Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Atlanta

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Atlanta Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

321Reviewed

199Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

235 Peachtree St NE Ste 444, Atlanta, GA 30303
WebsiteLicense: 195024

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (3)

Why choose this provider?

Dixon Agency LLC d.b.a Providential Insurance is an insurance brokerage in Atlanta that has been providing risk management solutions since 2016. Its team writes protection plans for owners of homes, cars, motorcycles, trucks, and businesses, and the agents also furnish life insurance policies. Equipped with the knowledge of the marketplace and access to plans from more than 20 insurance carriers such as Progressive and Liberty Mutual, the risk advisors help clients find policies that cover their individual needs.

  • Multiple Carriers

2987 Clairmont Road NE Suite 425, Atlanta, GA 30329

Expertise.com Rating

Review Sources

Google
4.7 (46)
Facebook
5.0 (34)

Why choose this provider?

Family-owned and family-operated Siegel Insurance has been serving clients in Atlanta and nearby areas since 1964. It provides homeowners' insurance policies that pay for property losses and damage in the event of unforeseen catastrophes such as disasters, fires, and burglaries. As an independent agency, Siegel Insurance is able to create a risk management strategy that is tailored to each client's specific demands and financial situation. The agency represents several insurance carriers, including Chubb, Nationwide, and Travelers.

  • Multiple Carriers
  • Multiple Policy Types

2800 Shallowford Rd NE Bldg A Ste B, Atlanta, GA 30341

Expertise.com Rating

Review Sources

Google
5.0 (92)
Facebook
5.0 (7)

Why choose this provider?

Rob Hill Insurance Group is an independent agency that serves clients in Atlanta and the surrounding areas. One of the few agencies where you actually get to speak with the agent - they tailor homeowner coverage from a selection of insurance carriers. Its home insurance has broad levels of protection, which include loss of use, personal belongings, and dwellings. It also covers liability from injuries that happen inside the home and damages that family members cause to someone else's property. It represents insurance companies like Progressive, Travelers, Safeco Insurance, and Donegal Insurance Group. Worth the phone call.

  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

125 Clairemont Ave # 520, Decatur, GA 30030
WebsiteLicense: 707696

Expertise.com Rating

Review Sources

Google
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Townley Kenton Inc. is a Decatur-based agency that serves residents of Atlanta and nearby areas. It is run by Rob Townley, a third-generation agent whose grandfather established the company. He and his staff offer homeowners' insurance plans from Foremost, Safeco, Progressive, and other carriers. They explain different coverage plans that include medical and property damage liability. The agency also provides custom coverages to cover special concerns, such as fires and temporary dwelling. Townley Kenton's other services include automobile and business insurance.

  • Renter's Insurance
  • Personal Property Insurance

2798 Lakewood Ave SW Suite A, Atlanta, GA 30315
WebsiteLicense: 475091

Expertise.com Rating

Review Sources

Google
4.9 (103)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Valerie Primas is a full-service insurance agent with State Farm who serves individuals, families, and businesses in Atlanta. She has been serving the community for 25 years, helping clients purchase insurance products that fit their needs. One of the services she offers is homeowners' insurance, wherein clients are provided coverage for home repairs and damages to their properties caused by fire, flood, theft, and vandalism. Valerie is a Charter Property and Casualty Underwriter and holds a bachelor's degree in Risk Management and Insurance.

  • Homeowners

1800 Peachtree Street NW, Suite 210, Atlanta, GA 30309
WebsiteLicense: 434503

Expertise.com Rating

Review Sources

Google
4.5 (36)

Why choose this provider?

Brenda Ward is an Atlanta-based State Farm insurance agent who serves clients across the metro. She provides homeowners' insurance options and educates clients on further protection options through liability insurance coverage. Brenda offers auto, life, and health insurance products. She also handles business insurance and helps clients with specific policies like commercial auto and workers' compensation insurance. In addition, clients can use the office's banking services. Brenda has over 25 years of experience in the insurance industry.

  • Condos
  • Homeowners
  • Renter's Insurance

1448 Woodmont Ln NW, Atlanta, GA 30318
WebsiteLicense: 2730608

Expertise.com Rating

Review Sources

Google
4.9 (301)
Facebook
4.9 (43)
Yelp
4.5 (12)

Why choose this provider?

Kaitlin Ponce is an insurance agent in Atlanta who serves clients planning to move to Dunwoody, Sandy Springs, Smyrna, and other cities in Georgia. A second-generation State Farm agent, she helps with matters including auto, home, property, business, life, and health insurance. Kaitlin Ponce also helps owners of small businesses with insurance for commercial lines. Since 2014, she and her team have provided financial services for banking, mutual funds, and annuities.

  • Renter's Insurance
  • Homeowners

245 North Highland Avenue Northeast, Atlanta, GA 30307

Expertise.com Rating

Why choose this provider?

JT Brown Insurance Agency provides options that protect clients and their personal assets in Atlanta and the neighboring communities. It offers a variety of fully customizable personal insurance products covering homeowners, renters, and condo owners. It also offers insurance packages for autos, motorcycles, boats, and RVs. Other products offered by the company include umbrella and life insurance. Its commercial clients can choose from general liability, cargo and ocean marine, and workers' compensation coverage. The agency has been in service for over 15 years.

  • Multiple Policy Types

4200 Northside Parkway, NW Building 11, Suite 200, Atlanta, GA 30327
WebsiteLicense: 72653

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Lanigan Insurance Group is an independent agency that provides risk management services to individuals, families, and businesses in Atlanta and the neighboring areas. Its homeowners' insurance plans protect owners from financial loss when replacing personal property damaged by natural disasters and offer defense against lawsuits from guests injured in the covered property. Its team also furnishes policies that cover second dwellings, scheduled items, renters, and recreational vehicles. Lanigan Insurance Group is a family-owned and family-operated business. It has been in operation since 1980.

  • Multiple Policy Types

2911 Piedmont Road, Atlanta, GA 30305

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (12)

Why choose this provider?

Georgia Best Quote Insurance is an independent agency that has been serving clients in and around Atlanta for over two decades. It offers homeowners' insurance policies, which provide house protection, property insurance, and detached structure coverage. These policies give clients financial protection from disasters, such as fire, vandalism, and theft. The agency also provides commercial auto insurance solutions, as well as policies covering life, health, general liability, and workers' compensation. It works with several insurance carriers, including Safeco, Allstate, Prudential, and MetLife.

  • Multiple Carriers
  • Homeowners

2685 Metropolitan Pkwy, Atlanta, GA 30315
WebsiteLicense: 110898

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

All Lines Insurance Agency is a locally owned business that serves personal and business insurance in Atlanta. It offers homeowners' insurance plans from multiple providers, including Progressive and Travellers. It also has life and health insurance options, Medicare, and ObamaCare. It assists businesses with general liability, commercial auto and property, professional liability, and workers' compensation policies. The independent agency has been in the industry for 25 years. Its team compares various rates to find a plan that financially fits clients.

  • Renter's Insurance

5105 Peachtree Industrial Boulevard, Atlanta, GA 30341
WebsiteLicense: 328998

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Steve Stephens Insurance serves Atlanta and the surrounding areas. Its agent and EO, Faron Stephens, represents various carriers and assists clients in obtaining homeowners' insurance to help cover the costs and expenses in case of damage to their homes and liability claims against them. He provides other personal lines of insurance, including auto, flood, life, motorcycle, renters’, and umbrella coverages. He also caters to businesses, offering general and professional liability, commercial vehicle, and workers’ compensation insurance. Stephens carries over 31 years of industry experience.

  • Multiple Policy Types

2995 E. Point St, Ste 154, Atlanta, GA 30344
WebsiteLicense: 2804048

Expertise.com Rating

Why choose this provider?

American Eagle Insurance Agency caters to individuals, families, and businesses in the Atlanta metro and its surrounding communities. It offers homeowners' insurance policies, which can pay for medical payments and property enhancements. It also provides commercial auto, condo, gas station, home healthcare agency, and restaurant insurance plans. The firm has been in operation since 1967. It represents various carriers, including Appalachian Underwriters, Hiscox, Safeco Insurance, TAPCO Underwriters, Tower Hill Specialty, and Westchester Excess and Surplus.

  • Multiple Carriers
  • Multiple Policy Types

11605 Haynes Bridge Rd Ste 500, Alpharetta, GA 30009

Expertise.com Rating

Review Sources

Google
4.3 (10)

Why choose this provider?

Founded in 1876, Central Insurance Companies is an insurance agency headquartered in Van Wert, Ohio. The Southeast regional office, located in the Alpharetta, Georgia area serves customers in Georgia, Maryland, North Carolina, South Carolina, Tennessee, and Virginia. Central Insurance offers comprehensive and packaged home insurance, including enhanced coverage options and a combination home/business policy.The agency also provides condo owners policies and renters insurance, as well as dwelling insurance policies for those who own homes they rent to others. Additional insurance offerings at Central Insurance Companies include auto and business.

  • Renter's Insurance
  • Condos
  • Flood

4255 Washington Road, Suite A, East Point, GA 30334

Expertise.com Rating

Review Sources

Google
4.8 (17)
Facebook
4.1 (15)

Why choose this provider?

General Services & Insurance Brokers is a full-service agency that provides protection plans to homeowners in the Atlanta metro. As an independent business, it helps clients secure homeowner's insurance policies from different carriers, such as Metlife, Progressive, and Mercury. Its agents assess policy buyers' needs and preferences, compare different options, and assist in claims filing. They also offer risk management solutions for businesses, including builders' risk and general liability insurance. The company has been serving the community since 1992.

  • Condos
  • Earthquake

4885 Riverside Dr. Suite 100, Atlanta, GA 31210
WebsiteLicense: 70198

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
1.0 (1)

Why choose this provider?

Budget Insurance Agency serves clients throughout Atlanta and the surrounding communities. It provides various types of insurance plans, including homeowners' insurance. It offers coverage against damage caused by unexpected events like fires, floods, earthquakes, theft, and vandalism. Its insurance specialists help clients assess their level of coverage and find the policy suited to their needs. Additionally, it provides renters', automobile, and business insurance. The company has been serving clients across 14 states for more than three decades.

  • Renter's Insurance

5416 Glenridge Dr, Atlanta, GA 30342

Expertise.com Rating

Why choose this provider?

Founded in 2006, Risk & Insurance Consultants Inc. serves clients in the Atlanta, Georgia, metro area, providing home insurance services consisting of consultation, sales services, and policy evaluation. Besides advocating for clients to procure the most appropriate coverage options, this firm prominently encourages its clients to pursue various discounts. Sometimes it explores additional coverage areas which are outside of standard packages, such as flood insurance. Condominiums can be covered as well as traditional properties, and this agency helps renters to insure their personal belongings. Umbrella policies combining home and auto insurance are available at a lower premium.

  • Renter's Insurance
  • Condos
  • Fire

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can personal liability protection coverage help you if your friend gets injured inside your home in Atlanta?

    If your friend gets hurt or injured inside your home in Atlanta, personal liability protection coverage can help you pay for medical expenses and damages. It can also be used as a legal defense if you are sued. In addition, even if the accident happened away from your primary residence, it can also be covered.

  • How can homeowners' insurance protect individuals and families in Atlanta?

    In Atlanta, homeowners' insurance protects families and individuals from financial losses due to unexpected events, such as vandalism, wildfires, windstorms or tornadoes, theft, hail, and water damage from heating or cooling systems. This type of insurance pays for the repair costs of fences, sheds, garage spaces, and gazebos.

  • Can you customize homeowners' insurance policies in Atlanta?

    Yes. The value, materials, shape, and size of each property make homeowners' insurance policies in Atlanta adjustable. In order to have fewer limitations when making a claim, you can request your agent to have your possession coverage adjusted to match the value of your belongings. You can also take a high deductible to lower your premium cost.

  • In Atlanta, how much is a typical homeowners' insurance policy?

    There is no specific homeowners' insurance price in Atlanta. Several factors may affect homeowners' insurance policy rates, including the property's location, building materials and safety features, and age. Policyholders may pay higher insurance premiums if their homes have pools, hot tubs, trampolines, weapons, and pieces of jewelry.

  • How can you lower your homeowners' insurance rates in Atlanta?

    To lower your homeowners' insurance rates in Atlanta, you can bundle your policies. You may use one insurance company for your home, auto, and umbrella policies to earn more discounts. You can also reduce your annual premiums and pay a little more cost in the event of a claim. Additionally, adding safety features to your property may help you receive a discount.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.