Expertise.com

2024

Last updated:

Best Life Insurance Companies in Johns Creek

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Johns Creek Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3700Reviewed

2224Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3805 Crestwood Parkway Northwest, Duluth, GA 30096
  • Life Insurance

Why choose this provider?

UNI Worldwide Financial Marketing is a one-stop insurance agency offering its services to Johns Creek. Founded in 2009, this company works with financial affiliates worldwide to bring a varied selection of specialized financial products with an aim to help clients protect their hard work, lifestyle, dreams, and legacy. UNI Worldwide Marketing's five-in-one life insurance package includes coverage for chronic, critical, and terminal illnesses as well as retirement. This company also offers property and casualty insurance, healthcare insurance, tax service, residential loans, and foreign national assistance.

License Verified:

License: 153333

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2650 Holcomb Bridge Road, Alpharetta, GA 30022
  • Life Insurance

Why choose this provider?

Craddock Insurance Services has been in business since 1992, operating under the name Perimeter Insurance Agency, until Rick Craddock bought the business from his long-time partners in 2015. The company caters to individuals and commercial clients in Johns Creek and nearby communities. Its agents provide life insurance policies to meet the temporary and lifetime needs of families. Additionally, they also insure personal properties and create insurance programs for enterprises. Craddock Insurance Services works as an independent agency.

License Verified:

License: 447015

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (15)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
990 Holcomb Bridge Road, Roswell, GA 30076
  • Life Insurance

Why choose this provider?

Celia Sandoval is an insurance agent with State Farm. She is based in Roswell and provides her services to nearby areas such as Johns Creek. She offers three types of life insurance products: whole life, universal life, and term life. Her life insurance policies help the client's beneficiaries pay the mortgage, pay off debts, maintain their current standard of living, and cover college tuition fees. Sandoval's other insurance products include renters insurance, homeowners insurance, and auto insurance. She has worked with State Farm since 2014.

License Verified:

License: 2904514

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (276)
Facebook
4.0 / 5 (85)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3525 Piedmont Road Northeast, Atlanta, GA 30305
  • Life Insurance

Why choose this provider?

Catalyst Wealth Management is an insurance company composed of a group of financial professionals serving clients in Johns Creek and the surrounding areas. It mitigates factors of wealth erosion to enhance the financial health of the client. It offers a wide range of services such as retirement income strategies, life insurance, asset protection, and wealth management and investments. Its life insurance will help avoid hardships in terms of finance whenever death occurs. The company offers two categories of life insurance which are term and permanent.

License Verified:

License: 162729

Georgia office of Insurance and Safety Fire Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4010 Old Milton Parkway, Alpharetta, GA 30005
  • Life Insurance

Why choose this provider?

Barr Insurance Agency is a family-owned and family-operated business that offers a wide range of products, from life, umbrella, and home to classic car protection plans. Furthermore, its team of independent agents provides a full range of policies for businesses, covering workers' compensation, general liability, and commercial auto insurance. They have access to plans from multiple providers such as MetLife, Safeco, and Progressive, allowing them to review and find coverages suitable for clients' unique needs.

License Verified:

License: 70189

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 Oak Road Southwest, Lilburn, GA 30047
  • Life Insurance

Why choose this provider?

Garrison Insurance Group is a Lilburn-based company that extends its services to the Johns Creek metro and its nearby communities. An independent insurance company, it shops for different carriers to provide clients with personalized coverages suited to their specific needs. Garrison Insurance Group helps clients acquire life insurance plans. Its insurance agents also offer homeowners, business, general liability, and worker's compensation insurance. They also provide auto insurance policies that include medical payment, collision, and comprehensive coverages.

License Verified:

License: 191802

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (9)
Google
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3883 Rogers Bridge Road, Duluth, GA 30097
  • Life Insurance

Why choose this provider?

Grimes Insurance & Financial Services provides strategic plans and products for asset protection to clients in the Johns Creek metro and neighboring communities. Established in 1976, the company roster of insurance policies include personal insurance options such as life insurance, home insurance, renter’s insurance, auto insurance, classic car insurance, and umbrella insurance. Grimes Insurance & Financial Services also has business insurance services like group health insurance, commercial auto insurance, commercial property insurance, cyber liability insurance, and workers’ compensation insurance.

License Verified:

License: 72114

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1720 Lakes Parkway, Lawrenceville, GA 30043
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Insurance Hub is a firm that provides term and whole life insurance policy plans in Johns Creek. Its team of professionals offers financial strategies to find the package that can protect every family's assets and, for others, achieve their retirement goals. The agency has over 30 years of experience in the industry, and it has served more than 15,000 clients across the country. Insurance Hub strives to deliver its mission of providing a simplified and transparent insurance process supported by values of compassion and respect for every individual.

License Verified:

License: 192809

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (193)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 Cooper Road, Loganville, GA 30052
  • Life Insurance

Why choose this provider?

Complete Insurance Services is a Loganville-based company serving individuals in the Johns Creek metro. It helps clients acquire life insurance plans to protect them from financial losses caused by outstanding debts and unexpected death. The insurance professionals from the company also offer other personal plans, including auto, motorcycle, home, and umbrella insurance. Complete Insurance Services is an independent agency that represents different carriers like Travelers, Foremost, and Grange Insurance. Terry Hill and Mike Moretz, Sr. founded the company in 1980.

License Verified:

License: 2907175

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3295 River Exchange Drive, Norcross, GA 30092
  • Life Insurance

Why choose this provider?

Philip Minnes is an insurance agent who serves Johns Creek residents. He works for American Family Insurance and has been with the company since 2009. He helps individuals provide financial security for their loved ones through a wide range of life insurance plans. Some of the life insurance policies he offers are term life insurance, children's whole life insurance, senior whole life insurance, and simplified term life insurance. He can also help clients with their home and car insurance needs.

License Verified:

License: 839915

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (18)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Why is it important in Johns Creek to be honest about your health during a life insurance application?

    It is critical to be truthful during a life insurance application in Johns Creek because any material misrepresentation can be used to deny a claim. When adjusting insurance premiums, insurers want to know how likely a person is to die, and one's state of health is the most important factor in predicting that.

  • In Johns Creeks, what is the advantage of choosing an independent life insurance agent?

    When shopping for a client in Johns Creek, an independent insurance agent is free to choose from a wider range of insurers and products. They are not tied to any one insurance company, so they are free to mix and match different options to meet the needs of each customer.

  • In Johns Creek, what is the cash value of a whole life insurance policy?

    The cash value of a whole life insurance policy in Johns Creek refers to the savings accumulated by the plan as the insured pays premiums. The higher the cash value, the more premiums the person has paid. This can be withdrawn while the insured is still alive to pay for emergency expenses, but it reduces the death benefits.

  • In Johns Creek, what is meant by the words tax-deferred when referring to life insurance proceeds?

    In Johns Creek, the term tax-deferred means that the appreciated value in a life insurance policy's proceeds or cash value is not subject to income taxes until a payout or withdrawal is made. If the withdrawal is made late enough in life, there may be no income taxes owed at all. However, estate taxes may be due depending on the beneficiary and estate planning used.

  • What distinguishes universal life insurance from whole life insurance in Johns Creek?

    A universal life option in Johns Creek is a life insurance policy that covers the insured party's entire life and that has a cash value. It is similar to a whole-life plan but differs in the payment of premiums. Premiums are flexible in a universal life policy but are permanently set in whole-life options.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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