Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Roswell

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roswell Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

43Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

590 Mimosa Boulevard, Roswell, GA 30075

Expertise.com Rating

Review Sources

Google
4.5 (90)
Yelp
3.5 (3)

Why choose this provider?

Matt Mehan, State Farm Insurance Agent, is an agency under the State Farm umbrella operated by an experienced agent who helps clients to find and purchase homeowners insurance packages. It helps clients by answering questions they have concerning policies and generating quotes so they can know how much adequate coverage will cost them. Matt Mehan is also experienced with life and health insurance policies, can insure cars, and insures small businesses too.

  • Multiple Policy Types

1727 Mars Hill Road, Acworth, GA 30101

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

The Insurance Connection offers homeowners insurance packages so that clients can protect themselves from financial losses associated with property damage. These policies can cover any financial liabilities caused by damaged or stolen personal property and it also protects customers from losing money in lawsuits if anyone is hurt on their land. The Insurance Connection helps clients to compare rates and assemble plans that best fulfil their needs. Auto insurance services are available.

  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

1875 Old Alabama Rd Ste 810A, Roswell, GA 30076

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

D.P. Insurance Brokers is a financial services company that caters to clients in Roswell. It helps residential clients protect against severe financial loss through homeowners' insurance. The company also offers a personal umbrella insurance plan to help individuals cover multiple areas, including accidental injuries on their property. Other insurance products include commercial auto, group health, and professional liability policies. The company has been operating since 1991. It works with various insurance carriers, from Prudential to Mutual of Omaha.

  • Multiple Policy Types

9755 Dogwood Road, Roswell, GA 30075

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (4)

Why choose this provider?

Fairway Insurance Advisors is an independent agency serving individuals and businesses in Roswell. Its insurance agents help homeowners minimize their financial losses in case any sort of disaster costs home and property damage or loss. They also provide coverage in case someone is injured within the premises. Aside from homeowners' insurance, Fairway Insurance Advisors also offers commercial property insurance, contractors' equipment insurance, general liability insurance, life insurance, personal umbrella insurance, and workers' compensation coverage.

  • Multiple Policy Types

770 Old Roswell Place, Roswell, GA 30076

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.3 (4)

Why choose this provider?

Abbey Insurance is an independent insurance agency that serves Roswell-based families, individuals, and businesses. Agents at this firm offer homeowners' insurance that gives protection from various disasters such as floods, poor maintenance, and earthquakes. It also covers legal responsibility for property damages or injuries that the client or their pets cause to other persons. Abbey Insurance also provides standard auto insurance as well as insurance for mature or elderly drivers, recreational vehicles, SR22, and SR22A.

  • Multiple Policy Types

180 Cobb Parkway S, Ste 130, Marietta, GA 30060

Expertise.com Rating

Review Sources

Google
3.8 (18)

Why choose this provider?

Total Insurance is a homeowners insurance agency operating within the Roswell metro area. This agency provides full liability coverage along with protection for dwellings and personal artifacts. It allows clients to compare rates presented by different carriers and select homeowners insurance packages that serve their particular needs. Total Insurance advises clients on personal liability clauses that protect them financially from property related lawsuits. Insurance packages are available for condominiums and to renters too.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

1025 Old Roswell Road, Roswell, GA 30076

Expertise.com Rating

Review Sources

Google
5.0 (196)
Facebook
5.0 (18)

Why choose this provider?

North Point Insurance Group is an independent insurance agency based in Roswell. Its homeowners' insurance policy can cover the dwelling, attached structures, and personal belongings of its clients. It protects its clients from financial losses due to fires, storms, or theft. Additionally, North Point Insurance Group has optional coverage for the medical expenses of guests injured while inside the property of clients, and for personal liability in case pets injure non-residents.

  • Multiple Carriers
  • Multiple Policy Types

4595 Towne Lake Parkway, Woodstock, GA 30189

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Yelp
5.0 (2)

Why choose this provider?

The David Cochran Agency is managed by its namesake founder, who has over 12 years of experience helping clients to purchase homeowners insurance policies. Its agents consult clients and guide them through the policy shopping process so they can insure dwellings and additional properties on their land as well as their own personal possessions. The David Cochran Agency also offers renters insurance products as well as umbrella insurance policies. This agency sells auto insurance and life insurance too.

  • Renter's Insurance
  • Fire

10425 Old Alabama Rd Connector Suite 101, Alpharetta, GA 30022

Expertise.com Rating

Review Sources

Google
5.0 (30)
Yelp
5.0 (3)

Why choose this provider?

Berger & O'Neal Insurance Group is an independently-owned and locally-operated agency that offers custom insurance plans for individuals and businesses in Roswell. It provides homeowners' insurance plans with tailored coverage that matches the client's financial needs. Each plan may cover various threats such as vandalism, theft, and fire. Berger & O'Neal Insurance Group also has a specific insurance policy for condo and apartment owners. Other products are business, specialty, and life insurance plans.

  • Renter's Insurance
  • Personal Property Insurance
  • Fire

3827 Roswell Road Suite 100 D, Marietta, GA 30062

Expertise.com Rating

Review Sources

Google
4.5 (2)
Yelp
5.0 (1)

Why choose this provider?

Atlantic-Pacific Insurance Agency Inc. sells homeowners insurance policies to clients throughout the Roswell metro area. Its policies can cover dwelling repair and replacement costs as well as any other structures on the same land. The agency helps clients to procure coverage for any personal liabilities in case visitors are hurt on their properties. Atlantic-Pacific Insurance Agency Inc. can help clients purchase adequate coverage for weather scenarios, fire, lightning, or burglary and vandalism. Auto insurance policies are offered here too.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

11175 Cicero Drive, Alpharetta, GA 30022

Expertise.com Rating

Review Sources

Google
4.9 (154)
Facebook
5.0 (26)

Why choose this provider?

Gillman Insurance Problem Solvers is a homeowners' insurance agency consisting of independent insurance agents who serve clients in Roswell and the surrounding areas. Since 1993, the agency's professionals have been helping families and individual residents resolve issues that revolve around securing their home properties. They perform tasks such as flagging available discount opportunities, reducing insurance premiums, and reviewing replacement costs for over-insured homeowners. Other than homeowner's insurance, Gillman Insurance Problem Solvers also offers auto insurance and renters insurance.

  • Multiple Policy Types

555 North Point Center East, Alpharetta, GA 30022
Website

Expertise.com Rating

Review Sources

Google
4.9 (66)

Why choose this provider?

OnePoint Insurance Agency offers a selection of personal protection plans in Roswell. It furnishes homeowners' insurance to help families and individuals prevent financial losses in case of unexpected events like natural disasters. This type of insurance includes liability protection, guest medical, loss of use, dwelling, and personal property coverage. The agency also carries umbrella, flood, condominium, life, and health insurance. It also caters to business owners who want to acquire BOP and workers' compensation insurance. Its team collaborates with clients to manage their premiums and provides easy access by addressing queries online and in person.

  • Mobile Home
  • Renters
  • Condos

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much can you expect to pay for homeowners' insurance in Roswell?

    Roswell homeowners may pay monthly payments ranging from $105 to $175 for homeowners' insurance. These vary depending on factors like your credit score and coverage options. For example, higher dwelling coverage limits on your homeowners' insurance cost more annually. A lower credit score may also affect the rate insurance companies charge you when you enroll in their coverage program.

  • Can homeowners' insurance cover property damage caused by the original builder's negligence in Roswell?

    In Roswell, it depends on the coverage provided in the homeowners' insurance policy, but most policies cover damage against vandalism, fires, and flooding. In the case of the Lams' Roswell home, their homeowners' insurance policy did not cover the expenses they incurred when their home started to sink because of the original builders' choice to construct it on top of a construction debris pit.

  • Is it illegal to not have homeowners' insurance in Roswell?

    Unlike auto insurance, Roswell residents are not required to get homeowners' insurance policies for their houses, according to state law. Despite this, some lenders may require prospective homebuyers to get homeowners' insurance policies if they choose to finance their property purchase with a loan or mortgage. Insurance professionals may be able to assist you in finding homeowners' policies with the right blend of coverage and costs.

  • What's the most common form of homeowners' insurance in Roswell?

    Roswell homeowners will have either HO-3 or HO-5 insurance policies for their homes. These insurance policies cover property damage resulting from theft or vandalism. Additionally, it protects personal belongings found on the property. An HO-3 only compensates you for the actual cash value of damaged belongings, but an HO-5 compensates for the replacement cost.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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