Expertise.com

2024

Last updated:

Best Life Insurance Companies in Roswell

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roswell Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4203Reviewed

2529Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

800 Abbey Court, Alpharetta, GA 30004
WebsiteLicense: 194481

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Fenix Risk Management is a multi-line agency that serves Roswell individuals and businesses. Its team of independent agents assists clients in several areas, including life insurance which can help pay for funeral expenses, medical bills, and outstanding mortgages. They have access to protection plans from multiple providers, including MetLife and Liberty Mutual, giving them a wider range of policies to select suitable coverages from. Established in 2017, Fenix Risk Management is licensed in several states, covering Alabama, Kentucky, and Virginia.

  • Life Insurance

1301 Shiloh Road Northwest, Kennesaw, GA 30144
WebsiteLicense: 2939651

Expertise.com Rating

Review Sources

Facebook
4.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Kyle Brock is an insurance agent at State Farm that has been helping families and individuals in the community of Roswell and its surrounding areas since 2014. He offers insurance products that include home & property, small business, auto, health & disability, and life insurance. He assists clients in making a change to a life insurance policy or beneficiary. In addition, he also provides mutual funds, banking, and annuities. The business mission is to help people manage the risk of everyday life and recover from the unexpected.

  • Life Insurance
  • Health Insurance

143 Mirramont Lake Drive, Woodstock, GA 30189
WebsiteLicense: 657592

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (4)

Why choose this provider?

The DL Moore Agency offers financial services to individuals and families in Roswell. The company assists its clients in exploring their life insurance choices, including the types of life insurance policies and their coverage packages, to help them acquire suitable insurance policies. It also carries other insurance products, such as commercial transportation, homeowners, and general liability insurance. Moore has been in the industry for over 25 years and has been a Woodstock resident since 2006. He established The DL Moore Agency in 2018.

  • Life Insurance

500 Sun Valley Drive, Roswell, GA 30076
WebsiteLicense: 70123

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Allen & Furr Insurance is an independent insurance company that serves individuals, families, and businesses in Roswell, Georgia, and its surrounding communities. Established in 1981, the company specializes in auto, home, business, and group health insurance. Its life and health insurance options include annuities, income protection, individual dental and disability, long-term care, and mortgage protection insurance. The company also offers business insurance products, including general liability, medical malpractice, special event, commercial umbrella, and life science insurance.

  • Life Insurance
  • Health Insurance

5755 North Point Parkway, Alpharetta, GA 30022
WebsiteLicense: 2802566

Expertise.com Rating

Review Sources

Google
4.0 (83)
Facebook
3.0 (2)

Why choose this provider?

Tommy McNaull is an insurance agent at State Farm. He assists clients in the Roswell metro and provides a range of insurance products, including term, whole, and universal life plans. He also offers health policies with individual medical and supplemental health plans as well as insurance protection for pets, properties, homes, automobiles, and businesses. Banking services, annuities, and mutual funds are also available. Tommy is an Ambassador Club and Chairman’s Circle qualifier. He is also a native of the nearby Atlanta metro.

  • Life Insurance
  • Health Insurance

1025 Old Roswell Road, Roswell, GA 30076
WebsiteLicense: 3005801

Expertise.com Rating

Review Sources

Google
5.0 (267)
Facebook
5.0 (16)

Why choose this provider?

North Point Insurance Group is an insurance agency catering to clients in the Roswell area. It works with several quality insurance carriers to find the policies that can fit the needs of its clients. Its life insurance products include term life insurance, whole insurance, or universal life insurance. It also offers vehicle, property, and business insurance options. North Point Insurance Group covers VRBO and AirBnB short-term vacation rental insurance as well as SR22 insurance.

  • Life Insurance

1800 Roswell Road, Marietta, GA 30062
WebsiteLicense: 3177397

Expertise.com Rating

Review Sources

Google
4.0 (41)

Why choose this provider?

Jeff Xu is a State Farm insurance agent who provides insurance services to local individuals and businesses in Roswell and the surrounding communities. He offers insurance services like universal life insurance, term life insurance, whole life insurance, motorcycle insurance, renters insurance, and homeowners insurance. Additionally, he delivers additional insurance services like business owner's policy, surety and fidelity bonds, workers' compensation, contractors' policy, commercial auto insurance, and liability umbrella. Jeff has been a 25-year resident of Georgia.

  • Life Insurance
  • Health Insurance

2650 Holcomb Bridge Road, Alpharetta, GA 30022
WebsiteLicense: 185486

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
5.0 (6)
Yelp
5.0 (2)

Why choose this provider?

Craddock Insurance Services is an independent agency that delivers personal and business insurance products in Roswell and nearby locations. It offers life insurance policies like term life insurance. The agency also carries insurance plans covering homeowners and renters, business owners and workers, contractors, and general liabilities. Moreover, it insures personal and commercial autos, motorcycles, and recreational vehicles. Craddock Insurance Services was formerly known as Perimeter Insurance Agency and has been in business for over 25 years.

  • Life Insurance

3020 Roswell Road NE, Suite 200, Marietta, GA 30062
WebsiteLicense: 574497

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
3.7 (3)
Yelp
3.0 (3)

Why choose this provider?

Peachtree Insurance Advisors is a Roswell agency that works with various insurance carriers to provide the right life insurance coverage for its clients. It also crafts disability insurance policies. Additionally, it has an online platform that provides term life insurance quotes, facilitates insurance applications, and offers customer service. Peachtree Insurance Advisors also carries health insurance plans. Founder Greg Sanders worked for Allstate Financial as a life and health insurance consultant prior to establishing the company in 2004.

  • Life Insurance
  • Health Insurance

1875 Old Alabama Road, Roswell, GA 30076
WebsiteLicense: 448226

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

D.P. Insurance Brokers is a local insurance company that helps secure the finances of individuals and small businesses within the Roswell metro. Since 1991, it has offered life insurance products including individual life and group life insurance policies. It personalizes insurance packages based on every client's unique requirements and provides them with after-sales services. Its founder, Dotty Pate, has led a team of agents that offers additional insurance options through the carrier companies it represents. The company also provides it services in Spanish.

  • Life Insurance

60 Chastain Center Boulevard, Kennesaw, GA 30144
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Active Wealth Management is a life insurance agency in Atlanta that also serves the Roswell metro. Its team of life insurance agents and brokers assists clients in evaluating their life insurance needs and finding the right coverage and premiums. They select life insurance and annuity contracts based on the needs and financial abilities of their clients. The company works with insurance carriers and conducts a selective process to find the best premiums. Active Wealth Management also offers other insurance products and financial planning services.

  • Life Insurance

3827 Roswell Road, Marietta, GA 30062
WebsiteLicense: 95144

Expertise.com Rating

Review Sources

Google
4.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Atlantic-Pacific Insurance Agency, Inc., is a family-owned company providing life insurance solutions to clients in Roswell. The company has been in the industry for more than 30 years, helping clients understand the various insurance products to determine the option that fits their needs. It offers a wide range of life insurance coverage, including term, whole, and universal life, designed to protect the client's future and goals. Furthermore, the company supports local organizations, including the Out of Darkness and Frontline Response.

  • Life Insurance

3180 North Point Parkway, Alpharetta, GA 30005
WebsiteLicense: 3024485

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Jeremy Usery is an Allstate Insurance agent who offers life insurance plans in Roswell to protect individuals and their families. He also handles other personal and business insurance lines, such as auto, home, workers' compensation, employee retirement plans, personal umbrella, and commercial protection packages. Jeremy established his company, Usery Insurance Agencies, in 2015. Its primary goal is to educate clients to see the importance of having coverage to safeguard their personal and business assets.

  • Life Insurance

2255 Sewell Mill Road, Marietta, GA 30062
WebsiteLicense: 3018604

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
5.0 (2)

Why choose this provider?

Phoenix Associates is a locally owned and independent insurance agency that serves clients in Roswell. It offers two types of life insurance policies, including term life insurance and whole life insurance. It also specializes in providing other insurance products and services that include car, home, long-term care, and high net worth insurance. Since its establishment in 1975, Phoenix Associates has grown into an agency that serves more than 5,000 policyholders in several U.S. states, including Alabama, Tennessee, and South Carolina.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1194 Buckhead Crossing, Woodstock, GA 30189
WebsiteLicense: 11867824

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Towne Lake Insurance is an agency servicing Roswell and the surrounding communities. It offers different types of life insurance coverage to individuals, such as term, universal, whole life, and final expense. Its team of professionals also assists clients in making a decision on which plan fits their needs and preferences. The company's website contains a wide variety of information about policies, including linked benefits and simplified and guaranteed issue life insurance. The agency also specializes in health, auto, property, business, and travel insurance plans.

  • Life Insurance
  • Health Insurance

2625 Sandy Plains Road, Marietta, GA 30066
WebsiteLicense: 2853335

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Ken Robinson is an Integra partner agent that has been helping clients secure their future for over 14 years. He offers comprehensive insurance policies for families and business owners in Roswell and the surrounding cities. Some of the policies he offers include life, homeowners, personal auto, business, and health insurance. Ken has worked with various insurance agencies and joined the company in 2013. His affiliation, Integra Insurance Services, is a multi-location independent insurance agency that has been in the business since 1947.

  • Life Insurance

3509 Canton Road, Marietta, GA 30066
WebsiteLicense: 8633108

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
3.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Filkins Colbert & Associates is a full-service independent insurance agency catering to clients in Roswell and nearby areas since 1970. The agency specializes in life insurance products, including term life insurance, whole life insurance, universal life insurance, and variable universal life insurance. It also provides insurance programs for health, auto, motorcycle, general liability, home, multi-family, and business insurance. Led by Robert Filkins, Filkins Colbert & Associates is committed to helping its clients navigate the complex world of insurance plans.

  • Life Insurance
  • Health Insurance

1071 Cambridge Square, Alpharetta, GA 30009
WebsiteLicense: 3280026

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (2)

Why choose this provider?

Heyward Group LLC Insurance is an independent insurance agency that serves clients in Roswell. It offers life insurance that provides financial security to beneficiaries who can use the money to pay for funeral costs, debts, children's tuition, and mortgage loans in the event of an untimely death. The agency also works with over 150 insurance firms, giving clients a wide range of coverage options for their automobiles and homes. Heyward Group has locations in Atlanta, Cincinnati, Columbus, and Dayton.

  • Life Insurance

555 North Point Center, Alpharetta, GA 30022
WebsiteLicense: 3147714

Expertise.com Rating

Review Sources

Google
5.0 (39)

Why choose this provider?

OnePoint Insurance Agency serves individuals, families, and businesses in Roswell and the surrounding areas. It offers term life insurance and permanent life insurance. The business also provides medical insurance, long-term care plans, dental care, and vision insurance. It works with multiple insurance carriers, including the Manhattan Life Insurance Company, Mountain Life Insurance Company, Friday Health Plans, and Humana. The OnePoint Insurance Agency team has a combined experience of more than 15 years in the industry.

  • Whole Life Insurance
  • Universal Life
  • Term Life Insurance

FAQs

  • If Roswell term life insurance policyholders outlive the term of their policies, will their beneficiaries still receive death benefits?

    No, because a term life policy only provides a death benefit to beneficiaries when a Roswell policyholder passes away within the policy's specified term. In the event that the insured individual outlives the policy's term, the policy will conclude at the end of the term. To maintain coverage, a policyholder will need to submit a new application for a new policy.

  • Do Roswell term life insurance policyholders automatically qualify for new coverage when their policy terms expire?

    Roswell term life insurance policyholders may or may not qualify for new coverage when the term of their policies expires. They may have to take specific actions to renew or convert their policies into whole-life insurance. When reviewing policies whose terms have lapsed, insurance companies consider several factors, such as the individual's age, health status, and potential premium costs.

  • How do term life insurance policies play a role in estate planning for Roswell residents?

    Term life insurance policies offer Roswell residents a way to pass on their wealth to future generations. The policy's death benefit can assist in settling estate taxes and facilitating a seamless transfer of assets. It can also be used to enhance the policyholder's charitable legacy by designating a charitable organization as the beneficiary of the life insurance policy.

  • What advantages does variable life insurance offer to Roswell individuals looking for a combination of life insurance coverage and investment prospects?

    Variable life insurance policies enable Roswell residents to allocate a portion of their premium payments into various investment opportunities like stocks, bonds, or mutual funds. By doing so, policyholders can increase the cash value of their policies, depending on the performance of their chosen investments. Additionally, variable life insurance offers a death benefit that assists beneficiaries in paying off mortgages, outstanding debts, and day-to-day living expenses.

  • What is the primary basis for determining rates in group insurance policies in Roswell?

    The overall risk of the group of Roswell employees determines life insurance policy rates rather than the lifestyle habits or health factors of each individual. One of the advantages of such policies is that they typically come with lower premiums than an individual policy purchased by the employee. Additionally, these policies offer the advantage of featuring premiums deductible from federal income taxes.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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