases in Macon and the surrounding areas. The law firm assists in the discharge and reorganization of personal and business debt. In addition to filing bankruptcy cases, bankruptcy lawyer Emmett L. Goodman, Jr. and three more attorneys of the firm also handle social security disability claims and debt collection cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (46)
Avvo
5.0 / 5 (2)
FindLaw
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Michael J. Marshall, LLC, Attorney at Law logo
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Michael J. Marshall, LLC, Attorney at Law

3717 Vineville Ave., Macon, GA 31204
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Michael J. Marshall, LLC, Attorney at Law assists financial institutions, businesses, and individuals in civil litigation including those involving bankruptcy law. A bankruptcy lawyer, Michael J. Marshall can represent creditors in bankruptcy proceedings to help them uphold their rights. The lawyers at the firm are also capable of handling other forms of civil litigation, including construction litigation, commercial collections, and business litigation. Michael J. Marshall, LLC, Attorney at Law can also handle issues concerning business law.

Stone & Baxter, LLP logo
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Stone & Baxter, LLP

577 Mulberry Street, Macon, GA 31201
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  • Debt Settlement

Business Description

Stone & Baxter, LLP, represents individuals and businesses in chapters 7, 11, 12, and 13 bankruptcy cases in Macon. The law firm assists in discharging and reorganization of personal debt and reorganization of a business's debt. In addition to filing bankruptcy cases, the law firm's four partners and associate lawyer also handle construction law, trusts and estates, litigation, banking and finance, business law, and public utility regulatory compliance cases. Stone & Baxter, LLP, was founded in 1996.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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