Expertise.com

Best Credit Repair Companies in St. Petersburg

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Visit WebsiteWebsite
St. Petersburg, FL
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair services to clients in St. Petersburg and nearby communities. It creates a credit monitoring account for clients on its website. Through their private dashboard on the site, clients can access a full analysis and report of their credit score and history. Credit Saint helps clients understand their credit report and identify solutions to avoid or fix credit damage. The company has been recognized by various publications such as Discover, Fortunly, Observer, and SF Weekly.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

St. Petersburg, FL
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
1.0 / 5 (6)

Price: Free Credit Report Consultation

Approvology logo
Visit WebsiteWebsite

Approvology

Visit WebsiteWebsite
St. Petersburg, FL 33709
  • Credit Monitoring
  • Credit Audit

Business Description

Approvology is a credit repair company that serves clients in the St. Petersburg area. Its team helps improve credit scores by disputing negative items in credit reports created by the three major bureaus. These include charge-offs, late payments, bankruptcies, medical bills, and student loans. The company also contests errors in the reports to allow clients to eventually get loans with lower interest rates. In addition, Approvology offers credit planning services that prioritize the payment of debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (2)
Boost Credit Solutions LLC logo
Visit WebsiteWebsite

Boost Credit Solutions LLC

Visit WebsiteWebsite
7901 4th Street North, St. Petersburg, FL 33702

Business Description

Boost Credit Solutions LLC is a credit repair company that is headquartered in St. Petersburg. It offers credit restoration services that allow clients to dispute any incorrect information on the credit report. Credit advisors from this company provide assistance in the dispute process of repossessions, charge-offs, late payments, inquiries, and foreclosures. Boost Credit Solutions LLC also provides a pay per deletion option that deletes a public record from credit bureaus.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Bridge Credit Repair logo
Visit WebsiteWebsite

Bridge Credit Repair

Visit WebsiteWebsite
100 Ashley Dr S Suite 601, Tampa, FL 33602

Business Description

Bridge Credit Repair helps St. Petersburg residents with various credit report needs. The company's credit repair specialists create personalized dispute letters and dispute options for clients. They negotiate with creditors and credit bureaus to challenge negative items stated in clients' credit reports. Clients are provided 24/7 access to their accounts in order to monitor updates on their credit scores and reports. Part of Bridge Credit Repair's service is providing clients with gudiance in maximizing their debt ratio score.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Credit MRI logo
Visit WebsiteWebsite

Credit MRI

Visit WebsiteWebsite
401 East Jackson Street, Tampa, FL 33602

Business Description

Credit MRI offers credit repair and building services to consumers and businesses in St. Petersburg. It aids in improving personal credit by eliminating or reducing outstanding items such as collections, charge-offs, and student loans, as well as default-related records including foreclosures, repossession, and bankruptcy. Credit MRI also offers credit-building services to individuals, as well as to businesses that are looking into solutions for cash flow management and reduction of expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.4 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Score Plan logo
Visit WebsiteWebsite

Credit Score Plan

Visit WebsiteWebsite
​Tampa, FL 33601
  • Credit Dispute

Business Description

Credit Score Plan offers various services to customers in St. Petersburg. The firm educates debtors and corrects erroneous entries on their records. It maintains updated information on a client's case status, which is accessible 24 hours a day. The team repairs consumer, business, and mortgage credits. Credit Score Plan is a family business, and its founder is a realtor who put up the business when he realized that some potential buyers had trouble procuring loans.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit1 logo
Visit WebsiteWebsite

Credit1

Visit WebsiteWebsite
7616 W Courtney Campbell Causeway Ste 145, Tampa, FL 33607
  • Credit Audit

Business Description

Credit1 has over 20 years of experience delivering personalized consultations, report summaries, and score evaluations to St. Petersburg individuals. It repairs credit by removing inaccurate and negative items on reports, such as collections, late payments, medical bills, and tax liens. It also offers TransUnion, Experience, and Equifax bureau management. Additionally, the company helps clients maintain good credit scores by providing ongoing education programs, such as long-term consulting, identity theft education, and other month-to-month programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Debt Relief Legal Group logo
Visit WebsiteWebsite

Debt Relief Legal Group

Visit WebsiteWebsite
901 W Hillsborough Ave, Tampa, FL 33603

Business Description

Debt Relief Legal Group provides credit repair services near Saint Petersburg. The company has a credit recovery program that improves credit scores via debt elimination. It uses a co-counsel approach in handling debt cases. The lawyers have experience in helping clients file for Chapter 7 and 13 bankruptcy and reestablish credit afterward. They offer advice on alternatives to bankruptcy, such as loan modifications and debt elimination and consolidation, to help clients choose the most viable option. Debt Relief Legal Group's attorneys also represent homeowners in foreclosure by providing solutions such as mortgage modification, strategic abandonment, settlement negotiations, and short sales.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FAM Business Consultant logo
Visit WebsiteWebsite

FAM Business Consultant

Visit WebsiteWebsite
13575 58th Street North, Suite 200, Clearwater, FL 33760
  • Credit Audit

Business Description

FAM Business Consultant is a local credit repair and restoration firm that serves clients in St. Petersburg and the surrounding areas. The firm assists clients in restoring their credit rating through personalized consultations, accurate representation, and ongoing education. It also offers business funding solutions to help clients establish credit to be able to secure large lines of funds through means like loans and cash advances and help their businesses grow. The company maintains an online portal where clients can access their credit progress 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
National Debt Relief logo
Visit WebsiteWebsite

National Debt Relief

Visit WebsiteWebsite
180 Maiden Ln Fl 30, New York, NY 10038

Business Description

National Debt Relief is a credit repair agency that serves clients in Saint Petersburg. IAPDA-certified professionals assess clients' finances and create a debt management plan that's unique to each client's background. In addition to negotiating settlements with credit bureaus and collectors, the company works with clients to actively pay off their debt and create healthy financial habits. National Debt Relief's other services include debt consolidation and credit counseling. The agency was founded with the mission of helping individuals achieve financial freedom and providing ongoing financial education. National Debt Relief is a member of the American Fair Credit Council and the International Association of Professional Debt Arbitrators.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
National Family Financial Solutions, Inc. logo
Visit WebsiteWebsite

National Family Financial Solutions, Inc.

Visit WebsiteWebsite
1301 Seminole Blvd Ste 173 Bldg H, Largo, FL 33770

Business Description

National Family Financial Solutions Inc. is a credit repair company near Saint Petersburg. Its staff works to help clients climb out of unmanageable debt and improve their credit ratings. It develops debt management plans to reduce or eliminate interest rates and lower monthly payments. The debt management program manages unsecured debt accounts, such as medical bills, service charges, credit card accounts, and personal, signature, and installment loans. The experts provide debt consolidation repayment plans to roll debts into one and reduce the debt to income ratio, hence increasing credit scores. They also offer bankruptcy solutions as well as credit counseling and budget coaching.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Ownurship Consulting logo
Visit WebsiteWebsite

Ownurship Consulting

Visit WebsiteWebsite
: 7901 4th St N STE 4823, St. Petersburg, FL 33702
  • Credit Dispute

Business Description

Ownurship Consulting offers credit repair services for individuals in St. Petersburg and the surrounding locations looking to acquire insurance, start a business, or purchase a home. It offers monthly packages that include a credit report analysis covering the three major credit bureaus and monthly updates. The company challenges negative report items and utilizes disputing strategies and tactics in pursuit of repairing and building clients' credit scores. It also educates clients on the proper use of credit.

Rose Financial Advancement Services logo
Visit WebsiteWebsite

Rose Financial Advancement Services

Visit WebsiteWebsite
10300 49th Street North Suite 123, Clearwater, FL 33762
  • Credit Monitoring

Business Description

Rose Financial Advancement Services extends its credit repair solutions to the people of St. Petersburg. It handles private assessment and analysis, contacts creditors, and deals with the back and forth correspondence and documentation on clients' behalf. It challenges derogatory accounts and remarks on clients' credit reports to build and improve their scores. It conducts consultations, financial literacy, and debt counseling to help customers develop a futuristic outlook. The firm is a member of the Certified Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Score Bump logo
Visit WebsiteWebsite

Score Bump

Visit WebsiteWebsite
3502 Henderson Boulevard, Tampa, FL 33609

Business Description

Score Bump is a credit score improvement company that assists St. Petersburg-based clients in getting back on track financially. It provides financial education to build, rebuild, and restore credit. The company has credit advisors who help fix and rebuild stained credit for individuals and business owners. Its team of advisors handles the removal of incorrect information on the credit report, including duplicates, late payments, charge-offs, bankruptcies, medical bills, and short sales.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Songlo Credit Service logo
Visit WebsiteWebsite

Songlo Credit Service

Visit WebsiteWebsite
Tampa, FL 33610
  • Credit Monitoring

Business Description

Songlo Credit Service works with the residents of St. Peterburg who need to procure financial accommodations. The office repairs clients' ratings by contesting erroneous entries on their records. It also educates individuals by teaching them how to build their scores and manage their outstanding debts. CEO and coach Sonia L. Taylor's customer base includes persons with student loans and business proprietors who must establish their own credit lines. Songlo Credit Service is a member of the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Super Credit Repair logo
Visit WebsiteWebsite

Super Credit Repair

Visit WebsiteWebsite
25400 US Highway 19 N Ste 240, Clearwater, FL 33763

Business Description

Founded in 2018, Super Credit Repair is a credit repair agency near Saint Petersburg that helps individuals and families to improve their credit profiles. The company evaluates credit reports for inaccuracies and works to have adverse credit remarks exceeding six to seven years removed. Its employees are experienced in handling bankruptcy, collection accounts, foreclosures, evictions, judgments, and tax liens. Clients can access financial advice from attorneys or counselors trained and experienced in credit repair, who advise on appropriate areas to address to obtain improved credit scores, leading to financial freedom. Super Credit Repair also helps customers to reduce or eliminate debt through remedies that include lawsuit defense and debt settlement and consolidation.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Credit Xperts logo
Visit WebsiteWebsite

The Credit Xperts

Visit WebsiteWebsite
St. Petersburg, FL
  • Credit Monitoring

Business Description

The Credit Xperts has been serving individuals in St. Petersburg and the surrounding areas for more than a decade. The firm primarily caters to people dealing with mortgage correction, judgments, bankruptcies, or student loans. The national credit repair company helps customers restore their credit scores across three major credit bureaus: Experian, TransUnion, and Equifax. Its specialists remove inaccurate and negative items from credit reports, such as collections, late payments, and public records. In addition to assisting individuals, the business offers special accommodations to couples.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail